***AVAILABLE AT www.pharmdloans.com ***Are you: Overwhelmed with student loans? Confused by all the repayment plans that exist? Unsure if your strategy will save you the most money? Feeling anxious about how to handle your loans during your residency? Worried about doing everything right for the Public Service Loan Forgiveness Program? If so, you're not alone! Pharmacists today are now facing an average of over $170,000 in student loan debt and aren't always provided with the best tools and resources before graduating. Salaries are not keeping pace and you have additional job market challenges that will directly impact your ability to manage your debt. This is the unfortunate reality that pharmacy graduates are now facing. This book is your guide to help you: Analyze all of the payoff strategies available to you, Confidently choose a plan that will save you the most money and align with your goals Optimize strategies to maximize the benefits of forgiveness programs, Implement ways to accelerate your payoff and become debt-free faster
A self-help guide to understanding and better managing your student loans. All are encouraged to purchase this book... students and parents. If you have had or have ever known anyone to have had student debt, this is the book for you!
NEW 2015 EDITION - CRITICAL UPDATES ABOUT FEDERAL STUDENT LOAN REPAYMENT, FORGIVENESS, AND DEFAULT RESOLUTION PROGRAMS! In 2013, student loan debt in the US passed $1 trillion. That's more than our total amount of credit card debt and automobile debt. Graduates are starting out with poor employment prospects, obscene levels of debt, and few tools to help. Adam S. Minsky is a leading expert in student loan debt. He is renowned as a pioneer in student loan law as the founder of one of the first law firms in the country devoted entirely to helping student borrowers. With few resources available for student borrowers navigating byzantine repayment systems, he wrote this book as a practical, easy-to-read guide for managing your student debt. Whether your loans are federal or private, in good standing or in default, this guide identifies your options and helps you determine the best way forward.
The first comprehensive guide to researching and repaying student loan debt, this lively resource gives college graduates, as well as students and their parents, expert advice from loan officers, legislators, attorneys, collection agencies, consumer activists, and students who've been through the loan process themselves.
Despite federally mandated entrance and exit counseling about student loans, research shows that the majority of borrowers are confused about their debt and the terms they are borrowing on: ●64% of students worry about having enough money to pay for school ●65% misunderstood aspects of their loans, including the repayment terms, the amount of their monthly payment, or the interest rate ●⅔ of borrowers do not understand the difference between federal and private loans ●60% of students have more student loan debt than they expected to have ●⅔ of borrowers are not sure they will be able to pay off their student loans The purpose of this book is to give you a baseline understanding of student loans. We will review how to minimize student loans, types of loans, repayment plans, delinquency and default, forgiveness programs, and strategies to pay off debt as quickly as possible.
A handbook that you will refer to throughout your entire pharmacy education! Pharmacy Student Survival Guide is a one-of-a-kind roadmap for excelling in pharmacy practice courses. A unique combination calculations, kinetics, drug information, medical terminology, and laboratory data book all in one, the Guide helps you organize case information, improve problem-solving skills, learn terminology, and impress faculty during rounds. Pharmacy Student Survival Guide is presented in three sections that span the entire pharmacy curriculum: Systems and Expectations covering etiquette, ethics, communication, monitoring patients, and the function of a medical team Patient Care Tool Box covering medical terminology, pharmacokinetics, laboratory data, and physical assessment Topics in Pharmacy Practice addressing the practice of community and institutional pharmacy, the pharmacists as drug information specialist, managed care, public health, and global pharmacy Valuable for both introductory and advanced practice courses, Pharmacy Student Survival Guide is the one book every pharmacy student must own.
The practical followup to the acclaimed bestseller In 2001, the groundbreaking book Quarterlife Crisis® addressed the unique and unsettling trials of entering modern adulthood. For the first time, it identified how twentysomethings were lost and confused, and lamented the absence of a guide-a roadmap with solutions for how to emerge from the crisis successful, happy, and sane. Now, the author of Quarterlife Crisis® delivers that roadmap. Alexandra Robbins goes beyond defining the problem of the quarterlife crisis and puts readers on the path to conquering it. She asks-and answers-the tough, soul-searching questions that keep young adults awake at night: - How do I weigh doing what I love versus making money? - Will I ever find my "soul mate"? - Why is it so hard to make friends? - Why are my twenties so different from what I expected? With new voices as well as follow-up interviews with some of the original Quarterlife Crisis® twentysomethings, Conquering Your Quarterlife Crisis® is the new go-to guide for people who want it all...but just aren't sure what that is yet.
The co-founder and longtime president of Pixar updates and expands his 2014 New York Times bestseller on creative leadership, reflecting on the management principles that built Pixar’s singularly successful culture, and on all he learned during the past nine years that allowed Pixar to retain its creative culture while continuing to evolve. “Might be the most thoughtful management book ever.”—Fast Company For nearly thirty years, Pixar has dominated the world of animation, producing such beloved films as the Toy Story trilogy, Finding Nemo, The Incredibles, Up, and WALL-E, which have gone on to set box-office records and garner eighteen Academy Awards. The joyous storytelling, the inventive plots, the emotional authenticity: In some ways, Pixar movies are an object lesson in what creativity really is. Here, Catmull reveals the ideals and techniques that have made Pixar so widely admired—and so profitable. As a young man, Ed Catmull had a dream: to make the first computer-animated movie. He nurtured that dream as a Ph.D. student, and then forged a partnership with George Lucas that led, indirectly, to his founding Pixar with Steve Jobs and John Lasseter in 1986. Nine years later, Toy Story was released, changing animation forever. The essential ingredient in that movie’s success—and in the twenty-five movies that followed—was the unique environment that Catmull and his colleagues built at Pixar, based on philosophies that protect the creative process and defy convention, such as: • Give a good idea to a mediocre team and they will screw it up. But give a mediocre idea to a great team and they will either fix it or come up with something better. • It’s not the manager’s job to prevent risks. It’s the manager’s job to make it safe for others to take them. • The cost of preventing errors is often far greater than the cost of fixing them. • A company’s communication structure should not mirror its organizational structure. Everybody should be able to talk to anybody. Creativity, Inc. has been significantly expanded to illuminate the continuing development of the unique culture at Pixar. It features a new introduction, two entirely new chapters, four new chapter postscripts, and changes and updates throughout. Pursuing excellence isn’t a one-off assignment but an ongoing, day-in, day-out, full-time job. And Creativity, Inc. explores how it is done.
