Mortgage Smarts
Mortgage Smarts

Author: Peter Dale

Publisher: FriesenPress

Published: 2015-03-23

Total Pages: 360

ISBN-13: 1460245199

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Mortgage Smarts is a thorough and thoughtful guide to mortgages and house buying across Canada. Each province or territory has different rules and the authors explain the requirements for each, laid out in tables for ease of use. The authors candidly say: “We provide usable information on issues which most of you don‘t research when you are thinking about applying for a mortgage.” Mortgage Smarts is organized to provide information in the order that a house buyer would need it, from a history of mortgages through the process of buying a house (application and closing process), the sale and end of the mortgage, and then covering cases that are not the norm. The book contains useful checklists and warning notes, references and definitions. The authors suggest that this useful book can be dipped into at any part of the mortgage process; it doesn’t need to be read from page one to the end. The extensive table of contents and index will guide you to what you need. For the reader’s convenience, all government and official internet links and all the checklists appear in the appropriate chapters and then they are grouped together in separate appendixes. Numerous case studies describe the omissions and pitfalls that face a homebuyer who is blinded by enthusiasm or given “good advice” by friends and relatives. Once you have digested and applied the information in Mortgage Smarts your search for a home should not have any unpleasant financial surprises, but a happy ending.

How To Get Mortgage Free Like Me
How To Get Mortgage Free Like Me

Author: Nicole Pedersen-McKinnon

Publisher:

Published: 2019-12-31

Total Pages: 266

ISBN-13: 9781925935776

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Hello there. Australia is in a credit squeeze and you probably have a growing sense of unease that your housing debt is dangerous. Securing the roof over your head is the safest money move you can make. And you know what? It's not as hard as you think. It's far easier when you know the shortcuts, structures and strategies that I do. What's more, record-low interest rates mean it's never been cheaper. You have a once-in-a-lifetime window - which will close before too long - to get mortgage-free fast and for far less. This is also the perfect way to fight back against fallen property prices. I can tell you firsthand, owning your home outright is a bloody beautiful, freeing feeling - and one that more and more Aussies are seeking. Here, debt-free and debt-focused families from all over the country, generously share surprisingly painless ways to beat a mortgage. Alongside them, I confide how industry insiders, like me, make every dollar count for far more as well as tap into little-known sources of bonus dollars. With our real-life inspiration, 'stinge-spiration' and 'win-spiration', YOU can be mortgage-free too! Long-time Sydney Morning Herald/Age columnist and TV money commentator Nicole Pedersen-McKinnon confides the way she worked the system, leveraged lucky breaks and, yes, economised to get debt-free by the age of 36. And many others join her in revealing their personal secrets to mortgage freedom. Prepare to get informed and inspired ...

Your First Home
Your First Home

Author: Lynnette Khalfani-Cox

Publisher:

Published: 2008

Total Pages: 0

ISBN-13: 9781932450859

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Record Foreclosures. Mortgage Meltdown. Credit Crunch. The headlines are filled with doom and gloom about the housing market. Despite the bad news, millions of people in the United States still want to achieve the American Dream of homeownership - and millions more are trying desperately to hang on to homes they previously bought.Maybe you're one of them. Too bad nobody ever taught you how to become a smart homebuyer - or even told you the whole truth about whether you were really ready to own a home at all.Until now.In Your First Home: The Smart Way to Get It and Keep It, Lynnette Khalfani-Cox, The Money Coach, offers a no-hype personal finance guide that will help you prepare for, find and finance the home of your dreams.For those worried about making the leap from renter to owner, Lynnette explains how to turn bad credit into perfect credit, in seven simple steps. Lynnette walks you step-by-step through the house-hunting and mortgage application process, saving you money and unnecessary frustration.

The Complete Dictionary of Mortgage & Lending Terms Explained Simply
The Complete Dictionary of Mortgage & Lending Terms Explained Simply

Author: Atlantic Publishing Group

Publisher: Atlantic Publishing Company

Published: 2011

Total Pages: 290

ISBN-13: 1601380143

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Lenders and prospective home buyers alike have turned their attention to financial news, carefully watching the market since the 2007 housing and credit crisis. Recently, mortgage rates continued to drop to historic lows, changing on a daily basis. With their fluctuating rates and the current economic climate, mortgages are as complicated as ever. Anyone interested in acquiring a mortgage, refinancing a current mortgage, or starting a business career in lending has probably heard financial professionals use unfamiliar terms. But, with a little help from this comprehensive dictionary, you can easily converse with professionals and understand industry jargon. The Complete Dictionary of Mortgage & Lending Terms Explained Simply explains all the important financial terms you will encounter as you navigate the mortgage market. With easy-to-understand definitions, this dictionary covers everything from accrued interest to wraparound mortgages. It covers types of mortgages, parts of loan agreements, types of insurance, and even home-inspection terms. This resource uses simple language to describe the many concepts it covers, ensuring that even those without any financial or real estate experience will understand the definitions. With more than 1,800 terms, this dictionary allows you to understand almost every term you come across during your encounter with the lending process, whether you are researching the difference between trusts and liens or examining a prospective home s features. In addition to outlining terms associated with lending, it also includes information about important legislative acts and federal agencies that affect financing. The handy A-to-Z organization allows you to quickly find any information you need, even during nerve-wracking negotiations. The definitions also include any abbreviated forms of the terms, so you will be able to tell your ARMs (adjustable-rate mortgages) from your REITs (real estate investment trusts). This guide defines the players, the problems, the process, and the procedures. Whether you are looking to buy a home, trying to refinance, taking a finance class, or simply curious about the mortgage and lending industry, this dictionary is an indispensable guide to the many terms, tools, and agreements you will encounter at every step of the complex lending process. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president's garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.

Mortgages
Mortgages

Author: Hank C. Sentowski

Publisher: Nova Publishers

Published: 2007

Total Pages: 186

ISBN-13: 9781600219184

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A mortgage represents a loan or lien on a property/house that has to be paid over a specified period of time. Mortgages come in many different shapes and sizes, each with its own advantages and disadvantages, terminology and vested interests. Mortgages represent one of the most (if not the most) significant investment decisions most individuals will make in their lifetimes. This new book presents invaluable information on some of the primary types of mortgages as well as FAQ and future trends in the industry.

Mortgages Made Easy
Mortgages Made Easy

Author: Bruce Brammall

Publisher: John Wiley & Sons

Published: 2015-05-04

Total Pages: 214

ISBN-13: 0730316564

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Structure your mortgage for a more secure, more profitable property investment Mortgages Made Easy is the definitive guide to getting the optimal mortgage for your home or investment property purchase. Bestselling author, mortgage broker, and financial advisor Bruce Brammall, aka Debt Man, walks you through the process in his trademark style, giving you all the information you need to buy a property and finance it right. Success in real estate is as much about having the right debt structure as it is about buying quality property, and this book shows you how to build the financial fortification that is critical to your long-term security. You'll learn how to set yourself up for success before you even begin to house hunt, and how to approach investment properties differently from your own home purchase. Brammall guides you step by step through the loan and purchase, equipping you with the knowledge you need to make your property work in your favor. Property and debt are inseparable in the beginning, but what most people don't know is that accruing debt correctly plays a crucial role in the financial success of the property. This book explains it all, with practical advice and guidance throughout the process. Learn why debt is necessary and property is so popular Navigate the big choices that buying property entails Discover the critical differences between homes and investment properties Get mortgage-ready and examine loan structure options Given his qualifications, Brammall intrinsically understands the point where property, debt, and investment intersect, as well as their broader role in your wealth-creation plans. Your home is your castle, and a major part of your future security – it's important to set it up right. For savvy advice from an expert perspective, Mortgages Made Easy is the property buyer's mortgage manual.

Smart Women, Smart Home Loans
Smart Women, Smart Home Loans

Author: Obu Ramaraj

Publisher: Palmer Higgs Pty Ltd

Published: 2013-11-19

Total Pages: 131

ISBN-13: 0987574116

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Are you a professional woman looking to buy your first house? Should you look for a cheap home loan or the right home loan ?Are you overwhelmed by all the information or lack of it?Smart Women, Smart Home Loans is the essential guide for every woman who wants to choose the right home loan based on her needs. Conversations about home loans typically focus on cheap interest rates. This book encourages you to think about home loans beyond low interest rates. It is packed with essential information about the mortgage industry, the process involved and your dream team and includes real-life examples to help you make smart choices.Obu Ramaraj advocates the need for women to be financially aware. With more women than ever stepping into the property market at a young age, they need to choose a loan on their terms, with a thorough understanding. Everyone is looking for information to guide them – this is the book.

The Smart First-time Home Buyer Collection: 3 Books in One Volume - How to Avoid Making First Time Home Buyer Mistakes
The Smart First-time Home Buyer Collection: 3 Books in One Volume - How to Avoid Making First Time Home Buyer Mistakes

Author: Thomas.K.Lutz

Publisher: Thomas.K.Lutz

Published:

Total Pages: 100

ISBN-13:

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Do You Want to Avoid First-Time Home Buyer Mistakes? Buying a home can be both exciting and overwhelming for all first-time home-buyers. If you have already started the search process, make sure you're not making some common first-time home buyer mistakes. Most first-time home-buyers have never gone through the stressful experience of buying a home,and they often have to learn the hard way when buying their first home, but by making only a tiny mistake during the home buying process, it can be extremely costly and frustrating. In this informative 3 in 1 volume guide, you will discover all common mistakes most first-time buyers make and some of the most important features to look for when buying your dream home. Planning Ahead is The Key Buying a home is the pinnacle of adulthood, but as we all aware, home ownership isn’t exactly easy to navigate, especially for younger folks. Unless you’re completely debt-free, get help from parents, and disciplined enough to live below your means to save money, buying your first home in the future can seem more like a fantasy than an actual possibility. In “The First Time Home Buying Guide”, we will be mainly focus on why and how to save up our money to have the down payment for our first home purchase, so we can be prepared when there is a home buying opportunity. What to Look for When Buying a Condo So you want a condo as a first time home buyer, but you’d like more information. What are the pros and cons of living in a condo? What about amenities? How much will you have to pay? Are there people who don’t like condos? If so, why don’t they? This book will explain all of these questions in detail. this 3 in 1 volume is specifically written for first time home buyers or someone who is planning to get his/her home in the near future. Download now Scroll to the top of the page and select the Buy Now button.

Roskey's Guide to Smart Housing Choices
Roskey's Guide to Smart Housing Choices

Author: Carol B. Roskey

Publisher: Xlibris Corporation

Published: 2012-02-22

Total Pages: 384

ISBN-13: 1469143674

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For generations, it has been an axiom that the purchase of a home is the greatest single investment the average person makes. The corollary has always been thatif you take good care of that homeit will inevitably be a good investment, permitting you to sell your home at a profit or allowing you to take out a large loan on the equity youve built up. While the axiom is still true, the corollary is no longer true. Many Americans have lost their homes due to the Great Recession and still more owe more on their homes than the homes are worth. People once made a lot of money on flipping homes; now many wonder if they should buy homes at all. There are unmistakable signs that we are headed into an even worse recession, making any housing decisions more important than ever. An acknowledged expert, Dr. Carol Roskey has spent a lifetime in studying all aspects of the housing field from financing to the best kinds of insulation. With her help, you can make well informed decisions.