As tens of millions of people have discovered, debt can be a crushing burden. It can tear down dreams and destroy lives. But debt can be avoided. With fiscal discipline and a clear plan, anyone can get out of debt and live debt-free. In the easy-to-read, accessible style of the Get Out of Debt! series, authors David and Marcia Rye explain how to: Assess debt problems Use home equity to get rid of debt Cut college expenses Live within a budget Understand bankruptcy law Stay out of debt No one has to live in the shadow of financial insecurity any longer. When the economy takes a turn for the worse, it's essential to get out of debt. With this series at your side, you’ll conquer debt and secure the financial future you deserve! Be sure to get all four books in the Get Out of Debt! series.
As tens of millions of people have discovered, debt can be a crushing burden. It can tear down dreams and destroy lives. But debt can be avoided. With fiscal discipline and a clear plan, anyone can get out of debt and live debt-free. In the easy-to-read, accessible style of the Get Out of Debt! series, authors David and Marcia Rye explain how to: Assess debt problems Use home equity to get rid of debt Cut college expenses Live within a budget Understand bankruptcy law Stay out of debt No one has to live in the shadow of financial insecurity any longer. When the economy takes a turn for the worse, it's essential to get out of debt. With this series at your side, you’ll conquer debt and secure the financial future you deserve! Be sure to get all four books in the Get Out of Debt! series.
Want to take control of your finances once and for all? Managing Your Money All-in-One For Dummies combines expert money management with personal finance tips. From credit cards and insurance to taxes, investing, retirement, and more, seven mini-books show you how to improve your relationship with money — no matter your age or stage of life. This easy-to-understand guide shows you how to assess your financial situation, calculate debt, prepare a budget, trim spending, boost your income, and improve your credit score. You’ll find ways to run a money-smart household, reduce waste, and cut medical and transportation expenses as you tackle your debt head-on and develop good saving habits. You’ll even get help choosing the right mortgage and avoiding foreclosure, saving for college or retirement, and determining your home-, car-, and life insurance needs. Discover how to: Take charge of your finances Manage home and personal finances Lower your taxes and avoid tax audits Plan a budget and scale back on expenses Deal with debt and negotiate with creditors Save and invest safely for college or retirement Protect your money and assets from fraud and identity theft Ensure a comfortable retirement Plan your estate and safeguard a will or trust Managing Your Money All-in-One For Dummies brings you seven great books for the price of one. Can you think of a better way to start managing your money wisely?
Borrowing from Peter to pay Paul? The American economy is dragging, with unemployment rates rising and consumer debt hitting $2.5 trillion. Many people are in deep and need help. Here, a Certified Financial Planner explains the mathematics of debt; strategies to deal with credit card, mortgage, student, and other loans; why debt consolidation and taking loans from a 401(k) can lead to problems; truths about bankruptcy; and how to use debt while eliminating it. • Includes essential resources and websites, sample letters and forms, loan forgiveness programs, bankruptcy resources • Author a Certified Financial Planner • Covers every kind of debt, mortgages to credit cards to student loans • National credit card debt is growing exponentially
From radio and television's most listened-to personal finance adviser come straightforward methods for rebuilding one's financial life. Tailored to the economic realities of the 1990s and beyond, Steve Crowley's practical approach to personal finance will help readers at any income level with specific information on credit cards, tax havens, car-leasing programs, and more.
USA TODAY BESTSELLING AUTHORS Megan Linski & Alicia Rades present an exclusive paranormal three-book box set full of dark romance at a supernatural prison where villains embrace their bad side. Ava-Marie is the most powerful supernatural that’s ever lived-- and the most dangerous. The only elemental who can cast both Fire and Water, she’s sent to the Darke Institute for Supernatural Offenders for her crimes. Inside this magical penitentiary, monsters roam free and most inmates don’t come out alive. Charlie’s at the Institute because of Ava-Marie, but he’s far from innocent. After losing his sight and growing up on the streets, he knows exactly how to outlast the gangs and fight clubs inside the prison. A bad boy from the wrong side of the tracks, he’s sworn that Ava is his worst enemy, and he’s seeking revenge now that she’s put him behind bars. But at this prison, the inmates are the prey, and the Warden is keeping deadly secrets. To survive here, enemies find themselves becoming lovers… and villainy is set free. *** Prison for Supernatural Offenders: Books 1-3 includes the first three books in this seductive new adult fantasy series. Vampires, shifters, fae, witches, angels, and mermaids incite mayhem and battle for dominance in this haunting magical enemies-to-lovers romance, featuring a diverse cast and disabled main characters. Over 1600+ pages of action and adventure!The Villain Institute is a Bronze Medal Winner in the Readers' Favorite International Book Awards. "Sass, spells, and smolder fans of the genre will crave... their use of voice is devilishly effective in driving both plot and people." - The BookLife Prize by Publishers Weekly "There’s plenty to adore in this truly epic fantasy adventure that readers are sure to lose themselves in... I highly recommend The Villain Institute as an unmissable read." - K.C. Finn, Readers' Favorite ★★★★★ “Because both Ava-Marie and Charlie have a disability, this story is really one of a kind… Linski and Rades have a great imagination” - Boekensteeg ★★★★★ “This was 100% action and magic packed-- and a little bit dangerous. Be ready for a non-stop read that deals with drama and hard emotions.” - Smada’s Book Smack, Vine Voice ★★★★★ This title is one omnibus in a set of Hidden Legends collections. The Hidden Legends Universe features college-aged protagonists attending magical academies, dual points-of-view, disabled and diverse main characters, and steamy, empowering romances. Omnibus sets connected to this series include Academy of Magical Creatures, University of Sorcery, and College of Witchcraft. Recommended reading age 18+ Search terms: paranormal romance, fantasy romance, urban fantasy, box set, magical books, new adult fantasy
On the surface, Derrick James is a mild mannered socially awkward attorney, who works a modest federal government job. While Derrick lacks any particular legal acumen or academic prowess, and possesses modest legal writing skills, everywhere he goes and whatever he does, Derrick inevitably and always makes his way to the top of the pyramid. Possessing an unflappable mental skill set and seldom suffering fools lightly, he accomplishes what needs to be done and he does it superbly well, much to the chagrin of his peers. In the twilight of his legal career, Derrick finds himself working in perhaps one of the most boring brain-numbing federal legal jobs one can possibly imagine, but it’s inside work – no heavy lifting – and the pay is pretty good too. Finally! Derrick relaxes satisfied with who he and where he is. Life reaches a comfortable working rhyme. Both daughters are in college. After many down years, he is finally setting aside some extra money for retirement. Life is good, that is, right up to the very moment that a group of jealous federal supervisors and co-workers ban together forcing him to accept a forced early retirement. Now having abundant free time, Derrick travels the world, begins a ‘get out of debt’ project and ponders how he got to ‘here’. In doing all of this, he constantly runs into the ghosts of his past most of which is rooted in his ill-fated youth spent growing up in a Catholic Orphanage, which he facetiously nicknames “The Happy Farm”. Within the realm of his forced retirement and even as life’s ghosts taunt him, Derrick finds that truth and hindsight are not necessarily friends, but with enough time and grit, he finds that, by accepting his past, he can finally accept his present, and in doing so he finally says good bye to all the enemies, all the friends and all the ghosts that haunt him, as the sun sets over The Happy Farm.
