In Safe Money Matters, you will learn how to conquer the #1 fear of retirees: running out of money before running out of life. You'll also learn how to avoid stock market ups and downs while increasing your portfolio, avoid taxes on distributions from your retirement funds, and foresee the future and sleep well at night.
A roadmap for achieving financial freedom in less than five years! David and Leslie Shippy went from a middle-class life to financial freedom in three short years. They were able to replace both of their multiple six-figure incomes and walk away from corporate America. Their first three apartment investments tripled their investors’ money. They have since gone on to purchase and manage a portfolio of apartments that consists of over three thousand units and is worth over $300 million. Money Matters for Financial Freedom reveals the principles they used to do it. David and Leslie’s detailed guide provides specific examples and skills that shift readers’ thinking from a middle-class mindset to a financially free millionaire mindset. It outlines specific techniques and leadership skills necessary for running a multimillion-dollar business, along with step-by-step examples of how to manage money, create multiple business streams of income, and enable financial freedom!
Investing information is everywhere; there are blogs, newspapers, magazines, and cable TV shows all dedicated to helping individuals invest in smarter and more successful ways. Yet despite all the efforts to educate the public on investing, most people still feel uncomfortable with how they should actually invest their money. Recent predictions about slowing economic growth, historically low interest rates, and volatile markets have investors scratching their heads about what to do with their money. And more than ever, people are scared about whether they can grow their money enough to last through their lifetime. Expert investor Timothy McCarthy has spent the last 30 years in the US and overseas providing investment solutions to individuals and their advisors. He believes that understanding how to create a truly globally diverse portfolio while applying the magic of time will help all investors navigate risky markets. McCarthy also explores the fundamentals of picking and evaluating financial advisors for those who want to understand the principles of investing but not actually do the work themselves. McCarthy helps guide the reader along a straightforward path to investment success by telling engaging and actual stories to illustrate each of his seven lessons of successful investing. The Safe Investor will help even those readers with little interest or aptitude for finance to be comfortable in knowing what to do to manage their life investment plan and how to manage their own advisors.
The "Safe Money Millionaire" debunks the financial wisdom that has cost Americans trillions in losses in the stock market. Now more than ever baby boomers and Americans saving for retirement are looking for safety for their money rather than chasing returns on Wall Street. In this book we crush the financial myths ranging from 401(k)’s being a good place for retirement savings, to diversifying with Mutual Funds, to keeping your credit score high and getting a low interest rate. The solution is a predictable, easy to follow plan to growing wealthy without risking money on Wall Street, reducing or eliminating interest paid to banks and credit card companies, plus protecting yourself from taxes that can ravage retirement savings in qualified plans.
The “perfect storm” of global economic disaster is now hitting every area of personal finance. Retirement accounts, retiree nest eggs, home prices, and just about everything else of value are being swept away in the chaos. You can either passively try to wait out the storm or take immediate action to protect yourself, your family, and your future. In Safe Money in Tough Times, Jonathan Pond explains how to stay afloat while the economy sinks. Employing the practical, commonsense knowledge and wisdom that has made him one of America’s most popular personal finance experts, Pond helps you both weather the storm and position yourself to profit when the economy inevitably rebounds. He tackles every area of your financial life that is or will soon be affected by the Great Recession, from investing defensively and selecting the safest investments to strategies for paying insurance and tuition bills when times are tough. You’ll find easy and practical tactics for Managing debt Reducing expenses Coping with unemployment Minimizing complications if your financial institution fails Protecting your retirement savings Making informed decisions about your home and mortgage Improving your credit standing Preparing for fi nancial emergencies Although he acknowledges the gravity of our economic situation, Pond takes you past the pessimism of today’s media commentators and presents the crisis as a means for educating yourself, changing bad habits, and eventually enjoying unexpected profits. With Safe Money in Tough Times you have what you need to bypass the so-called experts and develop your own financial strategy with confidence. Complete with checklists and worksheets, this prescient guide provides everything you need to take control of your investments, beat the recession, and develop an all-weather financial and investment plan that will last a lifetime.
Park Avenue advice at a Beardstown price! Filled with anecdotes, outspoken opinions, and savvy suggestions, this straightforward book guides women at all income levels and all stages of life who want to achieve financial independence.
Personal finance from a different perspective - looking at the missing pieces and mindset issues that cause us to take actions the derail our finances.
"Money Matters: A Kid's Guide to Financial Responsibility" is an engaging and educational journey that equips children with the essential skills and knowledge required to navigate the complex world of finances. In this thoughtfully crafted book, children will embark on an exciting adventure to discover why money is such a crucial aspect of our lives, just like learning to read and write. Designed to be both educational and fun, "Money Matters" introduces youngsters to the fundamental concepts of financial literacy, making it accessible and engaging for kids of all ages. With vibrant illustrations and easy-to-follow explanations, this book covers a wide range of topics that empower children to take control of their financial future. "Money Matters: A Kid's Guide to Financial Responsibility" is the perfect resource for parents, educators, and young readers eager to develop responsible money habits, foster independence, and cultivate a sense of responsibility and kindness when it comes to matters of money. By providing children with a solid foundation in financial responsibility, this book empowers them to make wise financial choices throughout their lives, setting them on a path to financial success and independence, all while offering practical tools like Income and Expenses Tracker Worksheets and Smart Goal Setting Worksheets to make their financial journey even more accessible and exciting. Key Features: Financial Literacy: Children will learn the ABCs of money, from understanding its value to exploring the concepts of earning, saving, spending, and giving. Goal Setting: "Money Matters" encourages kids to dream big and provides practical guidance on setting financial goals. It demonstrates how money can be a tool to turn their dreams into reality. The book includes Smart Goal Setting Worksheets, making it easy for kids to plan and track their financial aspirations. Responsible Spending: The book educates kids on the importance of distinguishing between needs and wants, enabling them to make smart spending choices and avoid impulsive purchases. Saving Skills: Young readers will discover the value of saving and be introduced to various saving strategies, including the use of savings accounts and setting money aside for future needs and aspirations. Giving Back: "Money Matters" emphasizes the significance of giving and sharing with those in need, nurturing empathy and kindness in children. Record Keeping: Children will gain essential financial tracking and record-keeping skills, helping them keep tabs on their earnings, spending, and savings. The book provides two different types of Income and Expenses Tracker Worksheets, making it easy for kids to manage their finances. Banking Basics: The book familiarizes kids with the concept of banks, their role in managing money, and how to open a savings account, imparting knowledge that will serve them well throughout life. Independence: "Money Matters" encourages kids to take responsibility for their finances, reducing their reliance on adults for everyday spending decisions. Future Planning: It introduces the idea that financial responsibility isn't just about the present but is also important for planning future adventures and goals. This book uniquely incorporates examples and illustrations featuring Australian notes and coins, offering young readers a culturally relevant and relatable experience. By showcasing familiar currency, the book provides a hands-on and practical understanding of real-world financial scenarios, making the learning journey even more engaging for Australian children. Whether it's recognizing different denominations or understanding the value of coins, this inclusion adds a distinctive touch that resonates with the daily financial experiences of young readers in Australia.
NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life.
A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It "This is a wonderful book. It can really change your life." -Oprah For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: • Get out of debt and develop savings • Save money through mindfulness and good habits, rather than strict budgeting • Declutter your life and live well for less • Invest your savings and begin creating wealth • Save the planet while saving money • …and so much more! "The seminal guide to the new morality of personal money management." -Los Angeles Times