William J. Bernstein promises to lay out an investment strategy that any seven year old could understand and will take just 15 minutes of work per year. He also promises it will beat 90% of finance professionals in the long run, but still make you a millionaire over time. Bernstein is addressing young Americans just embarking on their working careers. Bernstein advocates saving 15% of one's salary starting no later than age 25 into tax-sheltered savings plans (IRA or 401(k) in the U.S., RRSPs or Registered Pension Plans in Canada), and divvying up the money into just three mutual funds: a U.S. total stock market index fund, an international stock market index fund and a U.S. total bond market index fund. For millennials, saving 15% of salary is the financial equivalent of dying, which is why Bernstein titles his document 'IF you can.'
Are you at risk of being scammed? Former con artist and bestselling author of Catch Me If You Can Frank Abagnale shows you how to stop scammers in their tracks. Maybe you're wondering how to make the scam phone calls stop. Perhaps someone has stolen your credit card number. Or you've been a victim of identity theft. Even if you haven't yet been the target of a crime, con artists are always out there, waiting for the right moment to steal your information, your money, and your life. As one of the world's most respected authorities on the subjects of fraud, forgery, and cyber security, Frank Abagnale knows how scammers work. In Scam Me If You Can, he reveals the latest tricks that today's scammers, hackers, and con artists use to steal your money and personal information--often online and over the phone. Using plain language and vivid examples, Abagnale reveals hundreds of tips, including: The best way to protect your phone from being hacked The only time you should ever use a debit card The one type of photo you should never post on social media The only conditions under which you should use WiFi networks at the airport The safest way to use an ATM With his simple but counterintuitive rules, Abagnale also makes use of his insider intel to paint a picture of cybercrimes that haven't become widespread yet.
When we talk, we tell stories and present ideas—rarely with much anxiety. But think about writing something and panic sets in. Overcome this crippling response by learning how to “talk” on paper. Joel Saltzman tells it like it is—with compassion, humor, and the “uncommon wisdom” of famous writers, artists, and musicians. Based on his popular workshop for the UCLA Writers’ Program, this is a program with proven results. You’ll discover how to: >Conquer the killer P’s—Perfectionism, Paralysis, and Procrastination. >Silence your inner critic. (“Shut up, already. I’m trying to write!”) >Stop worrying about the “rules” of grammar. >Get inspired when you don’t feel inspired. >Write with conviction, not apology! This best selling book gives you the daring and freedom to “talk” on paper without worrying whether it’s good or bad or what it’s going to “be”—the kind of writing that’s creative, energetic and, most of all, truly your own.
Mia's best friend Robyn is known for her matchmaking skills, which is perfect, because homecoming is just around the corner. But Robyn refuses to set Mia up with the guy of her dreams, which forces Mia to take matters into her own hands. She uses Robyn's matchmaking service to make sure popular Vince Demetrius falls for her. Vince asks her out, but Mia doesn't count on Logan, the persistent school newspaper photographer who seems to like her out of the blue. Now she has to choose between Vince - the guy she knows is right for her - and Logan, who insists that she give him a chance. And she needs to make sure Robyn doesn't find out that Mia's been matchmaking behind her back. Mia has two weeks before homecoming. Can she fix the mess she made or will she have to kiss her perfect match goodbye forever?
"The advice and exercises in If You Can Doodle, You Can Paint, help readers dig into their creative life to find a style that is authentically theirs"--
In this inspiring travelogue, celebrated traveler and photographer Jessica Nabongo—the first Black woman on record to visit all 195 countries in the world—shares her journey around the globe with fascinating stories of adventure, culture, travel musts, and human connections. It was a daunting task, but Jessica Nabongo, the beloved voice behind the popular website The Catch Me if You Can, made it happen, completing her journey to all 195 UN-recognized countries in the world in October 2019. Now, in this one-of-a-kind memoir, she reveals her top 100 destinations from her global adventure. Beautifully illustrated with many of Nabongo's own photographs, the book documents her remarkable experiences in each country, including: A harrowing scooter accident in Nauru, the world's least visited country, Seeing the life and community swarming around the Hazrat Ali Mazar mosque in Afghanistan, Horseback riding and learning to lasso with Black cowboys in Oklahoma, Playing dominoes with men on the streets of Havana, Learning to make traditional takoyaki (octopus balls) from locals in Japan, Dog sledding in Norway and swimming with humpback whales in Tonga, A late night adventure with strangers to cross a border in Guinea Bissau, And sunbathing on the sandy shores of Los Roques in Venezuela. Along with beloved destinations like Peru and South Africa, you'll also find tales from far-flung corners and seldom visited destinations, including Tuvalu, North Korea, South Sudan, and the Central African Republic. Nabongo's stories are love letters to diversity, beauty, and culture—and most of all, to the people she meets along the way. Throughout, she offers bucket-list experiences for other travel-lovers looking to follow in her footsteps. For armchair travelers or readers planning a trip around the globe, this arresting collection will awe and inspire!
A comprehensive and practical guide to the stock market from a successful fund manager—filled with case studies, important background information, and all the tools you’ll need to become a stock market genius. Fund manager Joel Greenblatt has been beating the Dow (with returns of 50 percent a year) for more than a decade. And now, in this highly accessible guide, he’s going to show you how to do it, too. You’re about to discover investment opportunities that portfolio managers, business-school professors, and top investment experts regularly miss—uncharted areas where the individual investor has a huge advantage over the Wall Street wizards. Here is your personal treasure map to special situations in which big profits are possible, including: -Spin-offs -Restructurings -Merger Securities -Rights Offerings -Recapitalizations -Bankruptcies -Risk Arbitrage Prepared with the tools from this guide, it won’t be long until you’re a stock market genius!
Norman Vincent Peale, the author of the international bestseller The Power of Positive Thinking—which has had an unprecedented influence on millions of people throughout the world—shares his inspirational classic that shows you how to develop the vital knowledge of inner power to carry you over every obstacle. When you have a problem—no matter how baffling, difficult, or discouraging it may be, there is one basic principle to remember and apply, according to Dr. Peale: persistence through perception. He shows how you too, can make the impossible possible by learning how to: —Motivate yourself —Believe in yourself and have confidence —Forget your fears —Make miracles happen —Avoid thoughts of failure —Draw on the resources in your mind —Ease up and have a sense of humor —Get on top of things and stay there These dramatic, heartwarming stories in You Can If You Think You Can show how men and women—of all ages and all walks of life—transformed their lives and careers by following Dr. Peale’s philosophy of positive thinking. Don’t miss his other timeless, bestselling classics: The Power of Positive Thinking: The greatest inspirational bestseller of the century offers confidence without fear, and a life of enrichment and luminous vitality. Inspiring Messages for Daily Living: Realistic, practical answers to the hundreds of challenges we face from day to day—ordinary problems encountered during personal difficulties, in family relationships, on the job, and in dealing with those around us. The Art of Real Happiness (written with Smiley Blanton, M.D.): An unusual blend of age-old truths and modern psychiatric techniques. Peale and Blanton identify—and show how to overcome—essential problems and conflicts that so often plague us and frustrate our chances for happiness.
IF IT’S TUESDAY, THIS MUST BE SCOTLAND All Tag Morgan wants to do is help settle his father’s estate so he can get back to properly cataloguing his Mayan ruins. So he’s caught quite off guard to discover that: A) His father had holdings in Scotland B) The property now belongs to Tag Leafing through his father’s correspondence with the property’s overseer, one Maura Ramsey, yields even more surprises. His father’s letters reveal a warmer, kinder man—nothing like the harsh, cold disciplinarian Tag remembers. Surely it has to do with Maura, whose writing is filled with a dry wit and an infectious charm that keeps Tag reading all night. By the time the sun rises, Tag knows he’s going to Scotland to find this woman who has so thoroughly captivated him . . . Praise for Donna Kauffman “Readers will appreciate the wonderful sense of place, the well-rounded secondary characters and the deep emotion.” —Bookpage, TOP PICK “We all know where there's Donna Kauffman, there's a rollicking, sexy read chock-full of charm and sparkle.” —USAToday.com “Charming characters, emotion galore, a small town—you’re going to love Donna Kauffman!” —Lori Foster
