The Australian Woman's Guide to Financial Independence

The Australian Woman's Guide to Financial Independence

Author: Kate McCallum

Publisher:

Published: 2020-03-31

Total Pages: 224

ISBN-13: 9781925865691

DOWNLOAD EBOOK

Money isn't just about money. It's about security. It's about choices - to live our lives the way we want. It's about everything money enables you to do and just as importantly what it allows you not to do. Money is complex. Women know that they need to be smart about money, but are often stopped short- they don't know where to go, how to start, or who to trust. They feel that most material on money is skin-deep - it's either about budgeting or investing in the share market. They want expert guidance about money that explains the detail and the big picture, which is the genesis of the Joy of Money. The Joy of Money starts with the personal foundations of money - what matters most to us, our values, goals and priorities. It then covers the practical elements at the intersection of money and life- creating a system for managing money, career, family, relationships, investment, superannuation, insurance, wills and estate planning and retirement planning. This comprehensive money guide is designed to bring money to life - to put the joy back into money. You can read it cover to cover or dip in and out of the more pertinent chapters. We can't guarantee you instant financial freedom - we can give you financial knowledge and step-by-step guides to set you well on your way.


Prince Not So Charming

Prince Not So Charming

Author: Kathleen Grace

Publisher: Morgan James Publishing

Published: 2015-09-08

Total Pages: 294

ISBN-13: 1630476358

DOWNLOAD EBOOK

A certified financial planner narrates a woman’s journey to financial independence, providing money management tips for single, married or divorced women. In Prince Not So Charming, you will take a riveting journey with Cinderella as she navigates romance, emotional upheaval, and near-financial-death experiences—all of which lead her to find inner strength despite seemingly insurmountable setbacks. Nine out of ten women will be solely responsible for their finances at some point in their lives. Prince Not So Charming is a call to action that will inspire and empower you to take control of your finances regardless of the obstacles you face, plus you’ll learn: · Strategies for women to regain power and avoid financial ruin · How to maintain financial independence—whether you're married, single, or contemplating divorce—and why this is so important · Financial strategies to help you safeguard yourself and those you love · Ideas to reduce the financial and emotional burdens of divorce Whether you're a high-powered executive or a single mom struggling to make ends meet, Prince Not So Charming will encourage you to claim your power to create and protect your financial future.


Becoming Debt-free: A Journey Towards Financial Freedom

Becoming Debt-free: A Journey Towards Financial Freedom

Author: Rian Grace

Publisher: A Thousand Words a Day

Published: 2024-05-28

Total Pages: 226

ISBN-13:

DOWNLOAD EBOOK

Is this the year you’re finally going to be consumer debt-free? Does lifestyle creep keep stealing your salary increase? Does FOMO keep throwing a curveball at your budget? Don't worry, there's hope! In this part-memoir, part-how to, the author shares: - How she eradicated consumer debts at 27 as an expatriate in the UAE - How credit cards perpetuated her overspending and how she turned it around - How mindset change became the foundation of her debt-free journey This book takes a light-hearted approach to personal finance, making it a fun and enjoyable read. As a self-professed personal finance geek, Rian gives insight on how to: - Become debt-free and achieve financial freedom - Change how you use your credit card to your advantage - Travel without worrying about debt - Pay for insurance premiums with ease - Save for a home or car deposit without feeling deprived If you've tried eliminating all your debts before but found yourself buried in them again, Rian will walk you through simple yet effective practices that will help you: - Pay and close your multiple credit card debts - Leverage a personal loan to build an income-producing asset - Prepare for a mortgage or car financing - Build sinking funds for travel, rent, emergency fund, gifts, and other big recurring expenses - Analyse your expenses and remove "expense bloaters" - Adopt a zero-based budgeting scheme for you and your household - Avoid get-rich-quick schemes that can leave you even more in debt This book is a must-read for anyone looking to take control of their finances and become debt-free. Read now!


Money School

Money School

Author: Lacey Filipich

Publisher: Penguin Group Australia

Published: 2020-02-18

Total Pages: 272

ISBN-13: 1760144908

DOWNLOAD EBOOK

‘Time poor’ is the catch-cry of our era, and yet end-of-life retirement means we have an average of two decades of feeling time rich to look forward to . . . when we’re old. How arse-about is that? But there is an alternative to working your butt off for decades and retiring when you’re worn out: it’s called financial independence, and it means being able to cover life’s essentials and afford the luxuries you want without having to turn up to a job each day. Imagine: the freedom and flexibility to work if, when and where you like, go travelling, spend time with family or start that business you’ve been dreaming of. And with enough time and a way to earn, it’s achievable for most people through the power of passive income. Lacey Filipich knows because she’s done it herself – and has been teaching the strategies and steps for financial independence for a decade through her education company, Money School. Now, she’ll teach you all her tried-and-true lessons for redesigning your personal finances to create the life you really want. From maximising your income and cutting costs without big sacrifice, to property, shares and retirement funds, Money School explains exactly how to build a passive income that will completely change your life. Take control of how you spend your time and money to make them work for you – and get on the fast track to being financially independent and time rich.


Financial Freedom

Financial Freedom

Author: Grant Sabatier

Publisher: Penguin

Published: 2020-04-07

Total Pages: 370

ISBN-13: 052553458X

DOWNLOAD EBOOK

The International Bestseller New York Public Library's "Top 10 Think Thrifty Reads of 2023" "This book blew my mind. More importantly, it made financial independence seem achievable. I read Financial Freedom three times, cover-to-cover." —Lifehacker Money is unlimited. Time is not. Become financially independent as fast as possible. In 2010, 24-year old Grant Sabatier woke up to find he had $2.26 in his bank account. Five years later, he had a net worth of over $1.25 million, and CNBC began calling him "the Millennial Millionaire." By age 30, he had reached financial independence. Along the way he uncovered that most of the accepted wisdom about money, work, and retirement is either incorrect, incomplete, or so old-school it's obsolete. Financial Freedom is a step-by-step path to make more money in less time, so you have more time for the things you love. It challenges the accepted narrative of spending decades working a traditional 9 to 5 job, pinching pennies, and finally earning the right to retirement at age 65, and instead offers readers an alternative: forget everything you've ever learned about money so that you can actually live the life you want. Sabatier offers surprising, counter-intuitive advice on topics such as how to: * Create profitable side hustles that you can turn into passive income streams or full-time businesses * Save money without giving up what makes you happy * Negotiate more out of your employer than you thought possible * Travel the world for less * Live for free--or better yet, make money on your living situation * Create a simple, money-making portfolio that only needs minor adjustments * Think creatively--there are so many ways to make money, but we don't see them. But most importantly, Sabatier highlights that, while one's ability to make money is limitless, one's time is not. There's also a limit to how much you can save, but not to how much money you can make. No one should spend precious years working at a job they dislike or worrying about how to make ends meet. Perhaps the biggest surprise: You need less money to "retire" at age 30 than you do at age 65. Financial Freedom is not merely a laundry list of advice to follow to get rich quick--it's a practical roadmap to living life on one's own terms, as soon as possible.


The Black Woman's Guide to Financial Independence

The Black Woman's Guide to Financial Independence

Author: Cheryl D. Broussard

Publisher: Penguin Books

Published: 1996

Total Pages: 212

ISBN-13:

DOWNLOAD EBOOK

In this invaluable guide, a registered investment advisor provides black women with the tools they need to build financially independent lives. Using worksheets and straightforward explanations of savings strategies and investment options, Broussard makes understanding personal finance easy--even for those who have yet to open their first savings account.


Quit Like a Millionaire

Quit Like a Millionaire

Author: Kristy Shen

Publisher: Penguin

Published: 2019-07-09

Total Pages: 337

ISBN-13: 0525538690

DOWNLOAD EBOOK

From two leaders of the FIRE (Financial Independence, Retire Early) movement, a bold, contrarian guide to retiring at any age, with a reproducible formula to financial independence A bull***t-free guide to growing your wealth, retiring early, and living life on your own terms Kristy Shen retired with a million dollars at the age of thirty-one, and she did it without hitting a home run on the stock market, starting the next Snapchat in her garage, or investing in hot real estate. Learn how to cut down on spending without decreasing your quality of life, build a million-dollar portfolio, fortify your investments to survive bear markets and black-swan events, and use the 4 percent rule and the Yield Shield--so you can quit the rat race forever. Not everyone can become an entrepreneur or a real estate baron; the rest of us need Shen's mathematically proven approach to retire decades before sixty-five.


Financial Autonomy

Financial Autonomy

Author: Paul Benson

Publisher: Major Street Publishing

Published: 2022-01-01

Total Pages: 224

ISBN-13: 0648753093

DOWNLOAD EBOOK

Financial Autonomy is a fresh, innovative book about money. But unlike most money books, it's not focused on making you the richest person in your street, or worse, the richest person in the cemetery. Instead, the focus of this book is on gaining choice. What can you do on the money side of your life, to provide you with the choice to pursue maximum happiness in all the other aspects of your life.Have you ever listened to a guest on a radio program or a speaker at an event talking about some amazing experience they've had? Perhaps it was traveling through Tibet in a beaten-up Land Rover, sailing around the world, jumping out of planes in a wing suit, or starting a business or charity of their own, driven by a magnitude 10 passion to make an impact.And when listening to these inspiring stories, have you ever wondered how they managed to organise their life so that it was possible? Do you wish you could organise your life to do what's important to you?Financial Autonomy is a book about money but it's equally about gaining choice. If you get the money side of your life right, you will have the choice to pursue maximum happiness in all the other aspects of your life. Personal finance expert Paul Benson believes there are three vehicles to create enough wealth to have the choices you desire are: (1) Investing in shares; (2) Investing in property; and (3) Working for yourself (starting a side hustle or small business). He explores these in detail, as well budgeting and saving - and as you'd expect, he gives readers a choice of strategies they can adopt to succeed in these areas.


Your Money or Your Life

Your Money or Your Life

Author: Vicki Robin

Publisher: Penguin

Published: 2008-12-10

Total Pages: 385

ISBN-13: 0143115766

DOWNLOAD EBOOK

A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It "This is a wonderful book. It can really change your life." -Oprah For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: • Get out of debt and develop savings • Save money through mindfulness and good habits, rather than strict budgeting • Declutter your life and live well for less • Invest your savings and begin creating wealth • Save the planet while saving money • …and so much more! "The seminal guide to the new morality of personal money management." -Los Angeles Times