Understanding the Mathematics of Personal Finance

Understanding the Mathematics of Personal Finance

Author: Lawrence N. Dworsky

Publisher: John Wiley & Sons

Published: 2009-09-22

Total Pages: 262

ISBN-13: 0470538384

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A user-friendly presentation of the essential concepts and tools for calculating real costs and profits in personal finance Understanding the Mathematics of Personal Finance explains how mathematics, a simple calculator, and basic computer spreadsheets can be used to break down and understand even the most complex loan structures. In an easy-to-follow style, the book clearly explains the workings of basic financial calculations, captures the concepts behind loans and interest in a step-by-step manner, and details how these steps can be implemented for practical purposes. Rather than simply providing investment and borrowing strategies, the author successfully equips readers with the skills needed to make accurate and effective decisions in all aspects of personal finance ventures, including mortgages, annuities, life insurance, and credit card debt. The book begins with a primer on mathematics, covering the basics of arithmetic operations and notations, and proceeds to explore the concepts of interest, simple interest, and compound interest. Subsequent chapters illustrate the application of these concepts to common types of personal finance exchanges, including: Loan amortization and savings Mortgages, reverse mortgages, and viatical settlements Prepayment penalties Credit cards The book provides readers with the tools needed to calculate real costs and profits using various financial instruments. Mathematically inclined readers will enjoy the inclusion of mathematical derivations, but these sections are visually distinct from the text and can be skipped without the loss of content or complete understanding of the material. In addition, references to online calculators and instructions for building the calculations involved in a spreadsheet are provided. Furthermore, a related Web site features additional problem sets, the spreadsheet calculators that are referenced and used throughout the book, and links to various other financial calculators. Understanding the Mathematics of Personal Finance is an excellent book for finance courses at the undergraduate level. It is also an essential reference for individuals who are interested in learning how to make effective financial decisions in their everyday lives.


Mental Math

Mental Math

Author: Abhishek VR

Publisher: Ofpad

Published: 2019-05-19

Total Pages: 203

ISBN-13: 935578466X

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Discover the Mental Math Secrets to Become a Human Calculator! Schools taught you a way to do math that works when you have a pen & paper. But the same methods, takes a lot of effort when you have to do math in your head. This is because it uses a lot of your working memory (the short term memory used to complete a mental task). For example, try to mentally multiply 73,201 x 3. It might take only a few seconds to multiply the individual digits. But if you multiply right to left the way you learnt in school, you will rely on your working memory. You will use it to recall every single digit you calculate to put it back together and get your final answer. You may even find yourself calculating some digits again because you forgot one of the numbers. The difficulty increases further when you have to multiply larger numbers like 732 x 323. You will have to remember numbers across many steps. Mental arithmetic would be a lot easier to do in your head if you didn’t have to remember so many numbers. In school, you learnt to write the down numbers as you calculate to free up your working memory. In mental math, there are many other ways to do the same thing. One of the tricks to free up your working memory is to calculate from left to right instead of right to left. Try multiplying 73,201 x 3 from left to right, starting from 7 x 3 and ending with 1 x 3. You will find yourself calling out the answer before you even finish the whole problem. You can use this trick to solve any math problem in the future. But we have just scratched the surface. There are many more tricks inside the book that make doing mental math as easy as reading a comic. Here is a glimpse of what you will be able to master: • Mentally add large numbers(Example: Add 8739 + 5492 in your head in seconds) • Subtract numbers fast. (Example: Mentally subtract 7520 - 4998 without writing anything down) • Multiplication tricks to multiply three-digit numbers. (Example: Multiply 323 x 123 in your head) • Square large numbers in seconds (Example: Calculate 64 x 64 faster than a calculator) • Mentally divide large numbers (Example: Divide 601324 by 73 entirely in your head) • Quickly check a calculation with 90% accuracy without re-calculating • Overcome math anxiety • Cement your mental math skills with bonus weekly training. This book only has the best techniques used by over 27 mental and Vedic math experts across the world. The techniques in this book are so simple you will wonder why nobody taught you this before. You will be able to master it, even if you have failed math in school. Imagine waking up tomorrow being able to do lightning fast math in your head. Your family & friends will look at you like you are some kind of a genius. Since you do the calculations in your head, you will acquire better mental habits in the process. So you will not just look like a genius. You will actually be one. Buy Now To Become A Human Calculator Every minute you wait to buy this book, is another minute you don't see the benefit of being good with math & numbers. Put the power of mental math to work in your life so you can quickly & easily: • make math and numbers more useful • develop better memory habits • increase concentration • develop new ways to think • and do speed math entirely in your head faster than a calculator! Get your copy today! A MUST BUY for students of Vedic Mathematics, GMAT, GRE, SAT, Case Study Interview and Case Interview.


TI-Nspire For Dummies

TI-Nspire For Dummies

Author: Jeff McCalla

Publisher: John Wiley & Sons

Published: 2011-06-07

Total Pages: 401

ISBN-13: 1118004663

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The updated guide to the newest graphing calculator from Texas Instruments The TI-Nspire graphing calculator is popular among high school and college students as a valuable tool for calculus, AP calculus, and college-level algebra courses. Its use is allowed on the major college entrance exams. This book is a nuts-and-bolts guide to working with the TI-Nspire, providing everything you need to get up and running and helping you get the most out of this high-powered math tool. Texas Instruments’ TI-Nspire graphing calculator is perfect for high school and college students in advanced algebra and calculus classes as well as students taking the SAT, PSAT, and ACT exams This fully updated guide covers all enhancements to the TI-Nspire, including the touchpad and the updated software that can be purchased along with the device Shows how to get maximum value from this versatile math tool With updated screenshots and examples, TI-Nspire For Dummies provides practical, hands-on instruction to help students make the most of this revolutionary graphing calculator.


Miracle Math

Miracle Math

Author: Harry Lorayne

Publisher: Barnes & Noble Publishing

Published: 1992

Total Pages: 264

ISBN-13: 9780880298766

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Presents mathematical shortcut and "how to develop a calculator in your head."


How to Calculate Quickly

How to Calculate Quickly

Author: Henry Sticker

Publisher: Courier Corporation

Published: 1955-01-01

Total Pages: 211

ISBN-13: 048620295X

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A number sense approach to the four basic operations of arithmetic together with fractions and decimals


Graphing Calculator Strategies: Middle School Math

Graphing Calculator Strategies: Middle School Math

Author: Donna Erdman

Publisher: Teacher Created Materials

Published: 2006-12-15

Total Pages: 225

ISBN-13: 1425892760

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Integrate TI Graphing Calculator technology into your mathematics instruction with this award-winning resource book. Perfect for grades 6-8, this resource includes lessons, problem-solving practice, and step-by-step instructions for using graphing calculator technology. 224pp plus Teacher Resource CD with PDF files of the tables, templates, activity sheets, and student guides for TI-83/84 Plus Family and TI-73 ExplorerTM.


Think Like A Maths Genius

Think Like A Maths Genius

Author: Michael Shermer

Publisher: Souvenir Press

Published: 2011-09-01

Total Pages: 237

ISBN-13: 0285640666

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Did you know that it's easier to add and subtract from left to right, rather than the other way round? And that you can be taught to square a three-digit number in seconds? In Think Like A Maths Genius, two mathematicians offer tips and tricks for doing tricky maths the easy way. With their help, you can learn how to perform lightning calculations in your head, discover methods of incredible memorisation and other feats of mental agility. Learn maths secrets for the real world, from adding up your shopping and calculating a restaurant tip, to figuring out gambling odds (or how much you've won) and how to solve sudoku faster.


Math Magic

Math Magic

Author: Scott Flansburg

Publisher: William Morrow & Company

Published: 1993

Total Pages: 350

ISBN-13: 9780688104764

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Looks at how numbers actually work, and teaches addition, subtraction, multiplication, and division in a new way that makes everyday math simple to understand