Take a journey through alterative economic thought to one of the most important and revolutionary concepts in the past few decades, The Universal Annuity System. Let author Roger D. Cook help you to comprehend, explore and to better understand this system. What are its difficulties? How can it help an ever complicated and difficult world? Go beyond work and income on a voyage of the future that only The Universal Annuity System can bring.
This book presents the concepts: the welfare system of universal integration and the welfare mode of universal integration. In this book, the author explores the foundation of fair baseline about the universal integration on the basis of critically inheriting the domestic and international social welfare theories, comprehensively explains the connotation, subject and application of fair baseline theory. It systematically discusses the theoretical basis, basic features, scientific evidence, system composition and operating mechanism, introduces the experience in the west and Asia about the construction of social welfare system, further investigates and understands the public needs about the social welfare, talks about the system design of the welfare system of universal integration and provides some realistic, individualized and operative suggestions for promoting the welfare system of universal integration.
To supplement replacement income provided by Social Security and employersponsored pension plans, individuals need to rely on their own saving and investment choices during accumulation. Once retired, they must also decide at which rate to spend their savings, with the usual dilemma between present and future consumption in mind. This Element explains how financial engineering and risk management techniques can help them in these complex decisions. First, it introduces 'retirement bonds', or retirement bond replicating portfolios, that provide stable and predictable replacement income during the decumulation period. Second, it describes investment strategies that combine the retirement bond with an efficient performanceseeking portfolio so as to reduce uncertainty over the future amount of income while offering upside potential. Finally, strategies using risk insurance techniques are proposed to secure minimum levels of replacement income while giving the possibility of reaching higher levels of income.
Chile’s pension system came under close scrutiny in recent years. This paper takes stock of the adequacy of the system and highlights its challenges. Chile’s defined contribution system was quite influential when introduced, and was taken as an example by other countries. However, it is now delivering low replacement rates relative to OECD peers, as its parameters did not adapt over time to changing demographics and global returns, while informality persists in the labor market. In the absence of reforms, the system’s inability to deliver adequate outcomes for a large share of participants will continue to magnify, as demographic trends and low global interest rates will continue to reduce replacement rates. In addition, recent legislation allowing for pension savings withdrawals to counter the effects from the COVID-19 pandemic, is projected to further reduce replacement rates and increase fiscal costs. A substantial improvement in replacement rates is feasible, via a reform that raises contribution rates and the retirement age, coupled with policies that increases workers’ contribution density.
The central volume in the definitive biography of America's most important First Lady. "Engrossing" (Boston Globe). The captivating second volume of this Eleanor Roosevelt biography covers tumultuous era of the Great Depression, the New Deal, and the gathering storms of World War II, the years of the Roosevelts' greatest challenges and finest achievements. In her remarkably engaging narrative, Cook gives us the complete Eleanor Roosevelt—an adventurous, romantic woman, a devoted wife and mother, and a visionary policymaker and social activist who often took unpopular stands, counter to her husband's policies, especially on issues such as racial justice and women's rights. A biography of scholarship and daring, it is a book for all readers of American history.
Your all-in-one companion for health personnel World Health Systems details different health systems, including their related health insurance and drug supply systems, in various parts of the world with both macro- and micro- perspectives. The book is arranged in five parts: the first part presents, from multidisciplinary perspectives, outlines of various health systems throughout the world, as well as current trends in the development and reform of world health systems. The second and third parts expound on the health systems in developed countries, discussing the government's role in the health service market and basic policies on medication administration and expenses, before analyzing the health systems of Britain, Canada, Australia, Sweden, Germany, France, Japan, Poland, USA, Singapore, Hongkong (China), and Taiwan (China). The fourth and fifth parts discuss health systems in less developed countries and areas, typically the BRICS and other countries in Asia (Thailand, Vietnam, the Philippines, Armenia, and Kyrghyzstan), Africa (Egypt, Morocco), Europe (Hungary, Czech Republic, and Bulgaria) and South America (Cuba, Chile, and Mexico), summarizing their past experiences, while making assessments of their current efforts to shed light on future developments. Details a variety of health systems throughout the world Compares their fundamental features and characteristics Discusses their respective strengths and shortcomings Provides insight from an author who holds multiple impressive titles in the health sector Public health professionals and academics alike will want to add World Health Systems to their library.
