Pay Less Get More

Pay Less Get More

Author: Ian Sender

Publisher: CreateSpace

Published: 2014-07-23

Total Pages: 66

ISBN-13: 9781500598327

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>Create a $500,000 tax-FREE account”Pay NO taxes on your wealth ”>Avoid future tax increases””Cut investment fees; double earningsYour financial sales person may be taking 63% of your possible investment returns. Your employer's retirement plan may be taking over HALF your potential earnings. These are the results of recent analysis of our investing opportunities. Unless you learn to do your own comparison shopping on the Internet, your agent, broker, advisor, banker, etc are not likely to explain how to PAY LESS and GET MORE. Unless you are already wealthy, you have noticed that your income has remained flat for the last few decades—your purchasing power has fallen. Despite the political rhetoric, your prospects have been reduced. Many good jobs have been moved to other countries. Even now, some US companies—Walgreen, Pfizer, Medtronic—are denouncing citizenship; others evade taxes with legal gimmicks.http://www.nytimes.com/ 2014/07/06/business/when-taxes-and-profits-are-oceans-apart.html? They avoid paying their fair share of the tax bill for two wars and two tax cuts. We are paying more for less. Luckily, it is getting easier to make our dollar do more. We can shop online and avoid the commissions and fees that rob us of product value. We can save on insurance, banking, and especially investments. For instance, over time, we can avoid losing up to 63% of our retirement nest egg by using funds that cost 0.05% instead of 2.00% or more. Instead of having $250,000 at retirement, we could have $500,000 just by using low-cost investments. We can also save on taxes like the rich. It takes 1 hour to set up a low-cost tax-FREE account.


How to Pay Less for More

How to Pay Less for More

Author: Marc Lockley

Publisher: How to Books

Published: 2008

Total Pages: 0

ISBN-13: 9781845282370

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'I can't afford a house. I think I'll be renting forever'. 'New cars are too expensive - I just couldn't afford one'. 'There's no point in complaining - you don't get anywhere'. 'Sales people intimidate me'. 'I never seem to get the bargains my friends get'. 'I should be paid more'. 'My working hours don't suit my life's needs'. If this sounds like you, you need this book. With this book acquire the skills to negotiate better deals in every area of your life. Negotiation Coach Marc Lockley explains the basic skills and applies them to common situations that we all experience, either at home or in the workplace, and shows how simple and satisfying negotiation can be.After leaving "The Daily Mail" as Head of Agency Sales, Marc Lockley founded Lockley Associates which specialises in developing individuals' leadership and negotiation skills. Marc estimates that by using the skills he teaches, he saves himself thousands of pounds each year. But that's only the beginning. Negotiation, he says, is an art that has a bearing on all aspects of life. REVIEWS: 'How to Pay Less for More will help you to acquire the skills to negotiate better deals in every area of your life... Here's a book telling you how to do just that.' www.motorbar.co.uk CONTENTS: 1. So how are you going to save me thousands? 2. The salesperson 3. The skills and techniques - verbal 4. The skills and techniques - non-verbal clues 5. Buying Property 6. Selling Property 7. A Wedding or a Party 8. Booking hotels and holidays 9. Buying a showroom car 10. Buying a used car-private individual 11. Complaining effectively 12. Getting a pay rise 13. Working flexible hours 14. Summary - it doesn't end there.....


How to Pay Less and Save More For Yourself

How to Pay Less and Save More For Yourself

Author: Rob Carrick

Publisher: Doubleday Canada

Published: 2011-07-27

Total Pages: 258

ISBN-13: 0307374874

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From Canada’s leading expert on consumer banking, this easy-to-read, indispensable book will help you keep your hard-earned money working for you. Canadians are savvy consumers of everything – except financial products. We comparison shop for new cars and new clothes, but when it comes to our money, most of us passively hand it over to banks and other institutions. The result? Our earnings languish in bank accounts that pay out zero interest while raining down fees, or in mutual funds that make more money for the people running them than for investors. This book is the remedy: written especially for Canadians, it is the definitive guide to getting the best possible deal on everything from savings accounts to mortgages to RRSPs. Rob Carrick puts the key information in the reader’s hands through comparison charts, rankings and easy-to-follow tables, as well as good old-fashioned advice. He explains how to construct a banking profile, where to find the best bargains in financial services, how online banking and investing is changing everything, and much more. This book shows how to get the best while paying the least, so you can use your money for the things you really want and need.


Buy More, Pay Less

Buy More, Pay Less

Author: Corey Sandler

Publisher: Penguin Putnam

Published: 2001

Total Pages: 560

ISBN-13: 9780735202481

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A bestselling author makes it his mission to turn everyone into buyers--the kind of consumers who understand that when negotiating a purchase, they, too, have power. Sandler explains how to negotiate for the best price on health care, airline tickets, household furniture, and many other items, on and off the Internet.


Loopholes of the Rich

Loopholes of the Rich

Author: Diane Kennedy

Publisher: John Wiley & Sons

Published: 2010-12-28

Total Pages: 342

ISBN-13: 1118040392

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Loopholes of the Rich helps Americans from all walks of life use the same tax loopholes that the wealthy use to lower their tax bill. With this handy guide, you won?t need an accountant to find quick and easy ways to pay less. And there?s nothing unethical about these tax loopholes. In fact, the government wants you to take advantage of them! These tax-reducing tactics and strategies can give you the freedom to save for your family?s future or for your own financial independence. Plus, you?ll find a handy checklist of more than 300 business deductions, real-life tax strategy examples, useful sample forms, explanations of IRS codes and rules, and much more.


Why Men Earn More

Why Men Earn More

Author: Warren Farrell

Publisher: AMACOM Div American Mgmt Assn

Published: 2005

Total Pages: 312

ISBN-13: 9780814428566

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Documents the little-discussed truth about the differences between the choices men and women make with regard to work and how these differences yield different results in earned income.


"More Work! Less Pay!"

Author: Phil Edwards

Publisher: Manchester University Press

Published: 2010-03-15

Total Pages: 256

ISBN-13: 9780719078736

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In the mid-1970s, a wave of contentious radicalism swept through Italy. Groups and movements such as "Proletarian youth," "metropolitan Indian" and "the area of Autonomy" practiced new forms of activism, confrontational and often violent. Creative and brutal, intransigent and playful, the movements flourished briefly before being suppressed through heavy policing and political exclusion. This is the first full-length study in English of these movements. Building on Sidney Tarrow’s "cycle of contention" model and drawing on a wide range of Italian materials, Phil Edwards tells the story of a unique and fascinating group of political movements, and of their disastrous engagement with the mainstream Left. As well as shedding light on a neglected period of twentieth century history, this book offers lessons for understanding today’s contentious movements ("No Global," "Black Bloc") and today’s "armed struggle" groups. This book will be of great interest to scholars in the fields of Italian politics and society; the sociology of social movements; and terrorism and political violence.


Happy Money

Happy Money

Author: Elizabeth Dunn

Publisher: Simon and Schuster

Published: 2013-05-14

Total Pages: 224

ISBN-13: 1476740704

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If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. Happy Money offers a tour of new research on the science of spending. Most people recognize that they need professional advice on how to earn, save, and invest their money. When it comes to spending that money, most people just follow their intuitions. But scientific research shows that those intuitions are often wrong. Happy Money explains why you can get more happiness for your money by following five principles, from choosing experiences over stuff to spending money on others. And the five principles can be used not only by individuals but by companies seeking to create happier employees and provide “happier products” to their customers. Elizabeth Dunn and Michael Norton show how companies from Google to Pepsi to Crate & Barrel have put these ideas into action. Along the way, the authors describe new research that reveals that luxury cars often provide no more pleasure than economy models, that commercials can actually enhance the enjoyment of watching television, and that residents of many cities frequently miss out on inexpensive pleasures in their hometowns. By the end of this book, readers will ask themselves one simple question whenever they reach for their wallets: Am I getting the biggest happiness bang for my buck?


Women Don't Ask

Women Don't Ask

Author: Linda Babcock

Publisher: Princeton University Press

Published: 2021-01-05

Total Pages: 248

ISBN-13: 0691210535

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The groundbreaking classic that explores how women can and should negotiate for parity in their workplaces, homes, and beyond When Linda Babcock wanted to know why male graduate students were teaching their own courses while female students were always assigned as assistants, her dean said: "More men ask. The women just don't ask." Drawing on psychology, sociology, economics, and organizational behavior as well as dozens of interviews with men and women in different fields and at all stages in their careers, Women Don't Ask explores how our institutions, child-rearing practices, and implicit assumptions discourage women from asking for the opportunities and resources that they have earned and deserve—perpetuating inequalities that are fundamentally unfair and economically unsound. Women Don't Ask tells women how to ask, and why they should.


Rest

Rest

Author: Alex Soojung-Kim Pang

Publisher: Basic Books

Published: 2016-12-06

Total Pages: 322

ISBN-13: 046509659X

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"Rest is such a valuable book. If work is our national religion, Pang is the philosopher reintegrating our bifurcated selves."---Arianna Huffington, New York Times Book Review Overwork is the new normal. Rest is something to do when the important things are done—but they are never done. Looking at different forms of rest, from sleep to vacation, Silicon Valley futurist and business consultant Alex Soojung-Kim Pang dispels the myth that the harder we work the better the outcome. He combines rigorous scientific research with a rich array of examples of writers, painters, and thinkers—from Darwin to Stephen King—to challenge our tendency to see work and relaxation as antithetical. "Deliberate rest," as Pang calls it, is the true key to productivity, and will give us more energy, sharper ideas, and a better life. Rest offers a roadmap to rediscovering the importance of rest in our lives, and a convincing argument that we need to relax more if we actually want to get more done.