Limitations on the Business of Banking (RLE Banking & Finance)

Limitations on the Business of Banking (RLE Banking & Finance)

Author: R Daniel Pace

Publisher: Routledge

Published: 2012-10-12

Total Pages: 177

ISBN-13: 1136265341

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This book is a study of how expanded bank powers could affect the banking industry in the US. Using contemporaneous measures, expanded data, a finer classification of industries, risk-reducing behavior, and the legal and regulatory environment this volume provides a more complete picture than earlier studies.


Limitations on the Business of Banking (RLE Banking & Finance)

Limitations on the Business of Banking (RLE Banking & Finance)

Author: R Daniel Pace

Publisher: Routledge

Published: 2012-10-12

Total Pages: 178

ISBN-13: 1136265333

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This book is a study of how expanded bank powers could affect the banking industry in the US. Using contemporaneous measures, expanded data, a finer classification of industries, risk-reducing behavior, and the legal and regulatory environment this volume provides a more complete picture than earlier studies.


The Multinational Banking Industry (RLE Banking & Finance)

The Multinational Banking Industry (RLE Banking & Finance)

Author: Neil Coulbeck

Publisher: Routledge

Published: 2012-10-12

Total Pages: 425

ISBN-13: 113626759X

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The role of international banks within the developed economies has come under increasingly hostile public scrutiny, yet little attention has been paid to the structure and purpose of the banks themselves. Most existing studies concentrate on the part played by international banks as intermediaries in the domestic and international economy, failing to consider the foremost concern of the banks themselves – their success as business enterprises. This book examines the practical problems faced by the Universal Multinational banks (UMNBs) in the fields of strategic planning and business development. It explains the common constraints encountered by the UMNBs, showing that, whether they like it or not, current market pressures are governing their policies in all the developed economies. Through studying the management structures and business policies of these banks this book provides a much clearer picture of their activities in the world economy. Initially, it concentrates on the UMNBs of the USA since they have provided a strategic model for other global banking concerns. The UMNBs of Japan, Britain, France, Germany, Canada and Switzerland are then discussed to establish their similarities and differences: case studies are included at the end of each chapter to illustrate and reinforce the points made in the preceding text. Although written in 1984 the author successfully predicted many of the subsequent developments in the field of information technology and competition in world markets, which led to the emergence of global financial enterprises.


Banks as Multinationals

Banks as Multinationals

Author: Geoffrey Jones

Publisher: Routledge

Published: 2012

Total Pages: 322

ISBN-13: 041553271X

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Annotation This comparative, international study looks at origins and business strategies of multinational banks. A team of distinguished bankers and academics surveys the evolution of multinational banks over time and suggests a conceptual framework in which this development can be understood.


The Role of Banks in Monitoring Firms

The Role of Banks in Monitoring Firms

Author: Elisabeth Paulet

Publisher: Routledge

Published: 1999-05-20

Total Pages: 193

ISBN-13: 1134646216

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This book is a timely examination of banks and corporate finance. It addresses such issues as credit constraints, the supervisions of managers and the stabilization of share prices.


The Problem with Banks

The Problem with Banks

Author: Lena Rethel

Publisher: Bloomsbury Publishing

Published: 2012-05-10

Total Pages: 146

ISBN-13: 1848139411

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Banks of all sorts are troubled institutions. The cost of public bail-outs associated with the subprime crisis in the United States alone may be as high as US$5 trillion. What is the problem with banks? Why do they seem to be at the centre of economic and financial turmoil down through the ages? In this provocative and timely book, Rethel and Sinclair seek answers to these questions, arguing that banks suffer from perennial problems, and that developments in the financial markets and government in recent decades have simply exacerbated these issues. The book examines banking activity in America, Asia and Europe, and how specific historical circumstances have transformed banks' behaviour and attitude to risk. While many see government as a constraint on banks, Sinclair and Rethel argue that what governments do in terms of regulation shapes banks and their motivations, as can be seen in the shortcomings of current reform proposals. Instead, more far-reaching, alternative ways of regulating and shaping banks are needed. A concise, essential overview of a pressing global issue.


How important are financing constraints? : the role of finance in the business environment

How important are financing constraints? : the role of finance in the business environment

Author: Meghana Ayyagari

Publisher: World Bank Publications

Published: 2006

Total Pages: 59

ISBN-13:

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What role does the business environment play in promoting and restraining firm growth? Recent literature points to a number of factors as obstacles to growth. Inefficient functioning of financial markets, inadequate security and enforcement of property rights, poor provision of infrastructure, inefficient regulation and taxation, and broader governance features such as corruption and macroeconomic stability are discussed without any comparative evidence on their ordering. In this paper, the authors use firm level survey data to present evidence on the relative importance of different features of the business environment. They find that although firms report many obstacles to growth, not all the obstacles are equally constraining. Some affect firm growth only indirectly through their influence on other obstacles, or not at all. Using Directed Acyclic Graph methodology as well as regressions, the authors find that only obstacles related to finance, crime, and political instability directly affect the growth rate of firms. Robustness tests further show that the finance result is the most robust of the three. These results have important policy implications for the priority of reform efforts. They show that maintaining political stability, keeping crime under control, and undertaking financial sector reforms to relax financing constraints are likely to be the most effective routes to promote firm growth.


Banking Policy and Structure (RLE Banking & Finance)

Banking Policy and Structure (RLE Banking & Finance)

Author: J S G Wilson

Publisher: Routledge

Published: 2012-10-12

Total Pages: 474

ISBN-13: 1136268790

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This book provides a comparative analysis of the several types of banking structure and the ways in which banks undertake their business. It surveys central banking arrangements in a number of countries. Against an historical background, it describes banking systems ranging from the so-called ‘unit banking’ of the USA to the branch banking arrangements that derive from British experience, as well as many systems in between. The business of banking is analysed comparatively within the framework of a simplified bank balance sheet, special attention being given to industrial banking and to assets and liabilities management. It explores how money markets function and, within this framework, how central banks operate and attempt to implement monetary and credit policy. The book includes the results of extensive new research, part of which involved interviewing many key figures throughout the banking industry.


¿Volcker Rule¿

¿Volcker Rule¿

Author: David H. Carpenter

Publisher: DIANE Publishing

Published: 2011

Total Pages: 60

ISBN-13: 1437937144

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This is a print on demand edition of a hard to find publication. The Securities Act of 1933 and the Glass-Steagall Act prohibited commercial banks from underwriting and dealing in securities. One of the benefits of being a bank, and thus being subject to more extensive regulation, is access to what is referred to as the ¿federal safety net,¿ which includes the FDIC deposit insurance, the Fed. Reserve¿s discount window lending facility, and the Fed. Reserve¿s payment system. There have been calls to reexamine the activities that should be permissible for commercial banks. This report discusses the permissible proprietary trading activities of commercial banks and their subsidiaries under current law. It then analyzes the Volcker Rule proposals under the House- and Senate-passed financial reform bills. Illustrations.