The Basics of Life Insurance
The Basics of Life Insurance

Author: Kirk G Meyer

Publisher: CreateSpace

Published: 2014-03-15

Total Pages: 68

ISBN-13: 9781497360723

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There are two main types of life insurance with several variations of each type. Life insurance can be classified as a term or permanent policy. At least that is the simplified explanation of the two types of life insurance commonly offered. The most common life insurance policies can be placed into the following categories: term, whole life, universal life, variable life, and variable universal life. Each one of these insurance policies has a place in one's life and at different times in someone's life, they may have need of one or a combination of these types of insurance products. Depending on your circumstances, you may or may not even have a need for life insurance. Everyone's situation is different and therefor the need for life insurance will vary dramatically from individual to individual and from family to family. In order for life insurance to be effective and useful there are many things that need to be considered when buying a policy. In The Basics of Life Insurance we will examine the difference between term and permanent life insurance, the differences between the various types of permanent insurance, and what products are right for those seeking life insurance. This is booklet is a good dtarting point for those who have general questions about life insurance. Buy your copy today.

Life Insurance 101 - The Basics of Life Insurance Explained
Life Insurance 101 - The Basics of Life Insurance Explained

Author: D. W. Lindsey

Publisher:

Published: 2023-10-12

Total Pages: 0

ISBN-13:

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Does the concept of life insurance give you a headache? Have you put off getting life insurance because you don't know how to get started? Are you unable to properly appreciate the life insurance plans you've bought or that someone else purchased for you? If you answered yes to any or all of these questions, this book can help you solve your life insurance troubles and may save you a large amount of money.

The Basics of Life Insurance
The Basics of Life Insurance

Author: Kirk G. Meyer

Publisher: Createspace Independent Publishing Platform

Published: 2017-05-25

Total Pages: 66

ISBN-13: 9781546942405

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There are two main types of life insurance with several variations of each type. Life insurance can be classified as a term or permanent policy. At least that is the simplified explanation of the two types of life insurance commonly offered. The most common life insurance policies can be placed into the following categories: term, whole life, universal life, variable life, and variable universal life. Each one of these insurance policies has a place in one's life and at different times in someone's life, they may have need of one or a combination of these types of insurance products. Depending on your circumstances, you may or may not even have a need for life insurance. Everyone's situation is different and therefor the need for life insurance will vary dramatically from individual to individual and from family to family. In order for life insurance to be effective and useful there are many things that need to be considered when buying a policy. In The Basics of Life Insurance we will examine the difference between term and permanent life insurance, the differences between the various types of permanent insurance, and what products are right for those seeking life insurance. This is booklet is a good starting point for those who have general questions about life insurance. Buy your copy today.

Understanding Life Insurance
Understanding Life Insurance

Author: Jarvis Fleegle

Publisher:

Published: 2021-05-17

Total Pages: 30

ISBN-13:

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Life insurance is a contract between you and an insurance company to provide you with coverage based upon your timely payment of premiums. Life insurance provides a death benefit to your named beneficiary (usually a spouse) upon your death. When you pass away, your beneficiary files a claim with the insurance company to submit proof (a death certificate) of your passing. If there is an agent who usually works with your family, your beneficiary can contact the agent who will help him or her complete the necessary paperwork. Or, your beneficiary can contact the insurance company directly and a claims representative will instruct him or her on what to do. After the insurance company receives all the documents, then your beneficiary will be issued the death benefit payout. When you buy life insurance, you enter a contract with an insurance company that promises to provide your beneficiaries with a certain amount of money upon your death. In return, you make periodic payments, called premiums. There are many things to consider when it comes to getting a life insurance policy that can help protect your family's future financial needs. In this book, the author will take you through every single aspect of life insurance

The Fundamentals of Insurance
The Fundamentals of Insurance

Author: Hargovind Dayal

Publisher: Notion Press

Published: 2017-11-02

Total Pages: 219

ISBN-13: 1947949683

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Insurance is perhaps the most effective device for managing ‘risk,’ which is a pervasive phenomenon in our lives. We can sometimes avoid or reduce it but never entirely eliminate it. Whether you are a Graduate student who is studying insurance as a part of your curriculum, or an Executive managing your Organization’s Insurance and Risk Management Program this book will provide you with a strong conceptual foundation, comprehensive knowledge of non-life and life insurance products, and perspectives on how insurance functions as a part of the economy. Essentially, you will understand ‘why’ it is needed, ‘what’ solutions it provides, and ‘how’ different business processes and professionals work together to deliver the vital compensation to victims of disasters. Organized in 18 chapters that are comprehensive yet brief, it continuously relates facts to theories, concepts to processes, events to their context, and the rule-of-thumb to underlying basic principles. Thus, insurance will be demystified, and you will be empowered to decode ‘insurance speak.’

Questions and Answers on Life Insurance
Questions and Answers on Life Insurance

Author: Tony Steuer

Publisher: Greenleaf Book Group

Published: 2022-06-07

Total Pages: 340

ISBN-13: 1734210044

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*Amazon Bestseller in Life Insurance* A user-friendly guide to making expert decisions on life insurance policies Need help facing the constant barrage of information from competing life insurance companies? With thirty-five years of experience in the life insurance business, Tony Steuer delivers a practical, one-of-a-kind resource for anyone involved in choosing or monitoring a life insurance policy. This guide helps make a complex financial product understandable for consumers and is an essential reference, textbook, and training manual for financial advisors. Using a simple question-and-answer format, Steuer covers the essential basics and the finer points of life insurance, including how to: Differentiate between types of policies Find and evaluate a policy and company Hire a trusted agent Understand the practice of underwriting Monitor a policy’s performance With all the advice to help you avoid unnecessary pitfalls and unpleasant surprises, Steuer’s guide will help you make informed, confident decisions and gain the maximum benefit from your life insurance policy.

A Guide To Life Insurance
A Guide To Life Insurance

Author: Page Braver

Publisher: Independently Published

Published: 2021-05-24

Total Pages: 40

ISBN-13:

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Over the past five years, the individual life insurance industry has experienced slowed growth in the face of economic headwinds and frequent marketing ineffectiveness. Further, interest rates remain low in an effort by the government to encourage discretionary spending. As a result, many consumers have indicated a renewed desire to purchase financial products, with Life Insurance representing one of the ripest areas for potential growth. The most simple to understand life insurance guide out there. Learn the basics of life insurance and different types of products. Most importantly this book will show you how to do your life insurance shopping the right way.

The Life Insurance Handbook
The Life Insurance Handbook

Author: Louis S. Shuntich

Publisher: Marketplace Books

Published: 2003-07

Total Pages: 100

ISBN-13: 9781592800575

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Term life insurance. Whole life. Variable and Universal life insurance. The list of choices for insurance products continues to grow - along with the different uses and tax implications associated with each. Despite the dizzying pace of change in the industry, every financial professional must understand the different types of insurance available - and the considerations for purchasing them.-------------------------------------------------------------------------------Now - the Society of Financial Professionals teams up with tax and estate planning expert Lou Shuntich to bring you a practical new reference guide that is both compact and comprehensive. Concise and to-the-point, this handbook provides the latest industry information on: . The legal aspects of acquiring and owning a policy. The types of products and contracts available. Simple criteria for evaluating and comparing policies and insurance companies. The tax implications of each product type. Structuring policies, ownership arrangements and beneficiaries for maximum tax and legal benefits - and tips for avoiding traps and pitfalls in the processWhile not an exhaustive account of the industry - it's an excellent primer that covers the key concepts necessary when advising clients or analyzing portfolios and estates. And in keeping with the Society of Financial Professionals' steadfast commitment to providing continuing education to the industry, The Life Insurance Handbook is the perfect learning tool for keeping busy financial professionals and their clients up-to-date