Chronicles the career of a conflicted mortgage broker. This comical and tragic account explains the whole amazing subprime catastrophe through the story of one man. Mortgage brokers dominated the lending industry for 25 years before succumbing to the lure of ever riskier products that relentlessly blurred their moral principles. In the end, common sense was compromised by fear of losing to the competition. Here are the outrageous, and sometimes hilarious, stories of the sale’s anti cs of all the players of the subprime crisis.
What is the state of philosophy today, and what might it be tomorrow? With What Philosophy Is For, Michael Hampe answers these questions by exploring the relationships among philosophy, education, science, and narrative, developing a Socratic critique of philosophical doctrines. Philosophers generally develop systematic theories that lay out the basic structures of human experience, in order to teach the rest of humanity how to rightly understand our place in the world. This “scientific” approach to philosophy, Hampe argues, is too one-sided. In this magnum opus of an essay, Hampe aims to rescue philosophy from its current narrow claims of doctrine and to remind us what it is really for—to productively disillusion us into clearer thinking. Hampe takes us through twenty-five hundred years of intellectual history, starting with Socrates. That archetype of the philosophical teacher did not develop strict doctrines and rules, but rather criticized and refuted doctrines. With the Socratic method, we see the power of narration at work. Narrative and analytical disillusionment, Hampe argues, are the most helpful long-term enterprises of thought, the ones most worth preserving and developing again. What Philosophy Is For is simultaneously an introduction, a critique, and a call to action. Hampe shows how and why philosophy became what it is today, and, crucially, shows what it could be once more, if it would only turn its back on its pretensions to dogma: a privileged space for reflecting on the human condition.
Segregation: The Rising Costs for America documents how discriminatory practices in the housing markets through most of the past century, and that continue today, have produced extreme levels of residential segregation that result in significant disparities in access to good jobs, quality education, homeownership attainment and asset accumulation between minority and non-minority households. The book also demonstrates how problems facing minority communities are increasingly important to the nation's long-term economic vitality and global competitiveness as a whole. Solutions to the challenges facing the nation in creating a more equitable society are not beyond our ability to design or implement, and it is in the interest of all Americans to support programs aimed at creating a more just society. The book is uniquely valuable to students in the social sciences and public policy, as well as to policy makers, and city planners.
An incisive look at the consequences of today's costly and damaging suburban lifestyle In The Cul-de-Sac Syndrome, Bloomberg News' John Wasik exposes the economic, cultural, environmental, and health problems underlying life in suburbia. Wasik provides powerful insights into how the U.S. suburban lifestyle has become unsustainable and what can be done to salvage it. His observations are firmly grounded in exclusive on-the-ground research, interviews with thought leaders, and the latest studies and statistics. The book Exposes the untold truths about suburban home ownership: green isn't always so green, life isn't cheaper after accounting for gas, water, and taxes, and modern suburban living isn't so idyllic considering the toll it takes on our health Includes exclusive research and analysis by experts in the field that debunks the many myths associated with suburban living Explores innovative solutions being developed in cities across the country The American Dream of moving further from a city to buy a bigger house and find better schools has become a costly nightmare. The Cul-de-Sac Syndrome examines why and what can be done.
Patricia Lyons' searing first-person accounts of adolescent ethics, spirituality, conscience, and struggles with despair are unforgettable. In this book, she deciphers the language of youth so that any teacher, parent, or mentor can learn how to hear, understand and respond more effectively to the spiritual hopes and longings of teenagers.
Author: United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and Insurance