Most teens learn about managing credit and other financial matters from their parents. But with the average American family carrying more than $7, 000 in credit card debt, teens clearly need additional sources of information about personal finance. In this book, the author shares ten simple rules, or "secrets, " for managing bills successfully and avoiding the debt trap. With clear explanations, a helpful glossary, and fascinating financial facts, it can help teens build a foundation for a healthy financial future.
Students can determine the meaning of key terms and relationships involving money, savings strategies, economics, and finance in this informational text that presents ten secrets in building the bank account of their dreams. They learn tips for increasing income, developing a savings plan, keeping a budget, spending wisely, starting an education fund, building an emergency fund, investing, and making their saving a habit. Sidebars such as "Myths and Facts" and "10 Great Questions to Ask a Financial Adviser" along with fascinating financial fact boxes allow readers additional exploration into related information.
We all need money, and most people, including teens, want to know how to make more of it. This title shares ten valuable secrets that can help increase teens' income over time. While not quick or easy, principles such as providing outstanding service, learning more in order to earn more, networking, and building one's brand will help teens obtain both financial and personal rewards from their work. As required by the Common Core, readers can gather important ideas through the book's chapter titles, headings, fact boxes, and other resources in this easily navigable informational text.
This insightful guide gives the nuts and bolts of investing, protecting oneself from risks, and increasing ones chances of reaching financial goals. Readers can evaluate and integrate specific steps in investing that are examined in this blueprint, including setting goals, determining risk factors, making a financial profile, being able to speak investment language, understanding investment options, diversifying investments, playing online investment games and joining investing clubs, thinking about retirement today, paying taxes, and staying informed by having awareness about the changes in the economy and its financial markets. Teens come to understand their inner investor and know their financial options after reading this essential resource. Fascinating fact boxes and additional elements called Myths and Facts and 10 Great Questions to Ask a Financial Adviser give readers at-a-glance details.
Navigating the financial world in the modern economy can be tough for teens. Studies show that teens often don't understand the basics of creating and maintaining a budget. This volume shares some creative and smart tips to help anyone interested in developing a budget to do just that. The short, to-the-point format makes for a quick, informative read. Quick tips and financial facts are included for fast reference to invaluable information.
Readers are encouraged to think about money as a toollike a Swiss Army knife that can be used for many different tasks, to create things we want in our lives. Money is like a tool, in more ways than one. It is an all-purpose survival kit, because life gets tough without it. If we handle money carelessly, it can do serious damage. And just like any tool, sometimes it works great, sometimes it doesnt. The ten tips found in this book are ideas shared by many people, from billionaires to working-class moms, dads, and kids. Readers will learn about spending, saving, investing, setting financial goals, budgeting, borrowing, and seeking financial advice. Some tips involve doing specific things: writing, adding, and subtracting. Others suggest ways of thinking about money and what we do with it. This volume is intended to help readers get the most out of this tool we call money, whether dealing with a lot of it, or just a little. Readers are encouraged to think further with 10 Great Questions to Ask an Economics/Finance teacher and Myths & Facts.
Prison Economy Secrets - Vol. III -Digital Version Written by: Benoit Tano, MD PhD In this groundbreaking book, "Inmates' Rehabilitation Programs: Unlocking the Power Within," Benoît Tano, M.D., Ph.D. reveals the secrets to successful inmate rehabilitation programs that can transform the lives of inmates and reduce recidivism rates. Based on years of research and practical experience, this comprehensive guide covers a wide range of topics, including education, vocational training, mental and physical health, spirituality, creativity, and entrepreneurship. The book provides practical strategies for designing and implementing effective rehabilitation programs that help inmates overcome their past and unlock their full potential. Through inspiring stories of inmates who have successfully transformed their lives, readers will discover how the power of rehabilitation can create positive change and impact communities. Whether you're a correctional officer, a counselor, a policymaker, or simply interested in the topic, this book offers a wealth of knowledge and resources to help you make a difference. If you're looking to create a better future for inmates and society as a whole, "Inmates' Rehabilitation Programs: Unlocking the Power Within" is the ultimate guide to achieving your goals. In this book, you will learn about the 10 Cs for inmates' success, which will empower you to take control of your life, embrace a positive mindset, and make positive changes that will transform your future. Through personal stories, case studies, and practical strategies, you will discover how to develop your creativity, self-discipline, and communication skills, and how to apply them in your daily life. The book provides a comprehensive guide to developing the necessary skills and knowledge to turn your life around and become a successful, contributing member of society. With the help of this book, you will gain the confidence and tools needed to overcome the challenges that come with being an inmate and build a brighter future for yourself and those around you. Whether you are just beginning your journey or have been incarcerated for years, this book will provide you with the inspiration and guidance you need to take the first step toward a better life. Don't let your past define you - start building the future you deserve today. "Whether you are an inmate or a prison staff, this book will guide you through a proven process of rehabilitation and personal development. With practical strategies and expert advice, you will learn how to overcome the challenges of incarceration and transform your life. Discover the power of positive thinking and creativity, and how they can help you unlock your full potential. Learn the 10 Cs for personal success, as well as the 17 principles for overcoming procrastination and improving productivity. You'll also explore the teachings of great thinkers like Napoleon Hill and Brian Tracy, and how they can be applied to your life in prison. With step-by-step guidance and inspiring stories of success, this book will help you cultivate the skills and mindset needed to achieve your goals and live a fulfilling life, both during and after your time in prison. So, are you ready to take the first step toward a brighter future? Let this book be your guide."
A reliable mortgage broker is in constant demand and never short on business in any economic condition. According to the U.S. Department of Labor, the average income of mortgage brokers is $43,210. The mortgage brokering business is one of the fastest growing occupations in America today, yet the financial success rate for these new brokers is dismal. It is estimated that less than 30 percent of new mortgage brokers ever become financially successful. Virtually all mortgage brokers are paid strictly on commission, so there is little motivation for the company to help you succeed. You need the proper training to be prepared. This new book will provide you with a road map to financial success. You will learn how NOT to make the big mistakes most new brokers make, how to put a loan package together, how to find borrowers, how and what to charge, how to guarantee your fee, how to make buyers and sellers happy, and how to quickly and easily locate the best deals for your customers. Additionally, this book provides you with information on licensing and exam fees, the expenses of doing business, your vehicle and insurance coverage, sales techniques, simple methods to get hundreds of referrals, software programs that make running your business effortless, the private mortgage segment, the commercial market, secrets to using the Internet, realtors, online tools and ideas, mortgage technology tips, Internet leads, building partnerships, and much more. We also spent thousands of hours interviewing, e-mailing, and communicating with hundreds of todays most successful mortgage brokers. This book is a compilation of their secrets and proven, successful ideas. If you are interested in learning hundreds of hints, tricks, and secrets on how to earn a high, consistent income as a broker, this book is for you. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president's garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.
