Lebanon-Determinants of Commercial Bank Deposits in a Regional Financial Center
Lebanon-Determinants of Commercial Bank Deposits in a Regional Financial Center

Author: Mr.Harald Finger

Publisher: International Monetary Fund

Published: 2009-09-01

Total Pages: 23

ISBN-13: 1451873425

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This paper empirically examines the demand for commercial bank deposits in Lebanon, a regional financial center. With Lebanon's high fiscal deficits financed largely by domestic commercial banks that rely on deposit funding, deposit growth is a key variable to assess government financing conditions. At the macro level, we find that domestic factors such as economic activity, prices, and the interest differential between the Lebanese pound and the U.S. dollar are significant in explaining deposit demand, as are external factors such as advanced economy economic and financial conditions and variables proxying the availability of funds from the Gulf. Impulse response functions and variance decomposition analyses underscore the relative importance of the external variables. At the micro level, we find that in addition, bank-specific variables, such as the perceived riskiness of individual banks, their liquidity buffers, loan exposure, and interest margins, bear a significant influence on the demand for deposits.

The Determinants of Deposits at the Lebanese Commercial Banks
The Determinants of Deposits at the Lebanese Commercial Banks

Author: Aline Sebouh Tankarian

Publisher:

Published: 2007

Total Pages: 96

ISBN-13:

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In this project, I investigate the determinants and effects of the total deposit s at the Lebanese Commercial Banks. First, I will give an overview of the main c haracteristics and structures on the deposits. Then I will stress on some major financial highlights. Second, I will determine the direct and indirect factors a ffecting the deposits and a model is drawn on them. A regression analysis follow s this section. Third, the effect of the deposit on the Lebanese economy is stud ied based on the economy's aspects. Afterwards, the fluctuation of the deposits effects on the economy is established. Correlation analysis was an important too l in the choice of some variables and elimination of other.

Determinants of Bank Lending in Lebanon
Determinants of Bank Lending in Lebanon

Author: Rana Sami Hadwan

Publisher:

Published: 2011

Total Pages: 182

ISBN-13:

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The Lebanese banking system is seen as having a key role for the region's development, by being the entry point for capital inflows in addition to the fact that Lebanon's high fiscal deficits are financed largely by domestic commercial banks. The Lebanese banking sector activity was at the image of buoyant economic conditions in 2009 despite the international financial crisis of 2008 which resulted in the collapse of large financial institutions, the bailout of banks by national governments and downturns in stock markets around the world. Total sector activity, measured by consolidated domestic assets of operating banks in Lebanon grew significantly by US$ 21 billion in 2009 reaching US$ 115.3 billion. In addition, total deposits with commercial banks increased from US$ 6.5 billion at the end of 1992 to US $95.8 billion at the end of 2009. So, Lebanon was immune to the adverse effects of this crisis due to restrictions set by its central bank and far from experiencing a credit crunch, Lebanon witnessed excess money supply and consequently excess lending. Using time series approach, this thesis aims to highlight the determinants of bank lending in Lebanon and their effect on credit volume using data covering the period from 1994-2010. After a brief introduction chapter two will include a related literature on some financial and banking crisis that erupted in the 20th and 21st centuries. Chapter three discusses the main trends and characteristics of Lebanese banking sector along with a theoretical part of monetary policy and the role of the Banque Du Liban (BDL). Chapter four is empirical it will see what variables affect bank lending in Lebanon through a regression analysis using the statistical tool, E-views. Chapter five concludes the project.

Determinants of Non-resident Deposits in Lebanon
Determinants of Non-resident Deposits in Lebanon

Author: Olga M. Kanj

Publisher:

Published: 2012

Total Pages: 314

ISBN-13:

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This thesis will try to identify the factors that could influence non-resident deposits in Lebanese commercial banks and study their effect using two approaches: an empirical study and a survey. The empirical study uses monthly secondary data to study the effect of various factors on the non-resident deposits entered while the survey is conducted on a sample of 150 non-residents of which 65 were fit for purpose of the study. Using E-views for the empirical study and SPSS for the survey, this study found that there are internal, external, bank related, social and behavioral factors that affect non-resident deposits in Lebanese banks. More specifically, the empirical study found that banks assets, interest rates, and war have significant effects. While the results of the survey suggest that war and interest rates are important factors from a statistical point of view. The survey also found that social factors such as abundance of relatives and frequent visits, and intention of returning to Lebanon are important factors. Neither the empirical study nor the regression of the survey could prove that bad political situation in Lebanon might affect non-resident deposits. As for the bank related factors, the survey identified that the availability of e-banking and more international branches would encourage people to have more deposits in the Lebanese banks . the survey also showed that the majority of deposits are coming from the GCC countries. The findings suggest that, banks should improve the convenience of access to fund of depositors and adopt more international standards to have better ratings in order to attract more deposits.

Monetary and Exchange System Reforms in China
Monetary and Exchange System Reforms in China

Author: Mr.Bernard Laurens

Publisher: International Monetary Fund

Published: 1996-09-26

Total Pages: 108

ISBN-13: 9781557755629

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In 1978, China embarked on a gradual but far-reaching reform of its economic system. This paper focuses on the achievements so far in reforming the financial sector, the legal framework for financial transactions, the payments system, and the monetary policy and foreign exchange system. It also analyzes the tasks ahead to achieve the goals set in these areas for the year 2000.

Islamic Finance, Governance and Regulation
Islamic Finance, Governance and Regulation

Author: Hakimah Yaacob

Publisher: Taylor & Francis

Published: 2024-11-12

Total Pages: 213

ISBN-13: 1040193692

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Islamic financial institutions (IFIs) are often criticized due to insufficient regulatory provision, thus lowering clients’ confidence in them. Additionally, few countries have well-established legislation relating to the Islamic finance industry, while others are only now developing preliminary regulations to incorporate Islamic finance within their own financial systems. This book offers a comprehensive understanding of Islamic financial regulation, outlining the regulatory landscape in various jurisdictions, examining how it supports the development and foundation of IFIs and addressing the regulation and supervision of IFIs from a global perspective. The book begins by introducing Islamic finance and its current position in the international banking system, then goes on to review the historical developments of the field. It discusses the key financial regulators, their functions, and the regulations that have been implemented to foster the growth of Islamic finance. It includes cases from both Eastern and Western countries. It thoroughly examines how Shariah principles are integrated into the regulatory framework of Islamic finance. Specifically, the book examines the laws and arrangements established in different countries regarding the governance of the Islamic finance industry as well as the legal criteria for setting up and governing IFIs. The focus is on exploring diverging laws and their impact on developing Islamic Finance. This will serve as an academic and practitioner guide to understanding the preliminary regulations required for the establishment, governance, and management of IFIs. Also, it offers practical insights and guidance for professionals working in the Islamic finance industry, including bankers, lawyers, regulators, and policymakers.

The Future of Petroleum in Lebanon
The Future of Petroleum in Lebanon

Author: Sami Atallah

Publisher: Bloomsbury Publishing

Published: 2019-09-19

Total Pages: 376

ISBN-13: 1788318498

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What is the future of the oil and gas sector in Lebanon? Following the recent discovery of these valuable resources in the southern Mediterranean, including in the Cypriot and Israeli offshore reserves, the possibility of Lebanon also becoming a petroleum-producing country has been raised. This collection of essays addresses the major challenges and opportunities that accompany the country's hope to join the petroleum club. Covering the key policy issues - from Lebanon's susceptibility to the oil curse, to the environmental risks of production - this book brings together expert analysis to offer answers at the institutional level. Of central importance, the contributors argue, is that for Lebanon to benefit from the discovery of petroleum, it must first reform its institutions with the full support of the voting public and civil society. Combining rigorous quantitative and qualitative research, the Lebanese Center for Policy Studies has produced here an essential book that puts petroleum in Lebanon, and the important questions that come with it, within a global perspective.

Money in the Middle East and North Africa
Money in the Middle East and North Africa

Author: David Cobham

Publisher: Routledge

Published: 2010-12-07

Total Pages: 295

ISBN-13: 1136864164

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Building on the editors’ earlier book, Monetary Policy and Central Banking in the Middle East and North Africa, this book emphasises monetary policy strategies and frameworks. It fills an important gap providing multi-country and single-country studies on monetary policy in post-civil war Lebanon, Egypt, Jordan, the Palestinian Territory and Turkey.

The Withdrawal of Correspondent Banking Relationships
The Withdrawal of Correspondent Banking Relationships

Author: Mrs.Michaela Erbenova

Publisher: International Monetary Fund

Published: 2016-06-30

Total Pages: 42

ISBN-13: 1498336531

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This paper focuses on the withdrawal of correspondent banking relationships (CBRs) in some jurisdictions post-global financial crisis. It describes existing evidence and consequences of the withdrawal of CBRs and explores drivers of this phenomenon drawing on recent surveys and select country information. While the withdrawal of CBRs has reached a critical level in some affected countries, which can have a systemic impact if unaddressed, macroeconomic consequences have not been identified so far at a global level. The paper presents responses from the international community to address this phenomenon, and explains the role that the IMF has been playing in this global effort, especially with regards to supporting member countries in the context of surveillance and technical assistance, facilitating dialogue among stakeholders, and encouraging data gathering efforts. The paper concludes by suggesting policy responses by public and private sector stakeholders needed to further mitigate potential negative impacts that could undermine financial stability, inclusion, growth and development goals.