The Global Findex Database 2017
The Global Findex Database 2017

Author: Asli Demirguc-Kunt

Publisher: World Bank Publications

Published: 2018-04-19

Total Pages: 228

ISBN-13: 1464812683

DOWNLOAD EBOOK

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

MATLAB® Software for the Code Excited Linear Prediction Algorithm
MATLAB® Software for the Code Excited Linear Prediction Algorithm

Author: Karthikeyan Ramamurthy

Publisher: Springer Nature

Published: 2022-05-31

Total Pages: 99

ISBN-13: 3031015142

DOWNLOAD EBOOK

This book describes several modules of the Code Excited Linear Prediction (CELP) algorithm. The authors use the Federal Standard-1016 CELP MATLAB® software to describe in detail several functions and parameter computations associated with analysis-by-synthesis linear prediction. The book begins with a description of the basics of linear prediction followed by an overview of the FS-1016 CELP algorithm. Subsequent chapters describe the various modules of the CELP algorithm in detail. In each chapter, an overall functional description of CELP modules is provided along with detailed illustrations of their MATLAB® implementation. Several code examples and plots are provided to highlight some of the key CELP concepts. Link to MATLAB® code found within the book Table of Contents: Introduction to Linear Predictive Coding / Autocorrelation Analysis and Linear Prediction / Line Spectral Frequency Computation / Spectral Distortion / The Codebook Search / The FS-1016 Decoder

Design of Three-phase AC Power Electronics Converters
Design of Three-phase AC Power Electronics Converters

Author: Fei "Fred" Wang

Publisher: John Wiley & Sons

Published: 2023-11-30

Total Pages: 692

ISBN-13: 1119794234

DOWNLOAD EBOOK

DESIGN OF THREE-PHASE AC POWER ELECTRONICS CONVERTERS Comprehensive resource on design of power electronics converters for three-phase AC applications Design of Three-phase AC Power Electronics Converters contains a systematic discussion of the three-phase AC converter design considering various electrical, thermal, and mechanical subsystems and functions. Focusing on establishing converter components and subsystems models needed for the design, the text demonstrates example designs for these subsystems and for the whole three-phase AC converters considering interactions among subsystems. The design methods apply to different applications and topologies. The text presents the basics of the three-phase AC converter, its design, and the goal and organization of the book, focusing on the characteristics and models important to the converter design for components commonly used in three-phase AC converters. The authors present the design of subsystems, including passive rectifiers, inverters and active rectifiers, electromagnetic interference (EMI) filters, thermal management system, control and auxiliaries, mechanical system, and application considerations, and discuss design optimization, which presents methodology to achieve optimal design results for three-phase AC converters. Specific sample topics covered in Design of Three-phase AC Power Electronics Converters include: Models and characteristics for devices most commonly used in three-phase converters, including conventional Si devices, and emerging SiC and GaN devices Models and selection of various capacitors; characteristics and design of magnetics using different types of magnetic cores, with a focus on inductors Optimal three-phase AC converter design including design and selection of devices, AC line inductors, DC bus capacitors, EMI filters, heatsinks, and control. The design considers both steady-state and transient conditions Load and source impact converter design, such as motors and grid condition impacts For researchers and graduate students in power electronics, along with practicing engineers working in the area of three-phase AC converters, Design of Three-phase AC Power Electronics Converters serves as an essential resource for the subject and may be used as a textbook or industry reference.

Risks and Returns
Risks and Returns

Author: David Michael Gould

Publisher: World Bank Publications

Published: 2017-01-27

Total Pages: 427

ISBN-13: 1464809682

DOWNLOAD EBOOK

During the 1990s, Emerging Europe and Central Asia (ECA) opted for a model of rapid financial development focused on bank credit expansion often funded by foreign capital. This model helped boost the financial inclusion of firms and households, but was also accompanied by lower financial efficiency and increased vulnerability to banking crises. The need for financial sector reforms has become more urgent as stagnating income growth, particularly of middle- to lower-income earners, is leading to increased dissatisfaction with the status quo of low productivity growth and limited access to opportunities. This demand for change can be the impetus for rebalancing financial policies to support higher and more inclusive growth. A healthy and balanced financial sector is needed to support structural adjustment in the oil dependent economies of the eastern side ECA and greater innovation in the countries of the western part of ECA. This report argues that financial development must reach beyond increasing access to credit. ECA countries should strive to build balanced financial systems integrating both bank and non-bank markets, enabling prudent financial inclusion. Most importantly, ECA falls significantly behind other world regions in the use of saving products. Striking the right balance across all dimensions of financial development (stability, efficiency, inclusion, and overall depth) is crucial for achieving and sustaining inclusive growth.

Financial Inclusion as a Tool for Poverty Reduction in the Middle East and North Africa
Financial Inclusion as a Tool for Poverty Reduction in the Middle East and North Africa

Author: Stefan Johnson

Publisher: GRIN Verlag

Published: 2016-06-28

Total Pages: 109

ISBN-13: 3668248648

DOWNLOAD EBOOK

Master's Thesis from the year 2014 in the subject Economics - Finance, grade: 3, University of Applied Sciences Osnabrück (WiSo), course: International Business and Management, language: English, abstract: This paper observes the relationship between multiple variables in order to determine whether Financial Inclusion can be used as a tool for poverty reduction in the Middle East and North Africa. There are many reports that identify this to be function to something very likely as a tool around the world; however, there has been limited work regarding financial inclusion and the Middle East and North Africa. Through qualitative and quantitative research, this paper examines the possibility of this theory working in MENA. Wide income disparities, combined with government corruption, religious dispositions, and an overall lack of money are contributing barriers to the unbanked. These factors greatly limit the use of this tool until other issues are tackled and governments commit to more policies that will be conducive to growth; banks must be more open to lending; and people will have to become more financially literate. The World Bank, Gallup, the IMF, and various authors, in addition to the World Bank FINDEX dataset are used to reference information conceded by well-respected authors in the financial-, development-, and in the government sector. Although there seems to be a great deal of promise with the concept of Financial Inclusion as a Tool for Poverty Reduction world wide, it seems to be very limited in MENA, in the poverty-stricken nations. Algeria, Egypt, Iraq, Jordan, Lebanon, Morocco, and Yemen are observed in the report. Generally, there are barriers preventing the implementation of inclusiveness, which will prevent the advancement of poverty alleviation. More government commitment is required.