The Mantra of Financial Success by Investment Guru “Warren Buffet” On Earning: “Never depend on a single income. Invest to create a second source” On spending: “If you buy things you don't need, you will soon sell things you need” On Saving: “Do not save what is left after spending, but spend what is left after saving” On Investment: “Don't put all your eggs in one basket” Whether you are an optimist or a pessimist, the truth is that nobody can predict the future. While life can be difficult, but having money can make matters easy. The purpose of this book is to provide the necessary insights to acquire new skills and expand your knowledge about the concept of financial planning (FP) and its benefit. In this book, you may learn about: • Investing in various financial and non-financial products • Tax planning and Investment in tax saving instrument & investment in NPS • Importance of Insurance and its need (Life, Health & Property Insurance) • Magic of early investing and impact of inflation on saving and investment • Various Specific planning such as Retirement planning, Estate planning & will writing etc. • Need for financial literacy and financial planning by women
A roadmap for achieving financial freedom in less than five years! David and Leslie Shippy went from a middle-class life to financial freedom in three short years. They were able to replace both of their multiple six-figure incomes and walk away from corporate America. Their first three apartment investments tripled their investors’ money. They have since gone on to purchase and manage a portfolio of apartments that consists of over three thousand units and is worth over $300 million. Money Matters for Financial Freedom reveals the principles they used to do it. David and Leslie’s detailed guide provides specific examples and skills that shift readers’ thinking from a middle-class mindset to a financially free millionaire mindset. It outlines specific techniques and leadership skills necessary for running a multimillion-dollar business, along with step-by-step examples of how to manage money, create multiple business streams of income, and enable financial freedom!
In today's world, HEAVY DEBTS, compulsive SPENDING habits, and insufficient INCOME is killing the dreams of millions of people, There are almost NO INCOME OPPORTUNITIES, People have borrowed millions & billions from the bank and now it's time to pay it back, we all are struggling to make ends meet, Monthly EMI'S and expenses keep bouncing back like online pop up ads which are frustrating and also reducing your productivity to produce more money, INVESTMENTS PLANS seems far away from reality, People are not able to work towards what they really want to be in life, people who have potential to CHANGE the world are STUCK in SURVIVAL MODE, suffering inside and they feel like shouting out of their lungs but they have to stay calm and work their ass off.I can help you to get out of that SURVIVAL ZONE and never go back again, I can help you to become financially free and more importantly live your dreams regardless your current situation, let's start fresh without any past regrets. You want to start reading this book right away if you want to AQUIRE NEW EARNING SKILLS, INCREASE YOUR INCOME, REDUCE YOUR EXPENCES ORGANICALLY, ELIMINATE YOUR DEBT, know low-risk high returns passive & massive investment strategies and be free by next year, all blueprints, secrets, tools, tricks, technology & frameworks has been given inside along with some secret training videos information for readers exclusively, you will discover soon. I know you are excited to read it but wait and check whether this is the right book for you or not.....this book is for you ...$ if you are struggling to make money$ if you're stuck with 9-6 slot $ if you're not able to pay your EMI's on time$ if you are living paycheck-to-paycheck$ If you tired of being broke(just like I was)$ if you're confused & stuck in life and not able to move to next level success $ if you're deeply in debt and debtors are running behind you, not letting you breathe (been there too)$ if you're an entrepreneur and wish to make it BIG (mistakes I made as a CEO)$ if you think working hard or smart will make you rich(wrong approach)$ if you're confused about your income sources & future For me, every one of you reading this piece is a person who has the power to change the world, your financial world, your kid's world and your family's world because there is NO REASON why you won't do that when you have the new opportunity right here, right in your hand or you may be looking at it on your device.This is your time and your decade to look at your life from a NEW angle if you are dead serious about making money and keeping your family safe from so-called laws made by morons. Let's laser focus on money making skills, choices, process & results which I have laid out for you inside this book. I want to tell you that financial freedom will be the EASIEST thing for you before you complete this book.Read my story inside the book, I strongly believe if I can do it so can you. I started door to door sales & marketing without any training when I was in 10th grade and since then I have seen bankruptcy 4 times and millions passing through me. When money used to come, I used to spend the way most of us spend, I didn't know much about how to handle money and how to earn a lot faster because they don't teach us anything like that in schools and college but something happened which changed my life and at the age of 19 I could afford to live in 4stars and 5 star hotels for years, even though I made somewhere 2-3 million dollars rising from the ZERO, I went bankrupt again and again and the journey has been awesomely beautiful SO the big question is what has SAVED me again and again? in the last few chapters, you will find the secret and I will teach you how easy it is to be financially FREE than struggling to be rich.
A fully revised edition of one of the most influential books ever written on personal finance with more than a million copies sold “The best book on money. Period.” –Grant Sabatier, founder of “Millennial Money,” on CNBC Make It "This is a wonderful book. It can really change your life." -Oprah For more than twenty-five years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by "the Frugal Guru" (New Yorker) Mr. Money Mustache is the ultimate makeover of this bestselling classic, ensuring that its time-tested wisdom applies to people of all ages and covers modern topics like investing in index funds, managing revenue streams like side hustles and freelancing, tracking your finances online, and having difficult conversations about money. Whether you’re just beginning your financial life or heading towards retirement, this book will show you how to: • Get out of debt and develop savings • Save money through mindfulness and good habits, rather than strict budgeting • Declutter your life and live well for less • Invest your savings and begin creating wealth • Save the planet while saving money • …and so much more! "The seminal guide to the new morality of personal money management." -Los Angeles Times
How to manage your retirement corpus is a must-read financial guide for retirees and for individuals approaching retirement soon. Retirement challenges us like nothing else. Retirement empowers us to reinvent our Lives and our Finances. The future after retirement is a blank slate akin to an 18-year-old. You can start afresh and write whatever you want, but you need money for everything and that is limited. You need a financial plan to make the most of the income and savings that you have available, make sure it lasts your lifetime and there is some inheritance left for your kids too. This book is all about achieving these goals through astute investment strategies. You will find answers to these FAQs here - How to manage your limited Retirement corpus? How much monthly expense fits my current Retirement corpus? How much investment risk should I take on my Retirement corpus? Do I need Health Insurance? What are the options for regular income after retirement? How different is investment planning before & after Retirement?
Have you ever thought of letting your money work for you by being a part of the Indian growth story but the complicated financial jargon, perplexing terms and conditions, dilemma associated with risky investments and too many mutual fund options stopped you! This book provides answers to all such FAQs that an Indian Mutual Funds and SIP investor has. This book will help you understand the various types of mutual funds, their comparison with other assets, ways to invest in mutual funds and identify the type of funds that fit your profile the best. The focus of the book is on simplifying myriad concepts of mutual funds and demystifying myths around these investments. The author has approached this book in a question-answer format with lots of recent examples.
Now available for Pre-Order! A common resolution set at the beginning of a new year is to "get my financial house in order." But how can you build a house, let alone pour any kind of foundation, without a blueprint? There are dozens of books and gurus trying to push their advice and tell you how to spend and invest your money. And then, there are three suburban dads just trying to make the world a little bit better. Meet Brad Barrett and Jonathan Mendonsa of the award-winning ChooseFI podcast and Chris Mamula of the popular blog "Can I Retire Yet?". They have walked the talk and now want to share their knowledge with you. Together, these three regular guys will show you how they did something extraordinary. They are all financially independent and doing meaningful work that fulfills them. All three left their corporate 9 to 5 jobs and are reaping the benefits of extra time with their families. Mirroring the format of the popular ChooseFI podcast, this book pulls from the collective knowledge of those who have decided to build a lifestyle around their passions instead of allowing their finances to dictate their future. These stories demonstrate universal principles, giving you the opportunity to pick the elements that are the most applicable to your financial situation and "choose your own adventure." The book covers a wide range of topics that will help you build a strong financial foundation: Developing a growth mindset Defining your values and aligning them with your spending Cutting years from your estimated retirement date Questioning the status quo on "required expenses" Cutting travel expenses and putting family vacations within your reach Learning how to earn more and live with abundance Updating the commonly accepted wisdom on college education and the debt associated with it Cutting through the noise on investing to discover strategies that work Showing how to implement investment strategies that enable the lifestyle you desire while controlling downside risk FI or Financial Independence is the new debt-free and getting back to 0 is just the beginning of a wonderful journey. Whether you have mountains of debt now or are recently debt free and wondering what to do next, Choose FI: Your Blueprint to Financial Independence will give you the information to guide your next move.
The best financial planner Michelle Singletary ever knew was Big Mama, her grandmother. Big Mama raised Michelle and her four brothers and sisters on a salary that never reached more than $13,000 a year. Yet at her death, Big Mama owned her own home, had paid off a car loan, and had a beautiful collection of Sunday-go-to-meeting church hats and a savings account that supplemented her Social Security check and small pension. Most important, she had taught Michelle “7 Money Mantras for a Richer Life.” Those mantras serve as the inspiration for this straight-talking book of practical personal financial advice that really works. The 7 Money Mantras are: 1. If it’ s on your ass, it’s not an asset! 2. Is this a need or is it a want? 3. Sweat the small stuff. 4. Cash is better than credit. 5. Keep it simple. 6. Priorities lead to prosperity. 7. Enough is enough. Michelle Singletary is a syndicated columnist for The Washington Post whose popular personal finance column appears in more than 120 newspapers. She’s also a mother of three children who understands what it’s like to live on a budget. In a plainspoken, sassy, no-nonsense voice, Michelle provides answers to the financial issues that confront almost every household: how to teach children the value of money; how to address money issues in a relationship or marriage; household saving tips; getting the best loans; and much more. “This book is about saving enough money to have choices,” she writes. “It’s about feeling free to be cheap if you can’t afford to buy a ton of gifts at Christmas. It’s about eliminating wasteful spend-ing so you can begin to save and invest. It’s full of uncommon commonsense lessons and guidance on the way people should use their money.” With humor and down-home financial wisdom, Michelle Singletary offers practical and realistic advice that will help you live well with the money you have. Michelle Singletary on . . . Romance and Money “It’s okay to say: ‘Honey, I love you and everything, but if you need money, ask your mama.’” Credit Cards “We are minimizing our financial potential by making minimum credit-card payments.” Car Buying “If you want to save money, keep your car until you’re on a first-name basis with the local tow-truck drivers.” Leasing a Car “You, too, can drive a car you can’t afford and then have to give it back. It’s crazy.” Gift Giving “Generosity isn’t about how much you spend. It’s about how much thought you put into the gift.” Penny Pinching “I once bought a stick-shift car because it was $1,000 cheaper than the automatic in the same model. There was just one little problem. I couldn’t drive a stick-shift. But at least I saved $1,000!”
New York Times bestselling author Jen Sincero gets to the core of transformation: habits--breaking, making, understanding, and sticking with them like you've never stuck before. Badass Habits is a eureka-sparking, easy-to-digest look at how our habits make us who we are, from the measly moments that happen in private to the resolutions we loudly broadcast (and, erm, often don't keep) on social media. Habit busting and building goes way beyond becoming a dedicated flosser or never showing up late again--our habits reveal our unmet desires, the gaps in our boundaries, our level of self-awareness, and our unconscious beliefs and fears. Badass Habits features Jen's trademark hilarious voice and offers a much-needed fresh take on the conventional wisdom and science that shape the optimism (or pessimism?) around the age-old topic of habits. The book includes enlightening interviews with people who've successfully strengthened their discipline backbones, new perspective on how to train our brains to become our best selves, and offers a simple, 21 day, step-by-step guide for ditching habits that don't serve us and developing the habits we deem most important. Habits shouldn't be impossible to reset--and with healthy boundaries, knowledge of--and permission to go after--our desires, and an easy to implement plan of action, we can make any new goal a joyful habit.
