THE FREELANCERS UNION GUIDE TO TAXES is an overview of everything a freelancer needs to know for April 15 – and every other month of the year – regarding filing taxes, keeping records, what to do if you’re audited (and how to keep it from happening), and much more, including an all-new introduction from Sara Horowitz, founder of the Freelancers Union.
Amazingly, one-third of the American workforce is freelance—that’s 42 million people who have to wrestle with not just doing the work, but finding the work, then getting paid for the work, plus health care, taxes, setting up an office, marketing, and so on. Now help is here, and consultants, independent contractors, the self-employed, “solopreneurs,” and everyone else living a freelancer’s life will never be alone again but instead can be part of a strong and vibrant community. Written by the authority on freelance working, Sara Horowitz, MacArthur “Genius” Fellow and founder of the national Freelancers Union and, most recently, the Freelancers Insurance Company, The Freelancer’s Bible will help those new to freelancing learn the ropes, and will help those who’ve been freelancing for a while grow and expand. It’s the one-stop, all-encompassing guide to every practical detail and challenge of being a nimble, flexible, and successful freelancer: the three essentials of getting clients and the three most important ways to keep them happy. Five fee-setting strategies. Thirteen tactics for making it through a prolonged dry spell. Setting up a home office vs. renting space. The one-hour contract. A dozen negotiating dos and don’ts. Building and maintaining your reputation. Dealing with deadbeats. Health Insurance 101. Record-keeping and taxes. Productivity, including a quiz: “What Is Your Ideal Day?” Building a community. Subcontracting and other strategies for taking your freelancing career to the next level. Retirement plans, plans for saving for education, and how to achieve financial freedom.
Completely revised and updated to meet the needs of today's freelance writers, this guide provides accurate information on a range of professional issues. It features guidelines for standard pay rates, royalties, fees and practices for virtually every writing genre, from books and magazines to corporate and academic writing, so writers can eliminate guesswork and paid the rates they deserve. Newly commissioned essays and other features offer knowledgeable advice for other important business issues, including self-incorporation, repetitive stress injuries, taxes, self-promotion, writing for the Web and more. the professional handbook for every type of freelance writer. Includes an expanded section on writing for electronic media.
This is a book for people like us, and we all know who we are. We make our own hours, keep our own profits, chart our own way. We have things like gigs, contracts, clients, and assignments. All of us are working toward our dreams: doing our own work, on our own time, on our own terms. We have no real boss, no corporate nameplate, no cubicle of our very own. Unfortunately, we also have no 401(k)s and no one matching them, no benefits package, and no one collecting our taxes until April 15th. It’s time to take stock of where you are and where you want to be. Ask yourself: Who is planning for your retirement? Who covers your expenses when clients flake out and checks are late? Who is setting money aside for your taxes? Who is responsible for your health insurance? Take a good look in the mirror: You are. The Money Book for Freelancers, Part-Timers, and the Self-Employed describes a completely new, comprehensive system for earning, spending, saving, and surviving as an independent worker. From interviews with financial experts to anecdotes from real-life freelancers, plus handy charts and graphs to help you visualize key concepts, you’ll learn about topics including: • Managing Cash Flow When the Cash Isn’t Flowing Your Way • Getting Real About What You’re Really Earning • Tools for Getting Out of Debt and Into Financial Security • Saving Consistently When You Earn Irregularly • What To Do When a Client’s Check Doesn’t Come In • Health Savings Accounts and How To Use Them • Planning for Retirement, Taxes and Dreams—All On Your Own
A profound look at the crisis of work and the collapse of the safety net, and a vision for a better way forward, rooted in America’s cooperative spirit, from the founder of the Freelancers Union “Read this essential book to see how we can and must build the future.”—Reid Hoffman, co-founder of Linkedin Mutualism: It’s not capitalism and it’s not socialism. It’s the future. The twentieth century changed every facet of life for American workers: how much they could expect to earn and what they had the right to demand. But by 2027, a majority of Americans—from low-wage service workers to white-collar professionals—won’t be traditional employees. Benefits like paid sick leave, pensions, 401(k)s, disability insurance, and health care will be nearly extinct. To meet the needs of this new generation of workers, the government has done almost nothing. In this book, labor lawyer, former chair of the board of the New York Federal Reserve, and MacArthur “genius” Sara Horowitz brings us a solution to the current crisis of work that’s rooted in the best of American traditions, which she calls mutualism. Horowitz shows how the future of our economic safety net rests on this approach and demonstrates how mutualist organizations have helped us solve common problems in the past and are now quietly driving rural and urban economies alike all over the world, inspired not by for-profit corporations but by labor unions and trade associations, religious organizations and mutual aid societies, and vital social movements from women’s suffrage to civil rights. Mutualism is for anyone who feels that the system is not working for them, and is looking for a new way to build collaboratively, create the new American social contract, and prosper in the twenty-first century.
Not every PhD becomes a professor. Some never want to, but others discover—too late and ill-prepared to look elsewhere—that there’s precious little room in today’s ivory tower, and what’s there might not be a good fit. For those leaving academia, or wanting out, or finding themselves adrift, this book offers hope, advice, and a bracing look at how others facing the same quandary have made careers outside of the academy work. All of the authors in this volume, as well as the editors, have built successful careers beyond the groves of academia—as freelance editors and writers, consultants and lecturers, librarians, realtors, and entrepreneurs—and each has a compelling story to tell. Their accounts afford readers a firsthand view of what it takes to transition from professor to professional. They also give plenty of practical advice, along with hard-won insights into what making a move beyond the academy might entail—emotionally, intellectually, and, not least, financially. Imparting what they wish they’d known during their PhDs, these writers aim to spare those who follow in their uncertain footsteps. Together their essays point the way out of the “tenure track or bust” mindset and toward a world of different but no less rewarding possibilities.
Imagine starting your workday in sweat pants, sipping a freshly brewed cup of coffee as you maneuver your commute down the hallway to your home office. Sound appealing? This is how millions of people start their days in the world of telecommuting, and it can be your reality too. The Field Guide to Telecommuting is a book for potential, new and seasoned telecommuters. Formatted to read as an ?ala carte guide, it captures data from numerous sources including other telecommuters, employment agencies, human resource professionals, government sources and personal experience to create an easy-to-view format that can be read from cover to cover or in relevant sections. Useful to both those who telework for a single company or are freelancers, The Field Guide to Telecommuting offers valuable tips, links to resources and explanations of terms, laws and issues that surround the world of telework. In addition, purchase of this e-book includes free access to a webpage of updated resources, and PDF version of the guide and checklists to help steer you through the maze of creating a functional telecommuting experience.
