The credit for agriculture in India its provided both by organised and unorganised agencies. The organised agencies consist of co-operatives, Commercial Banks, Regional Rural Banks and Government. The unorganised agency consists of professional moneylenders, traders, relatives and friends, landlords and others.
This book 'Agricultural Finance by Commercial Banks' is an attempt made by Dr. K. Sivaji, M.Com., M.Phil., Ph.D., to establish the linkage between commercial bank loans and actual requirement by agricultural sectors. Bank finance is an important that the allocation of bank credit must be in accordance with the priorities of the plan. It is recognized that agricultural development pre-supposes a greater flow of inputs as well as institutional and organizational reforms. Agricultural credit is one of the most crucial inputs in all agricultural development programs. New Book
Monograph on issues and problems of agricultural credit financing of agricultural development in India - discusses money supply and capital needs, organization of credit cooperatives, the role of banks in credit supply and measures for stabilization. Bibliography pp. 327 to 330.