The Borrowing Money Guide

The Borrowing Money Guide

Author: Joseph R. Miller

Publisher:

Published: 2003

Total Pages: 212

ISBN-13: 9780972985505

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Presenting unbiased information about borrowing money and an understandig of the processes involved, this easy-to-read, step-by-step book will help you avoid costly credit mistakes and show you how o protect one of your most prized assets ---your credit


The Loan Guide

The Loan Guide

Author: Casey Fleming

Publisher:

Published: 2014-02-28

Total Pages: 268

ISBN-13: 9780615980706

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Before you take on the largest debt you'll ever have, you should have more - and better - information than you've ever had before. Whether you are a novice or an expert real estate investor this book provides the information you need to finally understand what lending channel, what loan product, and what price point truly fits your need. If you are an engineer looking to dig deeply into the nuts and bolts of how this works you will love the tools and analyses in this book. If you are more interested in just drilling in and getting quick answers, this book is an excellent reference guide with easy-to-find, high quality advice. In order to get the best mortgage possible you need to do five things very well: 1 - Decide whether you should even get a loan in the first place 2 - Choose the best lending channel for your needs 3 - Choose the best loan program for your needs 4 - Choose the best price point for your specific plans 5 - Lock your interest rate at the right time The Loan Guide provides a complete guide to doing all these things well. Finally, The Loan Guide covers how to manage your mortgage in order to keep as much money in your pocket over the course of your lifetime, how to interpret and avoid common marketing gimmicks, and how to use the Excel-based analytical tools used in examples throughout the book. Since 2008 all the rules of lending have changed. The Loan Guide, published in 2014, was written between 2008 and 2014 and updated as it was being written, to reflect the most current rules and guidelines possible. The Loan Guide is current, clear and complete, and you will find it answers exactly the questions you have, and many that you should have but don't know it.


A Field Guide to Conservation Finance

A Field Guide to Conservation Finance

Author: Story Clark

Publisher: Island Press

Published: 2012-09-26

Total Pages: 409

ISBN-13: 1597267589

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Finally, a comprehensive book on land conservation financing for community and regional conservation leaders. A Field Guide to Conservation Finance provides essential advice on how to tackle the universal obstacle to protecting private land in America: lack of money. Story Clark dispels the myths that conservationists can access only private funds controlled by individuals or that only large conservation organizations have clout with big capital markets. She shows how small land conservation organizations can achieve conservation goals using both traditional and cutting-edge financial strategies. Clark outlines essential tools for raising money, borrowing money, and reducing the cost of transactions. She covers a range of subjects including transfer fees, voluntary surcharges, seller financing, revolving funds, and Project Related Investment programs (PRIs). A clear, well-written overview of the basics of conservation finance with useful insights and real stories combine to create a book that is an invaluable and accessible guide for land trusts seeking to protect more land.


The SBA Loan Book

The SBA Loan Book

Author: Charles H Green

Publisher: Simon and Schuster

Published: 2010-12-18

Total Pages: 178

ISBN-13: 1440510024

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Spurred by President Obama, the Small Business Association has stepped up its loan program to companies around the nation. But to receive an SBA-guaranteed loan, firms must navigate a complex course of processes, qualifications, documentation, and approvals. You need this new edition of Charles Green's invaluable book to chart the best way to apply for and get an SBA loan. Green wastes no time in showing: Why an SBA loan guarantee is a good option in tough economic times How to choose the right bank at a time when many banks have failed and credit is tight What the new rules and regulations say about the paperwork and documentation loan applicants must supply In today's turbulent economic climate, solid financial backing is the key to small business survival. And this fully updated guide to SBA loans will help you land it.


The Charles Schwab Guide to Finances After Fifty

The Charles Schwab Guide to Finances After Fifty

Author: Carrie Schwab-Pomerantz

Publisher: Crown Currency

Published: 2014-04-01

Total Pages: 434

ISBN-13: 0804137374

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Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.


The Book on VA Loans

The Book on VA Loans

Author: Chris Birk

Publisher:

Published: 2020-02-18

Total Pages: 350

ISBN-13:

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For 75 years, the VA loan program has helped U.S. service members and their families achieve the dream of homeownership. Today, in the wake of the subprime mortgage meltdown and ensuing foreclosure crisis, this no-down payment loan is more important than ever. VA loans have emerged as a lifeline for veterans and active duty personnel who understand their unmatched safety and buying power. The Book on VA Loans takes service members and their families on an insider's journey into VA loans, from credit scores and interest rates to the unique opportunities and challenges of this long-cherished program. Readers get insider tips and expert advice from the country's largest dedicated VA lender, Veterans United Home Loans. They also receive a buyer-friendly education in a sometimes complicated world that can trip up even seasoned real estate veterans.Featuring simple, straightforward language and voices of previous VA borrowers, this resource helps ensure service members are in the best position possible to maximize the benefits earned by their service.


Counseling One Another

Counseling One Another

Author: Paul Tautges

Publisher: Shepherd Press

Published: 2016-02-01

Total Pages:

ISBN-13: 9781633420946

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This paradigm-shifting book helps believers understand the process of being transformed by God's grace and truth, and challenges them to be a part of the process of discipleship in the lives of their fellow brothers and sisters in Christ. Counseling One Another biblically presents and defends every believer's responsibility to work toward God's goal of conforming us to the image of His Son-a goal reached through the targeted form of intensive discipleship most often referred to as counseling. All Christians will find Counseling One Another useful as they make progress in the life of sanctification and as they discuss issues with their friends, children, spouses, and fellow believers, providing them with a biblical framework for life and one-another ministry in the body of Christ.


Borrowing Money

Borrowing Money

Author: Owen Jones

Publisher: Megan Publishing Services

Published: 2024-03-19

Total Pages: 82

ISBN-13:

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In today’s dynamic economic landscape, the ability to navigate borrowing options wisely is a vital skill. Whether seeking to fund a business venture, cover unexpected expenses, or purchase a home, understanding the intricacies of borrowing money is essential for financial stability and growth. “Borrowing Money” is a practical guide designed to demystify the world of borrowing, offering practical insights and strategies to empower readers in making informed financial decisions. This manual is for those venturing into the realm of credit cards, loans, and financial assistance. From the fundamentals of credit card applications to the nuances of debt consolidation and the intricacies of student loans, each chapter is crafted to provide a clear understanding of the borrowing landscape. Delving into topics such as personal loans, mortgages, and the importance of credit scores, readers will gain valuable knowledge on how to navigate the borrowing process effectively. The chapters within “Borrowing Money” cover a wide array of subjects, each aimed at addressing common financial challenges and offering actionable solutions. Whether exploring the benefits of cash advances, understanding loan sharks, or discovering the world of payday loans, this manual serves as a valuable resource for individuals seeking to manage their finances wisely. Moreover, “Borrowing Money” goes beyond mere information, providing insights into the emotional and practical aspects of financial stress and the importance of safeguarding one’s financial well-being. With a focus on empowerment and education, this guide aims to equip readers with the tools and knowledge necessary to make sound financial decisions and achieve financial resilience.


Servicemember's Legal Guide

Servicemember's Legal Guide

Author: Jonathan P. Tomes

Publisher: Stackpole Books

Published: 2005

Total Pages: 389

ISBN-13: 0811732320

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- A straightforward plain-English guide to what members of all the services and their families need to know about the law while serving in the armed forces - Expanded 5th edition contains new material on the laws of war for use by servicemembers deployed to combat - Updated laws on military status, military justice, legal remedies plus loads of personal law-marriage and divorce; family, home, financial, and property law; and veterans' legal matters