Financial Inclusion in Emerging Markets

Financial Inclusion in Emerging Markets

Author: Ananda S.

Publisher: Springer Nature

Published: 2021-10-04

Total Pages: 343

ISBN-13: 9811626529

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This book discusses ideas for stakeholders to develop strategies to access and use financial products and services such as deposits, loans, and fund transfer mechanism, insurance, payment services, and intermediaries, distribution channels at economical prices in order to cater to the needs of the poor and underprivileged people. Financial inclusion ensures ease of access, availability, and usage of the financial products and services to all the sections of the society. The book will help in recognizing the role of financial inclusion as one of the main drivers in reducing income inequality and thus supporting sustainable economic growth of the countries, especially of an emerging economy. The book provides conceptual and practical ideas from the practitioners, best practices from the experts, and empirical views from the researchers on the best practices and how to mitigate the challenges and issues plaguing the development of the financial inclusion.


The Global Innovation Index 2013

The Global Innovation Index 2013

Author: Cornell University

Publisher: WIPO

Published: 2013

Total Pages: 416

ISBN-13:

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The Global Innovation Index ranks the innovation performance of 142 countries and economies around the world, based on 84 indicators. This edition explores the impact of innovation-oriented policies on economic growth and development. High-income and developing countries alike are seeking innovation-driven growth through different strategies. Some countries are successfully improving their innovation capacity, while others still struggle.


A New Approach to REASONING Verbal & Non-Verbal

A New Approach to REASONING Verbal & Non-Verbal

Author: BS Sijwalii

Publisher: Arihant Publications India limited

Published: 2018-04-20

Total Pages: 1209

ISBN-13: 9351765105

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Reasoning is equally weighed section in any competitive examination. Reasoning tests the thinking power and mind applicability skills of the candidates. The questions on reasoning asked in various competitive examinations are not easy to solve without having enough practice. The revised edition of A New Approach to Reasoning will help candidates master the ‘Tricks of the Trade’ as it covers all the three types of reasoning very much comprehensively. This book has been divided into 3 Sections – Verbal Reasoning, Analytical Reasoning and Non-Verbal Reasoning each sub-divided into number of chapters with different types of questions of multiple patterns asked in various exams. The Verbal Reasoning section covers Analogy, Clocks, Calendar, Puzzles, Coding-Decoding, Classification, Number Series, Letter Series, Blood Relations, Clerical Aptitude, etc. whereas, the Analytical Reasoning section covers Statement & Arguments, Statement & Assumptions, Course of Action, Cause & Effects, Syllogism, etc. The Non-Verbal Reasoning section covers Analogy, Classification, Completion of Figures, Cubes, Paper Folding, Mirror Image, Water Image, Figure Matrix, etc. Two Leveled Exercises have been given for practice. More than 2000 Previous Years’ Questions of different competitive examinations including MAT and other MBA entrances, Bank PO, Clerk, SSC, LIC, RBI, RRB, B.Ed. etc along with their authentic and detailed solutions have been covered in the exercises. The ample number of previous years’ questions will help the candidates get an insight into the trends and types of questions asked in the test of reasoning in various competitive and recruitment examinations.


Descriptive English

Descriptive English

Author: SP Bakshi

Publisher: Arihant Publications India limited

Published: 2019-06-04

Total Pages: 704

ISBN-13: 9385980777

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A number of national level examinations like IAS Mains, State PCS, IES, IFS, etc. check the English language aptitude of candidates with a compulsory English language paper. This book has been designed for such examinations which assess the English language abilities in detail.The present book covering English Language in descriptive nature has been divided into four parts namely Writing Skills, Comprehension Skills, Grammar Skills & Verbal Skills.Part A has been further divide into Essay Writing, Expansion Writing, Report Writing, Precis Writing and Letter Writing. The Verbal Skills section covers Paronyms & Homonyms, One Word Substitutions, Synonyms & Antonyms, Phrasel Verbs, etc. whereas the Grammar Skills section covers The Function of Tenses, Voice, Narration, Synthesis, Prepositions, etc. Each chapter in the book contains detailed theory including a number of sample examples in a simple & easier way to understand the topics well. Workbook Exercises have been provided in between the chapters for Part B, C & D to help aspirants practice the concepts discussed in each chapter. Answers for all the questions have been given at the end of the section. As the book covers varied aspects of English language, it for sure will help aspirants score high in the upcoming national and state level competitive and recruitment examinations.


Banking Awareness

Banking Awareness

Author: Arihant Experts

Publisher: Arihant Publications India limited

Published: 2021-11-14

Total Pages: 268

ISBN-13: 9325795418

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1. The book is the complete Preparatory Guide for Banking Awareness 2. Entire syllabus has been split into 11 chapter 3. Each chapter contains theories and solved problems for revision 4. Unsolved problems have been accompanied after every chapter 5. Banking Glossary have provided after every chapter 6. 5 Practice Sets have been given for self-analysis The updated edition of “Banking Awareness” serves as an extremely valuable asset for aspirants who are preparing for banking recruitment exams. Especially designed according to the latest pattern, this book is divided into 18 chapters, giving proper coverage in Economy, Banking and Finance Sector, etc. All the relevant & important chapters & topics on Banking Awareness are covered in the book concisely in a reader-friendly manner. Most of the practice questions given in the book are incorporated from various previous years’ question papers & solved Papers in a Chapterwise manner. 3 Practice sets, abbreviation and glossary are given at the end. This book not only serves as study guide but also as a practice tool to test your banking knowledge. It is highly recommended for the aspirants to sharpen their Problem solving skills with intensive practice of numerous questions provided in the book, and prepare them to face their exam with confidence. TOC Indian Banking and its History, Indian Banking Structure, Reserve Bank of India, Banking Regulation System, Banking Innovation in India, Banking Services in India, Financial Reforms in Banks, Banking Committees and Financial Standards, Financial Institutions in India, Money and Financial Market, Capital Market, Insurance and NBFCs, Tax System in India, Public Finance and Budget, Indian Economy, Industry and Trade, International Organisation and World Bank, Important Government Schemes, Practice Sets (1-3), Abbreviation, Glossary, Financial and Banking Current Affairs.


A Hundred Small Steps

A Hundred Small Steps

Author: India. Committee on Financial Sector Reforms

Publisher: SAGE Publications

Published: 2009-01-06

Total Pages: 207

ISBN-13: 817829950X

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While previous reports have focused solely on the ‘big’ issues like capital account convertibility, bank privatization, and priority sector norms, A Hundred Small Steps: Report of the Committee on Financial Sector Reforms goes deep into other areas where reforms are less controversial, but perhaps as important. The report argues that we need a change in mindset for the financial sector, one that recognizes that efficiency, innovation, and value for money are as important for the poor as they are for our new Indian multinationals, and these will come from improved governance, new entry and competition. Indeed the Committee believes that the road to making Mumbai an international financial centre runs through every village in India. The report is divided into separate self-contained chapters; the underlying theme behind all the proposals is the need to enhance inclusion, growth, and stability by allowing players more freedom, even while strengthening the financial and regulatory infrastructure. The role of the government is to create an enabling environment by building sound financial infrastructure. The Committee has focused primarily on broad principles and directions, without entering too much into details of implementation. It emphasizes three important reasons for financial sector reform: to include more Indians in the growth process; to foster growth itself; and to improve financial stability, flexibility, and resilience and thus protect the economy against the kind of turbulence that is affecting the world today. The Committee recognizes this is a difficult time to propose financial sector reforms in India. The near meltdown of the US financial sector seems to be proof that markets and competition do not work. This is clearly the wrong lesson to take from the debacle. The right lesson is that markets and institutions do succumb occasionally to excesses, which is why regulators have to be vigilant. The report argues for skilled regulators who encourage growth and innovation even while working harder to contain risks.