Women Empowerment in India and Financial Inclusion Barriers
Women Empowerment in India and Financial Inclusion Barriers

Author: Sowjanya Shetty

Publisher:

Published: 2019

Total Pages: 12

ISBN-13:

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In India financial inclusion has been given top priority in recent years in the philosophies and plans of both financial development and economic growth. Financial Inclusion is the delivery of banking services at an affordable cost to the vast section of the disadvantaged and low-income group. Financial inclusion intends to provide finance to the weaker sections of the society enabling better social development which in turn facilitates investment and economic growth in the country. Inclusive growth is meaningless without including the marginalised sections of society. Excluding women, who represent half the population, makes development process and outcomes unjust and unacceptable, leave alone unfinished. Studies show that over 70 per cent of beneficiaries of the financial inclusion agenda are women. SHGs are one of the essential means to include women in the process of financial inclusion, and they are the prime driver for the financial movement in India. Our study found many shared efforts and experiences to prove motivated and mobilised women's capability and confidence turning to capital resulting in a brighter future for the women themselves and their communities as a whole. India's newfound philosophy of 'inclusive growth' includes a route for enabling women in the growth process - of the self and the society. The objectives of this paper are: to examine the role and reach of SHGs towards empowerment; to discuss the issues and initiatives in establishing linkages between the socio-economic dynamics and women's empowerment; and to explore specific strategies and practices that may supplant or supplement the SHG initiatives and remove the imbalances that remain in accomplishing total empowerment of women.

The Impact of Gender Empowerment on the Expansion of Female Financial Inclusion
The Impact of Gender Empowerment on the Expansion of Female Financial Inclusion

Author: Yiwei Chu

Publisher:

Published: 2021

Total Pages: 104

ISBN-13:

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My paper examines the impact of gender empowerment on women’s financial inclusion. I hypothesize that gender empowerment can expand female financial inclusion through affecting women’s status in society, increasing the percentage of women owning a bank account and account usage, and thus catalyze women empowerment and reduce gender barriers for female financial inclusion. Specifically, using panel data from the Global Findex Database (Global Findex 2017), the World Bank’s Women, Business and Law Database and Quality of Government Database, I conclude that for countries where women are better educated, and socially and politically empowered, a larger percentage of women have a bank account, use digital transfer and own a credit card. From a policy perspective, the paper underscores the importance of developing financial inclusion infrastructure, enhancing women’s financial literacy, and promoting world-wide gender equality.

Women Empowerment in Nation Building
Women Empowerment in Nation Building

Author: A.P. Chaaru Latha

Publisher: Shanlax Publications

Published:

Total Pages: 304

ISBN-13: 8119337700

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This book traces the path towards women empowerment in nation building based on various themes contemplating towards equity approach. Empowerment encapsules gender and equity giving rise to various analysis and interpretations to interrogate one’s identity and culture. The delineated topics have unfolded the various context to understand women’s active participation in Nation building be it health, political, social, religion, peace makers, economic and media, encapsulate women’s empowerment. The writings on “Women Empowerment in Nation Building” are a source of material for those who want to explore and research on the various themes addressed in this book. It also has a great impetus on the ongoing feminist theory and praxis in India.

Financial Inclusion, Self-help Groups (SHGs) and Women Empowerment
Financial Inclusion, Self-help Groups (SHGs) and Women Empowerment

Author: Kartick Das

Publisher:

Published: 2013

Total Pages: 0

ISBN-13: 9788177083392

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Women's lack of economic empowerment not only impedes growth and poverty reduction, but also negatively impacts education and health outcomes for children. Thus, it is extremely important to ensure that women are economically empowered. Financial inclusion may be defined as the process of ensuring access to financial services and timely and adequate credit - where needed by vulnerable groups, such as women - at an affordable cost. India's Self-help Group (SHG)-Bank Linkage Program was launched in 1992 as a flagship program by the country's National Bank for Agriculture and Rural Development. The objective is to meet the financial needs of the poor by linking SHGs with the formal credit agencies. Financial inclusion of India's women can be best ensured through SHGs. This collection contains papers that provide valuable insights into the importance and functioning of SHGs to ensure financial inclusion and hence economic empowerment of women in India.

Financial Inclusion and Gender Barriers for Rural Women
Financial Inclusion and Gender Barriers for Rural Women

Author: Arpita Manta

Publisher:

Published: 2020

Total Pages: 12

ISBN-13:

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This paper tries to examine the gendered nature of barriers faced by rural women which intersects financial inclusion worldwide. Although financial inclusion for rural women has been linked with poverty eradication and economic empowerment, the delivery of financial products and services to rural women has been at a disadvantageous position. Some of the barriers women experience in accessing financial resources are embedded in the patriarchal bias of the society.Gender related barriers are those barriers that are specific to women which arise due to discrimination and societal norms. Gender related barriers that inhibit women's ability to access to financial services and block women empowerment should be considered carefully while preparing these programs. A feminist analysis was done to understand the causes of gender related barriers and measures adopted worldwide to devise innovative strategies.Gender-transformative approaches to financial inclusion go beyond focussing on access to financial services to challenging the existing gender inequalities that impede women's financial inclusion and economic empowerment.

The Role of Microfinance in Women's Empowerment
The Role of Microfinance in Women's Empowerment

Author: Raji Ajwani-Ramchandani

Publisher: Emerald Group Publishing

Published: 2017-10-17

Total Pages: 330

ISBN-13: 1787144259

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Delving into the effects of microfinance in both rural and urban communities, this book will be of interest to researchers of women studies, microfinance, and development economics.

Economic Empowerment of Women for Sustainable Development
Economic Empowerment of Women for Sustainable Development

Author: Dr. V. Malarvizhi

Publisher: EduBubs Publishing House

Published: 2024-03-25

Total Pages: 426

ISBN-13: 9394554890

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In the global pursuit of equitable progress, the empowerment of women emerges as not merely an ethical imperative but a pragmatic necessity. The imperative of women's economic empowerment finds resonance throughout history, woven into the fabric of social movements, policy reforms, and economic progress. From the suffragette movements of the late 19th and early 20th centuries to the landmark conventions on women's rights and development in the latter half of the 20th century, the trajectory of gender equality has been marked by both triumphs and trials. The 1995 Fourth World Conference on Women in Beijing stands as a watershed moment, galvanizing global commitments to women's empowerment and setting forth an ambitious agenda for action. Subsequent milestones, including the adoption of the Sustainable Development Goals (SDGs) in 2015, further underscore the intertwined nature of gender equality and sustainable development. Over the years though the researchers, academicians and government have tried to find ways and means for economic empowerment of women many aspects of women economic empowerment-entrepreneurship and innovation, work place equality, global partnership etc are yet to be completely resolved. Little attention has been paid to the above aspects by the researchers, policy makers and development planners. The present volume titled “"Economic Empowerment of Women for Sustainable Development" containing 32 papers covers different aspects and issues related to economic empowerment of women and sustainable development. It is an initiative for shedding light on the pivotal role women play in fostering sustainable economic development. The main themes with the volume covers are: financial inclusion, education skill development, technology and digital inclusion, leadership, decision making, policy and advocacy. The volume will provide women’s input and health for the academicians, researchers, policy makers and government officials.

Women, Business and the Law 2018
Women, Business and the Law 2018

Author: World Bank Group

Publisher: World Bank Publications

Published: 2018-04-11

Total Pages: 627

ISBN-13: 1464812535

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How can governments ensure that women have the same employment and entrepreneurship opportunities as men? One important step is to level the legal playing field so that the rules for operating in the worlds of work and business apply equally regardless of gender. Women, Business and the Law 2018, the fifth edition in a series, examines laws affecting women’s economic inclusion in 189 economies worldwide. It tracks progress that has been made over the past two years while identifying opportunities for reform to ensure economic empowerment for all. The report updates all indicators as of June 1, 2017 and explores new areas of research, including financial inclusion.

A Reader on Financial Inclusion
A Reader on Financial Inclusion

Author: Moin Qazi

Publisher: Notion Press

Published: 2023-05-10

Total Pages: 272

ISBN-13:

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The official emphasis on financial inclusion keeps re-emerging in policy discourses and among bankers, who are critical of its architecture, despite the earnestness and enthusiasm in pursuing it. In the face of initial bursts of euphoria, the movement develops fatigue for commercial reasons. The agenda regularly falls by the side –first from discussion tables and then from policy engagement. Banks face many constraints; the high cost of driving financial inclusion in remote geographies is not sustainable. The main reason for the earlier failures was that the goals were more idealistic than realistic However, in the last few years, that agenda appears to have gained significant traction even as it is still going through the honeymoon period in the Jan-Dhan avatar. People have wholeheartedly embraced it and see great promise in it. But they are still not entirely convinced of it achieving its touted potential. Access to suitable finances is critical in overcoming the complex everyday realities for those living in penny economies. It can allow them to move out of poverty or build resilience to absorb a financial shock without sinking deeper into debt. Financial services increase savings, remove barriers to credit, ease the burden of debt, and help people weather unexpected tragedies.

The Global Findex Database 2017
The Global Findex Database 2017

Author: Asli Demirguc-Kunt

Publisher: World Bank Publications

Published: 2018-04-19

Total Pages: 228

ISBN-13: 1464812683

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In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.