Budget Happy

Budget Happy

Author: Lisa Woodley

Publisher: Quercus

Published: 2023-02-28

Total Pages: 123

ISBN-13: 1529430488

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Hi, I'm Lisa, and I want to give the word 'budget' a makeover! For most people, the very thought of budgeting makes them want to run a mile. It suggests restriction, going without and only buying the cheapest of the cheap. But at its best, budgeting can mean making smart decisions, planning your spending carefully and having plenty left over for treats. Growing up, I absorbed so many toxic ideas that when I became an adult, I started modelling unhealthy financial behaviours myself, living paycheck to paycheck with little regard for saving. During the December 2021 lockdown, I came across the phenomenon of 'cash-stuffing' on TikTok, where you withdraw your spending money weekly or monthly and divvy it up into sections of a binder. With nothing to lose, and knowing I needed to change my habits, I ordered my binder and started portioning out my notes. And less than a year later, more than 188,000 of you are on this journey with me at @mumwhobudgets! I want to help each and every one of you to get on top of your spending and feel more confident with money. In this book I will: - share my personal journey with you, to show how important the way we talk about and behave with money is - explore how to put together a budget that is realistic for you and your family - break down the cash-stuffing method in detail to arm you with all the tools you need to get started So what are you waiting for? Dive in and open up that binder, because it's time to BUDGET HAPPY. READERS LOVE BUDGET HAPPY 'It will get you on the right track to help with money goals' ***** 'A great guide into how to get started with budgeting' ***** 'Hands down the best budget book I have read' ***** 'Amazing book, only wish I bought it sooner' ***** 'Would recommend to everyone' ***** 'Has really changed how I spend my money already' *****


Happy Money

Happy Money

Author: Elizabeth Dunn

Publisher: Simon and Schuster

Published: 2013-05-14

Total Pages: 224

ISBN-13: 1476740704

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If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. Happy Money offers a tour of new research on the science of spending. Most people recognize that they need professional advice on how to earn, save, and invest their money. When it comes to spending that money, most people just follow their intuitions. But scientific research shows that those intuitions are often wrong. Happy Money explains why you can get more happiness for your money by following five principles, from choosing experiences over stuff to spending money on others. And the five principles can be used not only by individuals but by companies seeking to create happier employees and provide “happier products” to their customers. Elizabeth Dunn and Michael Norton show how companies from Google to Pepsi to Crate & Barrel have put these ideas into action. Along the way, the authors describe new research that reveals that luxury cars often provide no more pleasure than economy models, that commercials can actually enhance the enjoyment of watching television, and that residents of many cities frequently miss out on inexpensive pleasures in their hometowns. By the end of this book, readers will ask themselves one simple question whenever they reach for their wallets: Am I getting the biggest happiness bang for my buck?


My Money My Way

My Money My Way

Author: Kumiko Love

Publisher: Penguin

Published: 2022-02-01

Total Pages: 241

ISBN-13: 0593418859

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Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.


The Good Life for Less

The Good Life for Less

Author: Amy Allen Clark

Publisher: Penguin

Published: 2013-01-02

Total Pages: 242

ISBN-13: 1101600985

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When Amy Clark and her husband found themselves in unexpected financial trouble right before the birth of their first child, they quickly learned the importance of smart budgeting and making a little money go a long way. In this book, Amy offers up a clever lifestyle plan that is long on creativity and short on cost to help you achieve a peaceful, thrifty home and a loving, happy family: • Set a reasonable budget and stick to it • Save half price or more on nearly everything • Cook delicious, frugal meals for any size family, and save money by making your own easy salad dressing, barbecue sauce, and homemade mixes • Manage an organized, clean house without spending valuable time and money • Create traditions and family occasions kids will remember forever—without breaking the bank You’ll be inspired by a wealth of smart and creative ideas for families living on a budget and a guide for everyone who finds themselves challenged to juggle all the roles that come with parenting. Amy gives you the tools, the guidance, and the inspiration you need to run your own household with wisdom, wit, love, and style.


Worry-Free Money

Worry-Free Money

Author: Shannon Lee Simmons

Publisher: HarperCollins

Published: 2017-12-19

Total Pages: 168

ISBN-13: 144345446X

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NATIONAL BESTSELLER "A fresh way to think about your money." David Chilton, author of The Wealthy Barber Stop budgeting. Start living. Managing your money can be frustrating and confusing. Life is expensive. Whether you make $30,000 or $130,000 a year, it can feel like you’re constantly broke. Can you afford that new car, that vacation, that night out? You think so, but it feels impossible to know. And rigid budgets that force you to spend your money in unrealistic ways (like $9.50 per week for pants) don’t make things any clearer. But what if there was a new way to manage your money? One that left you certain you had your bases covered—both for your monthly bills and your future retirement—and then let you enjoy your money by spending it. (Yes, really.) Enter Shannon Lee Simmons, a fresh voice in the world of personal finance, one who understands the new and very real pressures to survive modern life and keep up in the age of social media. Shannon doesn’t lecture, judge or patronize. The founder of the wildly popular New School of Finance, Shannon recognized that most of her thousands of financial planning clients felt broke, no matter what their income. And feeling broke can be as bad as actually being broke, because it leads to overspending and misery. So she came up with a new plan: Worry-Free Money. Worry-Free Money takes a fresh approach to finances, looking at the root cause of the pressure to spend and showing why traditional budgets don’t work. It is a deeply practical book that will help you break the cycle of guilt, understand why you overspend, banish unhappy spending from your life, learn to recognize your f*ck it moments and find hope—and fun—in getting your money under control.


The Psychology of Financial Consumer Behavior

The Psychology of Financial Consumer Behavior

Author: Dominika Maison

Publisher: Springer

Published: 2019-02-28

Total Pages: 242

ISBN-13: 3030105709

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This book stresses the psychological perspective in explaining financial behavior. Traditionally, financial behaviors such as saving, spending, and investing have been explained using demographic and economic factors such as income and product pricing. The consequence of this way of thinking is that financial institutions view their clients mostly from the perspective of their income. By taking a psychological approach, this book stresses the perspective of consumers confronted with a quickly changing financial world: the changing of financial offers and products (savings, investments, loans), the changing of payment methods (from cash to cheques, cards and mobile payments), the accessibility and temptation of goods, and the changing of insurance and pension systems. The Psychology of Financial Consumer Behavior provides insight into the thought processes of consumers in a variety of financial topics. Coverage includes perceptions of wealth, the pleasure or pain of spending, cashless transactions, saving and investing, loans, planning for the future, taxes, and financial education. The book holds appeal for researchers, professionals, and students in economics, psychology, economic psychology, marketing and consumer science, or anyone interested in financial behaviors.


Happy Go Money

Happy Go Money

Author: Melissa Leong

Publisher: ECW Press

Published: 2019-01-08

Total Pages: 195

ISBN-13: 1773052802

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Featured on The Drew Barrymore Show. The Social’s finance expert gives practical advice on how to spend, budget, invest, and feel good about money. Can money buy happiness? Maybe, but not like you may think . . . With Happy Go Money, financial expert Melissa Leong cuts through the noise to show you how to get the most delight for your dollar. Happy Go Money combines happiness psychology and personal finance and distills it into an indispensable starter guide. Each snappy chapter provides practical, easy-to-understand advice on topics such as spending, budgeting, investing, and mindfulness, while weaving in research, interactive exercises, and relatable anecdotes. Frank, funny, and empowering, this primer challenges everyone to revamp their relationship with their money so they can dial down their worries and supersize their joy. “Using humor and kindness, Leong shares a lovely starter guide to living a happier life with a better relationship to your money.” —Book Riot “A book that puts money, life and happiness in perspective. Loved every minute of it.” —Gail Vaz-Oxlade, author of Debt-Free Forever “Happy Go Money is informative but also accessible, smart and funny, silly and sexy, tough and also kind. It is, perhaps, the way money has always wanted to be represented. Melissa Leong has given her a makeover—and she looks SO good.” —Elaine Lui, LaineyGossip.com, and author of Listen to the Squawking Chicken “A must-read for anyone who wants to fall in love with their money.” —Shannon Lee Simmons, founder of the New School of Finance “Leong’s breezy, relatable writing style will appeal to a broad range of readers.” —Booklist


Budget-Friendly Family Dinners

Budget-Friendly Family Dinners

Author: Barrett Williams

Publisher: Barrett Williams

Published: 2024-11-08

Total Pages: 89

ISBN-13:

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Discover the secret to delicious, budget-friendly family meals without sacrificing taste or nutrition. "Budget-Friendly Family Dinners" is your ultimate guide to creating mouthwatering dishes that are as friendly to your wallet as they are satisfying to your taste buds. Dive into a treasure trove of recipes and tips designed to elevate your family’s dining experience, all while keeping costs in check. Begin your journey in Chapter 1 by mastering the principles of healthy eating on a budget. Learn the art of meal planning to minimize waste and make every dollar count. Equip yourself with the essential tools of economical cooking in Chapter 2, from must-have kitchen gadgets to building a budget-savvy pantry that sets the foundation for culinary success. Chapter 3 unveils the power of seasonal ingredients, showing you how to buy and store fresh produce for maximum flavor and savings. Explore exciting protein options in Chapter 4, including both affordable meat and plant-based alternatives that ensure variety without breaking the bank. Craving comfort food? Chapters 6 and 7 offer hearty soups, stews, and casseroles that transform leftovers into delightful meals. Or, try the savory stir-fries and quick stove-top dishes from Chapter 8 for speedy weeknight dinners. Slow cooker enthusiasts will revel in Chapter 9’s time-saving recipes, while pasta lovers find new favorites in Chapter 10. Dive into Chapters 11 and 12 for creative rice bowls and vibrant salads that are full of flavor yet easy on your budget. Turn leftovers into reinvented masterpieces in Chapter 13, then journey across the globe with pocket-friendly international flavors in Chapter 14. Cap off your meals with the delightful desserts in Chapter 15, all designed to indulge your sweet tooth guilt-free. With kid-approved meals and meal prep tips for busy families, this book is your ticket to embracing a budget-conscious lifestyle without compromise. Say goodbye to routine dinners and hello to an exciting new world of cost-effective culinary adventures.


Food Lovers' Guide to® Seattle

Food Lovers' Guide to® Seattle

Author: Laurie Wolf

Publisher: Rowman & Littlefield

Published: 2015-01-20

Total Pages: 225

ISBN-13: 1493016628

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Savor the Flavors of Seattle The Seattle food scene is a way of life. Foragers find mushrooms in the forests, nettles by the creeks, and sea beans by the ocean. Fish mongers and farmers take pride in their ingredients, and artisan cheese makers, butchers, chefs, chocolatiers, baristas, and roasters push the boundaries of the city’s playful palate. In Food Lovers’ Guide to Seattle, seasoned food writer Laurie Wolf shares the inside scoop on the best places to find, enjoy, and celebrate these culinary treasures. A bounty of mouthwatering delights awaits you in this engagingly written guide. With delectable recipes from the renowned kitchens of the city’s iconic eateries, diners, and elegant dining rooms, Food Lovers’ Guide to Seattle is the ultimate resource for food lovers to use and savor. Inside You'll Find: • Favorite restaurants and landmark eateries • Specialty food stores and markets • Farmers’ markets • Food festivals and culinary events • Recipes from top Seattle chefs • The city’s best cafes, taverns, and wine bars • Cooking classes • Complete coverage of Pike Place Market