Rate Manual of Fidelity, Forgery and Surety Bonds
Author: Surety Association of America
Publisher:
Published: 1940
Total Pages: 360
ISBN-13:
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Author: Surety Association of America
Publisher:
Published: 1940
Total Pages: 360
ISBN-13:
DOWNLOAD EBOOKAuthor: Henry Griffith Penniman
Publisher:
Published: 1911
Total Pages: 288
ISBN-13:
DOWNLOAD EBOOKAuthor: United States Fidelity and Guaranty Company
Publisher:
Published: 1920
Total Pages: 348
ISBN-13:
DOWNLOAD EBOOKAuthor: Edward Clark Lunt
Publisher:
Published: 1922
Total Pages: 394
ISBN-13:
DOWNLOAD EBOOKAuthor: George Robert Wentz
Publisher:
Published: 1928
Total Pages: 224
ISBN-13:
DOWNLOAD EBOOKAuthor: Henry Griffith Penniman
Publisher: Legare Street Press
Published: 2022-10-27
Total Pages: 0
ISBN-13: 9781016958356
DOWNLOAD EBOOKThis work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Author: United States Fidelity Company
Publisher: Theclassics.Us
Published: 2013-09
Total Pages: 78
ISBN-13: 9781230273488
DOWNLOAD EBOOKThis historic book may have numerous typos and missing text. Purchasers can usually download a free scanned copy of the original book (without typos) from the publisher. Not indexed. Not illustrated. 1920 edition. Excerpt: ... chapter 13 Inspection And Merit Rating The term " merit rating " expresses in a general way the purpose of the rate maker to appraise each risk according to its merits and includes both schedule and experience rating. Assuming that the basic rates for the various classifications as found in the Manual are accurate and correct, it is logical that the charges on a particular risk should vary according to the individual hazard involved. Hazards are divided into three general groups--moral, physical and inherent. The inherent hazard is not within human control; it is wholly governed by the law of averages and is properly distributable as a whole without regard to the conditions in any particular risk. A part of this inherent hazard may be peculiar to one classification and another part may be common to many or perhaps all classifications. The physical and moral hazards are so closely related as to be almost inseparable. Part of the physical hazard is apparently inherent and uncontrollable, while the moral hazard is entirely within human control. In figuring a rate, therefore, it is necessary to take into consideration the cost of the inherent hazard, properly loaded for expense, for all risks in a chosen group with essentially the same degree of hazard in equal proportions. It is also necessary to measure the physical hazard upon the evidence presented by the inspector, and to measure the moral hazard by the actual experience as shovn in the real loss in dollars and cents on the risk. In speaking of schedule rating, the physical inspection of the risk and its appraisal according to a definite schedule providing values for conditions above or below the average must be kept in mind. The object is to secure an equitable distribution of the...
Author: Harold F. Gee
Publisher:
Published: 1961
Total Pages: 250
ISBN-13:
DOWNLOAD EBOOKAuthor: Henry Griffith Penniman
Publisher: Nabu Press
Published: 2014-01-15
Total Pages: 290
ISBN-13: 9781295531981
DOWNLOAD EBOOKThis is a reproduction of a book published before 1923. This book may have occasional imperfections such as missing or blurred pages, poor pictures, errant marks, etc. that were either part of the original artifact, or were introduced by the scanning process. We believe this work is culturally important, and despite the imperfections, have elected to bring it back into print as part of our continuing commitment to the preservation of printed works worldwide. We appreciate your understanding of the imperfections in the preservation process, and hope you enjoy this valuable book.
Author: Henry Griffith Penniman
Publisher: Legare Street Press
Published: 2022-10-27
Total Pages: 0
ISBN-13: 9781016421829
DOWNLOAD EBOOKThis work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work is in the "public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.