Protecting The Poor: A Microinsurance Compendium
Author: Craig Churchill
Publisher: Academic Foundation
Published: 2008
Total Pages: 688
ISBN-13: 9788171886708
DOWNLOAD EBOOKRead and Download eBook Full
Author: Craig Churchill
Publisher: Academic Foundation
Published: 2008
Total Pages: 688
ISBN-13: 9788171886708
DOWNLOAD EBOOKAuthor: Craig Churchill
Publisher:
Published: 2006
Total Pages: 0
ISBN-13:
DOWNLOAD EBOOKAuthor: Craig Farren Churchill
Publisher:
Published: 2006
Total Pages: 0
ISBN-13:
DOWNLOAD EBOOKComprises a collection of papers on the provision of microinsurance to the poor by focusing on life and health insurance.
Author: Craig Farren Churchill
Publisher:
Published: 2006
Total Pages:
ISBN-13:
DOWNLOAD EBOOKComprises a collection of papers on the provision of microinsurance to the poor by focusing on life and health insurance.
Author: Eva Tischer
Publisher: GRIN Verlag
Published: 2013-01-21
Total Pages: 57
ISBN-13: 3656355533
DOWNLOAD EBOOKBachelor Thesis from the year 2012 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 1,0, Wiesbaden University of Applied Sciences (Wiesbaden Business School), language: English, abstract: Comparing the last centuries ́ most significant natural disasters worldwide with the most costly insurance losses, we find that practically none of them had a large influence on commercial insurers. The reason is rather simple: most large-scale disasters happened in developing countries where the majority of population has no insurance coverage. Poor households are not only exposed to more risks, they also have fewer options to overcome them. Without access to social security systems and poorly developed private insurance markets it is hoped that microinsurance provides the low-income population with a possibility of reliable formal protection. Ten years ago hardly any commercial insurance company recognized a profitable market in the so-called bottom of the pyramid; the low-income segments of developing countries. Today, many large insurers, such as Zurich and Munich Re have recognized the potential of emerging markets and spot a multibillion market with the possibility of having a first-mover advantage. However, expansion is still largely driven by governmental organizations and key players of development aid enforcing and supporting community-based organizations. The aim of this thesis is to show how the microinsurance sector is currently developing, under what circumstances insurers can realize growth opportunities and what actions must be taken to provide a valuable financial service.[...]
Author: Craig Farren Churchill
Publisher: International Labour Organization
Published: 2006
Total Pages: 452
ISBN-13: 9221186571
DOWNLOAD EBOOKThis training manual provides an overview of the key management principles necessary to optimize the services of microfinance institutions (MFIs) and brings together useful lessons from numerous MFIs worldwide to help managers strengthen the performance of their unit, branch or institution.Either used alone, or as part of a management training course, Making Microfinance Work offers various tools and advice. The markets and marketing of MFIs are examined and looks at the different ways in which managers can communicate the value of their products and services. It introduces effective methods for enhancing efficiency and productivity which minimize the trade-offs MFIs invariably face as they try to provide services over the long term.The topic of managing risks is also covered. This manual offers strategies to prevent risk from occurring and, if it does occur, explains how to rectify the situation. Practical techniques for allocating costs and determining prices are also highlighted, as well as the importance of plans, budgets and reports. Illustrations and case studies are used to assist managers in applying the concepts outlined in the text. An extensive list of additional reading and useful Internet resources is also provided
Author: Craig Churchill
Publisher: International Labour Organisation
Published: 2012-01
Total Pages:
ISBN-13: 9789221241836
DOWNLOAD EBOOKMicrofinance has long been recognized as having significant potential to create jobs and reduce poverty. But to meet the twin challenges of growth and sustainability, managers of microfinance institutions (MFIs) must not only understand essential management functions: they must also be armed with innovative ideas and strategies to succeed in today's increasingly competitive environment. This book provides a valuable overview of the key management principles necessary to optimize the services of MFIs.Volume 1 examines the markets and marketing of MFIs and captures the different ways that managers can communicate the value of their products and services. It offers strategies to prevent risk from occurring and, if it does occur, explains how to rectify the situation. Practical techniques for allocating costs and determining prices are also highlighted, as well as the importance of plans, budgets and reports. Volume 2 includes chapters on various product options, including savings, insurance, leasing, money transfers, and even grants and nonfinancial services. It also explores how to combine different product menus to serve specific market segments, such as the ultra-poor, youth, women, and small and medium enterprises. It provides specific suggestions to manage diversification, including adapting the institutional culture, redistributing responsibilities, empowering staff, communicating with clients, reengineering systems, and managing change.
Author: United Nations Development Programme. Regional Centre in Colombo. Human Development Unit
Publisher: UN
Published: 2007
Total Pages: 140
ISBN-13:
DOWNLOAD EBOOKReducing poverty requires not just the generation of income among the poor, but also the protection of these incomes. Microinsurance offers innovative new ways to combat poverty in India through helping the rural poor systematically manage financial risks to their livelihoods and lives. The microinsurance industry is poised to take off, just as microcredit did a decade ago: 90 percent of the Indian population some 950 million people are not covered by insurance and represent an untapped market of nearly US$2 billion. This enormous missing market is ready for customized life and non-life insurance, but first, serious mismatches between the needs of the insured and the insurers must be overcome, pitting priorities against profits. This study strategically points to the numerous emerging opportunities for energising the rural insurance market, building on robust economic growth, increasing numbers of rural entrepreneurs and recent insurance regulations. Conclusions are based on new evidence from three states in India each with a population the size of some countries which also has policy relevance across the Asia-Pacific region and beyond. The study presents recommendations to realise the potential of this latent market.
Author: Pierpaolo Marano
Publisher: Springer Nature
Published: 2021
Total Pages: 439
ISBN-13: 3030527387
DOWNLOAD EBOOKThis open access volume of the AIDA Europe Research Series on Insurance Law and Regulation offers the first comprehensive legal and regulatory analysis of the Insurance Distribution Directive (IDD). The IDD came into force on 1 October 2018 and regulates the distribution of insurance products in the EU. The book examines the main changes accompanying the IDD and analyses its impact on insurance distributors, i.e., insurance intermediaries and insurance undertakings, as well as the market. Drawing on interrelations between the rules of the Directive and other fields that are relevant to the distribution of insurance products, it explores various topics related to the interpretation of the IDD - e.g. the harmonization achieved under it; its role as a benchmark for national legislators; and its interplay with other regulations and sciences - while also providing an empirical analysis of the standardised pre-contractual information document. Accordingly, the book offers a wealth of valuable insights for academics, regulators, practitioners and students who are interested in issues concerning insurance distribution.--
Author: International Labour Office
Publisher:
Published: 2007
Total Pages: 164
ISBN-13:
DOWNLOAD EBOOKThis two-volume guide provides assitance for a process of monitoring and evaluating the microinsurance schemes. It provides managers a assisting tool during such process for their microinsurance schemes. It also allows stakeholders - both technical and financial - to evaluate the vialability and performance of such schemes.