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Author: Laurence J. Kotlikoff
Publisher: MIT Press
Published: 2005
Total Pages: 308
ISBN-13: 9780262612081
DOWNLOAD EBOOKWho could survive a fiscal crisis? This preemptive manual teaches how to protect against skyrocketing tax rates, drastically reduced health and retirement benefits, high inflation and a ruined currency.
Author: Laurence J. Kotlikoff
Publisher: MIT Press
Published: 2012-03-23
Total Pages: 288
ISBN-13: 0262300796
DOWNLOAD EBOOKHow America went bankrupt and how we can save ourselves—as a country and as individuals—from economic disaster. The United States is bankrupt, flat broke. Thanks to accounting that would make Enron blush, America's insolvency goes far beyond what our leaders are disclosing. The United States is a fiscal basket case, in worse shape than the notoriously bailed-out countries of Greece, Ireland, and others. How did this happen? InThe Clash of Generations, experts Laurence Kotlikoff and Scott Burns document our six-decade, off-balance-sheet, unsustainable financing scheme. They explain how we have balanced our longer lives on the backs of our (relatively few) children. At the same time, we've been on a consumption spree, saving and investing less than nothing. And that's not to mention the evisceration of the middle class and a financial system that has proven it can't be trusted. Kotlikoff and Burns outline grassroots strategies for saving ourselves—and especially our children—from what could be a truly catastrophic financial collapse. Kotlikoff and Burns sounded the alarm in their widely acclaimedThe Coming Generational Storm, but politicians didn't listen. Now the need for action is even more urgent. It's up to us to demand radical reform of our tax system, our healthcare system, and our Social Security system, and to insist on better paths to investment return than those provided by Wall Street (mis)managers. Kotlikoff and Burns's "Purple Plans" (so called because they will appeal to both Republicans and Democrats) have been endorsed by a who's who of economists and offer a new way forward; and their revolutionary investment strategy for individuals replaces the idea of financial capital with "life decision capital." Of course, we won't be doing all this just for ourselves. We need to fix America's fiscal mess before our kids inherit it. https://www.youtube.com/watch?v=IMKw76lBn0k&feature=youtube_gdata_player
Author: Laurence J. Kotlikoff
Publisher: Simon and Schuster
Published: 2008-06-10
Total Pages: 337
ISBN-13: 1416579672
DOWNLOAD EBOOKRich or poor, young or old, high school or college grad, this book, written by economist Laurence J. Kotlikoff and syndicated financial columnist Scott Burns, can change your life for the better! If you follow the advice in this book, it will raise your living standard (possibly by a lot), improve your lifestyle, and help you spend 'til the end. And it will completely transform your financial thinking, turning every bit of conventional financial wisdom on its head. If this sounds like a revolution in financial planning, you got it. So do The New York Times, The Washington Post, The Wall Street Journal, USA Today, Time, Consumer Reports, and other top publications that have been featuring the authors' economics-based "consumption smoothing" approach to financial planning. Spend 'Til the End substitutes economic wisdom for the "rules of dumb" that currently pass for financial advice. In the process it indicts the investment and financial-planning industry for giving most people saving and insurance targets that are much too high and then convincing them to invest in risky mutual funds and expensive insurance policies. The result is that most people are scrimping and saving during the years when they could be spending and enjoying their money -- and with no sure payoff. Easy to read, this book is packed with practical and often shocking advice on whether to work, how to pick a career, which job to take, where to live, what sort of house to buy, how much to save, when to retire, which kind of retirement account to use, whether to have kids, whether to divorce, when to take Social Security, how fast to spend down your assets in retirement, and how to invest.
Author: Laurence J. Kotlikoff
Publisher: MIT Press
Published: 2003-11-07
Total Pages: 148
ISBN-13: 9780262263375
DOWNLOAD EBOOKHow generational policy affects the sustainability of a government's fiscal policy. In these eight 2002 Cairoli Lectures, presented at the Universidad Torcuato di Tella in Buenos Aires, Argentina, Laurence Kotlikoff shows how generational policy works, how it is measured, and how much it matters. Kotlikoff discusses the incidence and measurement of generational policy, the relationship of generational policy to monetary policy, and the vacuity of deficits, taxes, and transfer payments as economic measures of fiscal policy. Kotlikoff also illustrates generational policy's general equilibrium effects with a dynamic life-cycle simulation model and reviews the empirical evidence testing intergenerational altruism and risk sharing. The lectures were delivered as Argentina faced a devastating depression triggered, in large part, by unsustainable generational policy. Throughout the book, Kotlikoff connects his messages about generational policy to the Argentine situation and the Argentine government's policy mistakes.
Author: Kenneth W. Gronbach
Publisher: AMACOM Div American Mgmt Assn
Published: 2008
Total Pages: 290
ISBN-13: 0814417949
DOWNLOAD EBOOKA myth-breaking book that will redefine who marketers see as their most valuable customers.
Author: John A. Potts
Publisher: AuthorHouse
Published: 2011
Total Pages: 111
ISBN-13: 1463446896
DOWNLOAD EBOOKAuthor: Billy Wilson
Publisher: Simon and Schuster
Published: 2021-10-19
Total Pages: 97
ISBN-13: 1637630271
DOWNLOAD EBOOKGENERATION Z is called and equipped to rise above the global storm we are experiencing and initiate the greatest awakening our world has ever seen. They are ready. They are willing. They are born for the storm. Generation Z is officially the largest generation in the world today. They are creative, driven, entrepreneurial, and technologically advanced. Generation Z comes of age in an unique time. This generation is surrounded by turbulence: a global pandemic, racial tensions, political upheaval, economic unrest, and social tensions not experienced by previous generations. They live in a tumultuous life-sea where the waves are high, the winds are strong, the intensity is unceasing, and the challenges feel insurmountable. This new generation, born between 1997 and 2012, has never witnessed a calm sea. Social harmony, economic stability, physical tranquility, and domestic peace have all been very distant during this period. While those from earlier generations are often disturbed by it all, Generation Z considers these storms a part of their existence. They are survivors, and they are being equipped by God for maximum kingdom impact during a time when the world needs them the most. Generation Z: Born for the Storm is written as a book of hope for this new generation. It examines the environment surrounding Gen Z and tries to understand who they are. It also looks at the unique qualities God is forming in Gen Z believers. The book inspirationally describes qualities already emerging and predicts qualities that will emerge as Gen Zers take their place of leadership in the world. Each chapter focuses on a person or persons from the Bible whose names begin with “Z” and who embody qualities God is forming in this new generation. This is not an exhaustive volume on Gen Z. It is simply a snapshot in time connected to the timeless truths of Scripture that will help us reflect upon, respond to, and empower the most important generation to ever live. Their potential is beyond description. Gen Z will take the negative circumstances they have been given and, by God’s grace, turn them into positives. Generation Z is ready. God is equipping. The Holy Spirit is moving. The world is waiting. The winds are blowing, and the waves are roaring. Spiritual history is going to be made because Generation Z is born for the storm.
Author: Laurence Kotlikoff
Publisher: Little, Brown Spark
Published: 2022-01-04
Total Pages: 283
ISBN-13: 0316541877
DOWNLOAD EBOOKIncrease your spending power, enhance your standard of living, and achieve financial independence with this “must-read” guide to money management (Jane Bryant Quinn). Laurence Kotlikoff, one of our nation’s premier personal finance experts and coauthor of the New York Times bestseller Get What’s Yours: The Secrets to Maxing Out Your Social Security, harnesses the power of economics and advanced computation to deliver a host of spellbinding but simple money magic tricks that will transform your financial future.Each trick shares a basic ingredient for financial savvy based on economic common sense, not Wall Street snake oil. Money Magic offers a clear path to a richer, happier, and safer financial life. Whether you’re making education, career, marriage, lifestyle, housing, investment, retirement, or Social Security decisions, Kotlikoff provides a clear framework for readers of all ages and income levels to learn tricks like: How to choose a career to maximize your lifetime earnings (hint: you may want to consider picking up a plunger instead of a stethoscope). How to buy a superior education on the cheap and graduate debt-free. Why it’s smarter to cash out your IRA to pay off your mortgage. Why delaying retirement for two years can reap dividends and how to lower your average lifetime tax bracket. Money Magic’s most powerful act is transforming your financial thinking, explaining not just what to do, but why to do it. Get ready to discover the economics approach to financial planning—the fruit of a century’s worth of research by thousands of cloistered economic wizards whose now-accessible collective findings turn conventional financial advice on its head. Kotlikoff uses his soft heart, hard nose, dry wit, and flashing wand to cast a powerful spell, leaving you eager to accomplish what you formerly dreaded: financial planning.
Author: Suyi Davies Okungbowa
Publisher: Hachette UK
Published: 2021-05-11
Total Pages: 480
ISBN-13: 0356515818
DOWNLOAD EBOOK'A vibrant tale of betrayal, intrigue and revolution' Anthony Ryan 'A thrilling, fantastical adventure that introduces a beguiling new world' S. A. Chakraborty In the city of Bassa, Danso is a clever scholar on the cusp of achieving greatness-only he doesn't want it. Instead, he prefers to chase forbidden stories about what lies outside the city walls. The Bassai elite claim there is nothing of interest. The city's immigrants are sworn to secrecy. But when Danso stumbles across a warrior wielding magic that shouldn't exist, he's put on a collision course with Bassa's darkest secrets. Drawn into the city's hidden history, he sets out on a journey beyond its borders. But the chaos left in the wake of his discovery threatens to destroy the empire. Award-winning author Suyi Davies Okungbowa begins a thrilling new epic fantasy series of violent conquest, buried histories and forbidden magic. Praise for Son of the Storm 'A contender for best new fantasy series of the year' SFX 'Everything I love to see in a fantasy story: masterful, fully-realised worldbuilding, morally complex characters, thoughtful and piercing interrogations of power . . . Damn good stuff!' Jenn Lyons 'An elaborately plotted tale of ancient magics and world-shattering politics. I, like many others, will be impatiently waiting for the next instalment!' Andrea Stewart 'An original and fully conceived new world of fantasy teeming with brilliant possibilities' P. Djèlí Clark 'An epic fantasy set apart by how deftly Okungbowa unfurls his intricate, richly imagined world' A. K. Larkwood 'Forgotten magic propels a richly drawn story of ambition, conspiracy and the elusiveness of belonging' Fonda Lee 'Bold characters, bloody action and brutal politics. I thoroughly enjoyed it!' James Islington
Author: Laurence J. Kotlikoff
Publisher:
Published: 1993-10-25
Total Pages: 292
ISBN-13:
DOWNLOAD EBOOKIn an effort to bring all generations to an understanding of the American economy, Laurence Kotlikoff shares information of the budget deficit of the United States government. Generational Accounting strives to educate readers on how the economy of the United States American functions, from explaining who pays for the goods and services the nation receives to when it must be paid, and just how much money goes to it. Kotlikoff analyzes how the government’s budget deficit is the cornerstone of conventional economic policy and argues that it is a number devoid of economic content, often used to lead the American people astray. “Read it and you’ll be on the cutting edge of future debates on fiscal policy.” – Fortune
