Democratizing Finance

Democratizing Finance

Author: Clifford N. Rosenthal

Publisher: FriesenPress

Published: 2018

Total Pages: 544

ISBN-13: 1525536621

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Decades before Occupy Wall Street challenged the American financial system, activists began organizing alternatives to provide capital to “unbankable” communities and the poor. With roots in the civil rights, anti-poverty, and other progressive movements, they brought little training in finance. They formed nonprofit loan funds, credit unions, and even a new bank—organizations that by 1992 became known as “community development financial institutions,” or CDFIs. By melding their vision with that of President Clinton, CDFIs grew from church basements and kitchen tables to number more than 1,000 institutions with billions of dollars of capital. They have helped transform community development by providing credit and financial services across the United States, from inner cities to Native American reservations. Democratizing Finance traces the roots of community development finance over two centuries, a history that runs from Benjamin Franklin, through an ill-starred bank for African American veterans of the Civil War, the birth of the credit union movement, and the War on Poverty. Drawn from hundreds of interviews with CDFI leaders, presidential archives, and congressional testimony, Democratizing Finance provides an insider view of an extraordinary public policy success. Democratizing Finance is a unique resource for practitioners, policymakers, researchers, and social investors.


The Credit Union World

The Credit Union World

Author: Wendell V. Fountain

Publisher: AuthorHouse

Published: 2006-11

Total Pages: 250

ISBN-13: 1425970079

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This is a remarkable book. It is the real life story of a pilot of the famed 91st Bomb Group, the Memphis Belle Group, in World War II, and the missions flown in that Group by the author and his comrades. It follows him from the time his B-17 was shot down over the German-French border, he was rescued and hidden by villagers in the tiny village of Baslieuse, then escaped through a Europe occupied by Nazi forces desperate to escape pursuing Allied armies. The book chronicles, in fascinating detail, the life and training of those young men who made up the heroic 8th Air Force, and describes the affectionate relationship often maintained by their crews with that most famed heavy bomber of all time, the fabled B-17. It includes some of the most tragic stories as well as some of the wryest humor ever written about combat groups. A heavy bomb group consists of 36 heavy bombers. The 91st lost 207 planes during its WWII combat time 32 during the author''s flight tenure. Dr. Anderson uses the words of the extraordinary crews of those planes to describe the training they absorbed, the missions they flew, the results they achieved, the tragedy of watching their planes explode and their friends die, and the heroism that brought so many near fatally damaged planes home with their dead and wounded crews. This is also a story of growing up in pre-war America, and of the growth and


Safe Money

Safe Money

Author: Beatriz Marulanda

Publisher: Inter-American Development Bank

Published: 2000-01-01

Total Pages: 281

ISBN-13: 1886938695

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Policymakers in Latin America increasingly are turning to policies that have high economic rates of return and a favorable impact on income distribution. By providing financial services to small businesses and poor households -which normally lack such services- credit unions help secure growth with equity. The challenges faced by Latin America's credit unions today are likely to force them to further modernize and consolidate, fine tune their inherent advantages, improve mechanisms for prudential regulation, and find ways to increase their share of low and middle-income markets. Safe Money presents the new thinking on how credit unions can compete effectively in modern financial markets while still retaining their social mission.


Hands Around the Globe

Hands Around the Globe

Author: Ian MacPherson

Publisher: Touchwood Editions

Published: 1999

Total Pages: 220

ISBN-13:

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Credit Unions date back to community-based, co-operative banking that arose in Germany in the nineteenth century. In Canada, the first adherents gathered in Quebec; the caisses populaires were begun by Alphonse Desjardins in 1900. At a recent congress of the World Council of Credit Unions, in Vancouver, B.C. over 2,000 delegates from 85 countries represented 36,000 credit unions with 90 million members and $380 billion (US) is assets. As this book shows, growth has not always been easy; credit unions around the world took hold in a variety of social, political and cultural systems.


Rebuilding Labor

Rebuilding Labor

Author: Ruth Milkman

Publisher: Cornell University Press

Published: 2004

Total Pages: 324

ISBN-13: 9780801489020

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In Rebuilding Labor Ruth Milkman and Kim Voss bring together established researchers and a new generation of labor scholars to assess the current state of labor organizing and its relationship to union revitalization. Throughout this collection, the focus is on the formidable challenges unions face today and on how they may be overcome.-publisher description.