Debt Games

Debt Games

Author: Vinod K. Aggarwal

Publisher: Cambridge University Press

Published: 1996-04-26

Total Pages: 634

ISBN-13: 9780521555524

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International debt rescheduling, both in earlier epochs and our present one, has been marked by a flurry of bargaining. In this process, significant variation has emerged over time and across cases in the extent to which debtors have undertaken economic adjustment, banks or bondholders have written down debts, and creditor governments and international organizations have intervened in negotiations. Debt Games develops and applies a situational theory of bargaining to analyze the adjustment undertaken by debtors and the concessions provided by lenders in international debt rescheduling. This approach has two components: a focus on each actor's individual situation, defined by its political and economic bargaining resources, and a complementary focus on changes in their position. The model proves successful in accounting for bargaining outcomes in eighty-four percent of the sixty-one cases, which include all instances of Peruvian and Mexican debt rescheduling over the last one hundred and seventy years as well as Argentine and Brazilian rescheduling between 1982 and 1994.


Money Games

Money Games

Author: Randy Petrick

Publisher: iUniverse

Published: 2008-09-21

Total Pages: 249

ISBN-13: 0595602894

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Imagine the giant smile on your face when: You've broken free from the pressures of debtYou're out from under all those lousy billsYou're saving money like never beforeYou've dramatically changed your financial life for the better The tools are in your hands to bring all of these changes into your life. In Money Games, experienced business professional Randy Petrick offers a collection of eighty-five activities and lessons for people who are not wealthy but would like to be. Twenty-eight years ago, Petrick's net worth was $1,500. Today, he's rapidly approaching multimillionaire status. By following the action steps outlined in Money Games, Petrick believes almost anyone can acquire significant assets and have fun doing it. Money Games includes family games, thinking games, adventure games, magical games, even bedtime games! All of them are simple and easy to play. Ducks, sawdust, sunglasses, and trombones have never been more fun or more financially rewarding. A fun and clever approach to financial planning, Money Games is full of delightful and inventive ideas to help you escape from debt and despair.


Game of Loans

Game of Loans

Author: Beth Akers

Publisher: Princeton University Press

Published: 2018-05-29

Total Pages: 192

ISBN-13: 0691181101

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Why fears about a looming student loan crisis are unfounded—and how they obscure what's really wrong with student lending College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprecedented numbers and taxpayers being forced to foot the bill. Game of Loans draws on new evidence to explain why such fears are misplaced—and how the popular myth of a looming crisis has obscured the real problems facing student lending in America. Bringing needed clarity to an issue that concerns all of us, Beth Akers and Matthew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don’t finish college—the riskiest segment of borrowers—and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending.


Teaching Financial Literacy Through Play

Teaching Financial Literacy Through Play

Author: Christopher Harris

Publisher: The Rosen Publishing Group, Inc

Published: 2015-01-15

Total Pages: 90

ISBN-13: 1499490194

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It may only be play money, but the games in this book can help students better understand how important financial literacy is in their real lives. Play-based lesson plans in the book cover topics including spending and saving, risk assessment, and return on investment using fast-paced board and card games. A larger capstone game pulls together all of the concepts in a market-driven game that places students in the role of stockholders investing in and managing train companies. Who will use financial savvy to turn the biggest profit? Games: High Society. Reiner Knizia. Gryphon Games, 2008. Can't Stop. Sid Sackson. Gryphon Games, 2011. Panic on Wall Street. Britton Roney. Marabunta, 2011. Chicago Express. Harry Wu. Queen Games, 2007.


Debt and Transfiguration

Debt and Transfiguration

Author: David Felix

Publisher: Routledge

Published: 2019-05-23

Total Pages: 328

ISBN-13: 1315490609

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Collection of essays representing the analysis and policy proposals of a wide range of economists, and dealing with many contentious issues about the re-structuring strategies of Latin American debtor countries, their economic and political adjustments, and schemes for external financing. Visits to customers by a cross-functional team of marketers and engineers play an important role in new product development, entry into new markets, and in exploring customer satisfaction and dissatisfaction. The new edition of this widely used professional resource provides step-by-step instructions for making effective use of this market research technique. Using a wealth of specific examples, Edward F. McQuarrie explains how to set feasible objectives and how to select the right number of the right kind of customers to visit. One of the leading experts in the field, McQuarrie demonstrates how to construct a discussion guide and how to devise good questions, and offers practical advice on how to conduct face-to-face interviews. Extensively updated throughout, this third edition includes three new chapters as well as expanded coverage of the analysis of visit data. It also discusses which industries and product categories are most (and least) suitable to the customer visit technique. The author also covers how the customer visit technique compares to other market research techniques such as focus groups.


A New Economic System: Guide to Debt Elimination and Wealth Creation

A New Economic System: Guide to Debt Elimination and Wealth Creation

Author: Yusef Rashid DeLaine

Publisher: Trafford Publishing

Published: 2014-06-05

Total Pages: 43

ISBN-13: 1490738509

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The masses of human-beings on earth are struggling and suffering with poverty because the financial system of Capitalism is a pyramidal structure based upon "divide and conquer" that permits the top 5% to become wealthy at the expense of 95% of the masses of people thereby creating a working poor middle class and a permanent underclass through trickledown economics and debt accumulation. Conversely, Karl Marx's financial system of Socialism (Communism) redistributes wealth equally among the members of Society and eradicates poverty, but puts a ceiling on the amount of Wealth and Prosperity of its citizens; and does not eliminate debt for all of humanity. Furthermore, the financial system of Capitalistic-Socialism permits certain members of Society to become Wealthy, yet some of this wealth is also distributed among the less fortunate through the taxation of the wealthy, but this still does not create total wealth and prosperity and elimination of debt for all of humanity.


Becoming Debt-free: A Journey Towards Financial Freedom

Becoming Debt-free: A Journey Towards Financial Freedom

Author: Rian Grace

Publisher: A Thousand Words a Day

Published: 2024-05-28

Total Pages: 226

ISBN-13:

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Is this the year you’re finally going to be consumer debt-free? Does lifestyle creep keep stealing your salary increase? Does FOMO keep throwing a curveball at your budget? Don't worry, there's hope! In this part-memoir, part-how to, the author shares: - How she eradicated consumer debts at 27 as an expatriate in the UAE - How credit cards perpetuated her overspending and how she turned it around - How mindset change became the foundation of her debt-free journey This book takes a light-hearted approach to personal finance, making it a fun and enjoyable read. As a self-professed personal finance geek, Rian gives insight on how to: - Become debt-free and achieve financial freedom - Change how you use your credit card to your advantage - Travel without worrying about debt - Pay for insurance premiums with ease - Save for a home or car deposit without feeling deprived If you've tried eliminating all your debts before but found yourself buried in them again, Rian will walk you through simple yet effective practices that will help you: - Pay and close your multiple credit card debts - Leverage a personal loan to build an income-producing asset - Prepare for a mortgage or car financing - Build sinking funds for travel, rent, emergency fund, gifts, and other big recurring expenses - Analyse your expenses and remove "expense bloaters" - Adopt a zero-based budgeting scheme for you and your household - Avoid get-rich-quick schemes that can leave you even more in debt This book is a must-read for anyone looking to take control of their finances and become debt-free. Read now!


Repeated Games and Reputations

Repeated Games and Reputations

Author: George J. Mailath

Publisher: Oxford University Press

Published: 2006-09-28

Total Pages: 664

ISBN-13: 0198041217

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Personalized and continuing relationships play a central role in any society. Economists have built upon the theories of repeated games and reputations to make important advances in understanding such relationships. Repeated Games and Reputations begins with a careful development of the fundamental concepts in these theories, including the notions of a repeated game, strategy, and equilibrium. Mailath and Samuelson then present the classic folk theorem and reputation results for games of perfect and imperfect public monitoring, with the benefit of the modern analytical tools of decomposability and self-generation. They also present more recent developments, including results beyond folk theorems and recent work in games of private monitoring and alternative approaches to reputations. Repeated Games and Reputations synthesizes and unifies the vast body of work in this area, bringing the reader to the research frontier. Detailed arguments and proofs are given throughout, interwoven with examples, discussions of how the theory is to be used in the study of relationships, and economic applications. The book will be useful to those doing basic research in the theory of repeated games and reputations as well as those using these tools in more applied research.


Values at Play in Digital Games

Values at Play in Digital Games

Author: Mary Flanagan

Publisher: MIT Press

Published: 2016-09-02

Total Pages: 222

ISBN-13: 0262529971

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A theoretical and practical guide to integrating human values into the conception and design of digital games, with examples from Call of Duty, Journey, World of Warcraft, and more. All games express and embody human values, providing a compelling arena in which we play out beliefs and ideas. “Big ideas” such as justice, equity, honesty, and cooperation—as well as other kinds of ideas, including violence, exploitation, and greed—may emerge in games whether designers intend them or not. In this book, Mary Flanagan and Helen Nissenbaum present Values at Play, a theoretical and practical framework for identifying socially recognized moral and political values in digital games. Values at Play can also serve as a guide to designers who seek to implement values in the conception and design of their games. After developing a theoretical foundation for their proposal, Flanagan and Nissenbaum provide detailed examinations of selected games, demonstrating the many ways in which values are embedded in them. They introduce the Values at Play heuristic, a systematic approach for incorporating values into the game design process. Interspersed among the book's chapters are texts by designers who have put Values at Play into practice by accepting values as a design constraint like any other, offering a real-world perspective on the design challenges involved.