Rebuilding a Low-income Housing Policy
Rebuilding a Low-income Housing Policy

Author: Rachel G. Bratt

Publisher:

Published: 1989

Total Pages: 424

ISBN-13:

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Examining earlier federal housing initiatives, Rachel Bratt argues that public housing has not failed. She proposes a new strategy for producing decent, affordable housing for low-income people through non-profit community-based organizations.The potential of a new housing policy built on empowering community groups and low-income households is compelling. The production, rehabilitation, management and/or ownership by community-based organizations, with funding and technical assistance provided by a new type of public support system, not only would offer participants much-needed shelter, but also control over and security in their living environments. These qualities have been lacking in housing sponsored by the private for-profit sector as well as in previous subsidy programs.The author analyzes the limitations of both profit-oriented developers and public agencies as the primary vehicles for developing low- and middle-income housing. Promoting small-scale neighborhood organizations as better suited for delivering such services, she focuses on large multi-family projects and argues that our urban public housing stock represents an irreplaceable resource that is rapidly decaying to a point of no return. Through a number of case studies of housing projects throughout Massachusetts-among them South Holyoke, the Granite Properties, Fields Corner in Dorchester, and the Boston Housing Partnership-Bratt examines the dilemmas faced by community development corporations, analyzes the accomplishments of empowered community groups, and recommends ways of Rebuilding a Low-Income Housing Policy. Author note: Rachel G. Bratt is Associate Professor, Department of Urban and Environmental Policy, at Tufts University.

Fixer-Upper
Fixer-Upper

Author: Jenny Schuetz

Publisher: Brookings Institution Press

Published: 2022-02-22

Total Pages: 119

ISBN-13: 081573929X

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Practical ideas to provide affordable housing to more Americans Much ink has been spilled in recent years talking about political divides and inequality in the United States. But these discussions too often miss one of the most important factors in the divisions among Americans: the fundamentally unequal nature of the nation’s housing systems. Financially well-off Americans can afford comfortable, stable homes in desirable communities. Millions of other Americans cannot. And this divide deepens other inequalities. Increasingly, important life outcomes—performance in school, employment, even life expectancy—are determined by where people live and the quality of homes they live in. Unequal housing systems didn’t just emerge from natural economic and social forces. Public policies enacted by federal, state, and local governments helped create and reinforce the bad housing outcomes endured by too many people. Taxes, zoning, institutional discrimination, and the location and quality of schools, roads, public transit, and other public services are among the policies that created inequalities in the nation’s housing patterns. Fixer-Upper is the first book assessing how the broad set of local, state, and national housing policies affect people and communities. It does more than describe how yesterday’s policies led to today’s problems. It proposes practical policy changes than can make stable, decent-quality housing more available and affordable for all Americans in all communities. Fixing systemic problems that arose over decades won’t be easy, in large part because millions of middle-class Americans benefit from the current system and feel threatened by potential changes. But Fixer-Upper suggests ideas for building political coalitions among diverse groups that share common interests in putting better housing within reach for more Americans, building a more equitable and healthy country.

Cities and Affordable Housing
Cities and Affordable Housing

Author: Sasha Tsenkova

Publisher: Routledge

Published: 2021-09-06

Total Pages: 389

ISBN-13: 1000433854

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This book provides a comparative perspective on housing and planning policies affecting the future of cities, focusing on people- and place-based outcomes using the nexus of planning, design and policy. A rich mosaic of case studies features good practices of city-led strategies for affordable housing provision, as well as individual projects capitalising on partnerships to build mixed-income housing and revitalise neighbourhoods. Twenty chapters provide unique perspectives on diversity of approaches in eight countries and 12 cities in Europe, Canada and the USA. Combining academic rigour with knowledge from critical practice, the book uses robust empirical analysis and evidence-based case study research to illustrate the potential of affordable housing partnerships for mixed-income, socially inclusive neighbourhoods as a model to rebuild cities. Cities and Affordable Housing is an essential interdisciplinary collection on planning and design that will be of great interest to scholars, urban professionals, architects, planners and policy-makers interested in housing, urban planning and city building.

Poverty Law, Policy, and Practice
Poverty Law, Policy, and Practice

Author: Juliet Brodie

Publisher: Aspen Publishing

Published: 2020-09-14

Total Pages: 1083

ISBN-13: 1543821022

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The purchase of this ebook edition does not entitle you to receive access to the Connected eBook on CasebookConnect. You will need to purchase a new print book to get access to the full experience including: lifetime access to the online ebook with highlight, annotation, and search capabilities, plus an outline tool and other helpful resources. Poverty Law, Policy, and Practiceis organized around an overview and history of federal policies, significant poverty law cases, and major government antipoverty programs—welfare, housing, health, legal aid, etc.--which map onto important theoretical, doctrinal, policy, and practice questions. The book includes academic debates about the nature and causes of poverty as well as various texts that help illuminate the struggles faced by poor people. Throughout, it contains reading selections highlighting different perspectives on whether poverty is primarily caused by individual actions, structural constraints, or a mix of both. Readers will come away from the book with both a sense of the legal and policy challenges that confront antipoverty efforts, and with an understanding of the trade-offs inherent in different government approaches to dealing with poverty. New to the Second Edition: Updated coverage of the Affordable Care Act (Obamacare) Updated coverage of criminalization of poverty and efforts to decriminalize poverty Additional content for every chapter, with an emphasis on new cases, data, and sources Professors and students will benefit from: Three beginning chapters of general background on poverty numbers (data), social welfare (policy) and constitutional law (doctrine), followed by substantive chapters that can be selected based on professor interest, which makes the book easy to use even for 2-credit classes Emerging topics at the intersection of criminal law and poverty, markets and poverty, and human rights and poverty, in addition to traditional poverty law topics An author team with a combined experience of more than 100 years of teaching and practicing poverty law Highlights throughout the text to the racial and gendered history and nature of poverty in America An emphasis on presenting the most important topics accessibly, with careful editing and selection of excerpts to make the most of student and professor time A mix in every chapter of theory, program details, advocacy strategies, and the experiences of poor people

Rebuilding Housing Along the Mississippi Coast
Rebuilding Housing Along the Mississippi Coast

Author: Mark A. Bernstein

Publisher: Rand Corporation

Published: 2006-06-02

Total Pages: 92

ISBN-13: 9780833041111

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In October 2005, RAND researchers went to Mississippi to help the Governor's Commission on Recovery, Rebuilding, and Renewal and the Affordable Housing Subcommittee of the Infrastructure Issues Committee. They identified policy and implementation options that could help local communities address affordable-housing issues. They considered challenges in providing affordable housing and strategies for dealing with those challenges.

Rental Housing
Rental Housing

Author: Ira Gary Peppercorn

Publisher: World Bank Publications

Published: 2013-03-20

Total Pages: 178

ISBN-13: 0821396552

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The discussion of where people live and how people pay for their housing has undergone a significant shift. Until the mortgage crisis erupted in 2008, the housing policy of most nations focused on increasing home ownership. There had been very little discussion about rental housing, less about social housing, and virtually none about public housing. The mortgage crisis showed the challenges inherent in pushing for home ownership for all. With homes going into foreclosure and with credit tightening in many countries, the need for rental housing increased dramatically. However, most countries are only beginning to consider supporting rental housing as a shelter option. This book is an effort to bring rental housing to the forefront of the housing agenda and to provide general guidance to policy makers. The information it provides can assist key players in housing markets--government officials, private rental property owners, financiers, and nongovernmental organizations--in including rental housing as a critical housing option and in having an informed discussion on how best to stimulate this sector.

Creating Mixed Communities through Housing Policies
Creating Mixed Communities through Housing Policies

Author: Anna Maria Santiago

Publisher: Taylor & Francis

Published: 2024-02-08

Total Pages: 171

ISBN-13: 1003853463

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This book focuses on socially mixed (e.g. by income, tenure, ethnicity or any other characteristic) communities developed through housing renewal and critically examines the policies and practices in view of the growing urban inequality. The volume expands the discussion to the second phase of social mix – “social mix version 2.0” and offers constructive reflections on how social mix can “be better conceived and delivered, with fewer negative side effects” . The chapters in this book cover diverse national contexts and policy backgrounds, and represent the perspectives of many key stakeholders, including national and local governments, services and NGOs, developers and, most importantly, residents. Chapters present diverse case studies from Europe, the Middle East, Africa, India, Australia, and the United States and discuss projects that range in scale from small housing initiatives to neighborhoods and to whole districts. They focus on diverse experiences of social mix: between university students and young professionals and low-income social housing tenants, between older, low-income residents and younger, middle-class residents, between diverse ethnic and social class groups sharing a neighborhood, and between private and public housing residents. Chapters also vary on the tools used to create social mix, from local non-for-profit initiatives, a national policy intervention, and urban policies that aim to enhance social mix. Lastly, the book shows the range of analytical tools researchers have used to understand the diverse appearances of social mix, its underlying goals, and its consequent outcomes. These include comparative analyses of social mix in diverse national and political settings, including the Global East, an evaluation of social mix from the perspective of social justice, a historical analysis of the development of an urban district, and a design analysis of urban renewal projects. The chapters in this book were originally published as a special issue of Journal of Urban Affairs.

Housing Policy in the United States
Housing Policy in the United States

Author: Alex F. Schwartz

Publisher: Routledge

Published: 2013-05-13

Total Pages: 374

ISBN-13: 1135280096

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The most widely used and most widely referenced "basic book" on Housing Policy in the United States has now been substantially revised to examine the turmoil resulting from the collapse of the housing market in 2007 and the related financial crisis. The text covers the impact of the crisis in depth, including policy changes put in place and proposed by the Obama administration. This new edition also includes the latest data on housing trends and program budgets, and an expanded discussion of homelessnessof homelessness.

Race for Profit
Race for Profit

Author: Keeanga-Yamahtta Taylor

Publisher: UNC Press Books

Published: 2019-09-03

Total Pages: 364

ISBN-13: 1469653672

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LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.