Consumer Directed Health Care

Consumer Directed Health Care

Author: Kim Slocum

Publisher: CRC Press

Published: 2008-07-07

Total Pages: 160

ISBN-13: 1000730662

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This book provides a balanced 360 degree view of consumer directed health care. It provides insight, analysis, and original research to help us see more clearly the important dimension in the future of American health care.


Consumer-Directed Health Plans

Consumer-Directed Health Plans

Author:

Publisher:

Published:

Total Pages: 0

ISBN-13:

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Health plans have expanded consumer-directed health plan (CDHP) product offeringsâ€"typically high-deductible health plans coupled with a spending accountâ€"and more employers are offering these products to workers, according to findings from the Center for Studying Health System Change's (HSC) 2007 site visits to 12 nationally representative metropolitan communities. [BREAK] In developing CDHPs, health plans are responding to a broader employer strategy to confer more responsibility on workers for their health care costs, lifestyle choices and treatment decisions. CDHP adoption by employers and consumers depends on a range of factors, including product features and employer characteristics, and varies across the 12 communities. While more large employers are introducing CDHPs into health benefit programs, adoption of CDHPs remains modest. Health plans and employers expect CDHP enrollment to grow as employers and employees become more knowledgeable about CDHP features, health plans develop more sophisticated support tools for plan enrollees, and there are more opportunities to learn from early adopters' experiences.


Consumer-directed Healthcare and Its Implications for Providers

Consumer-directed Healthcare and Its Implications for Providers

Author: Robert S. Bonney

Publisher:

Published: 2005

Total Pages: 0

ISBN-13: 9781567932416

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Consumer-Directed Healthcare and Its Implications for Providers will arm your organization to respond to increasing demands. It explains what consumer-directed products are entering the market, how to position your organization to respond to these models, and what strategies to use during negotiations with insurers. A payer contract checklist is included to help you evaluate contracts. The book also touches on the effect consumer-directed care will have on teaching hospitals and those hospitals providing a greater portion of indigent care. The author explores possible long-term scenarios, including a return to billed charges, rates based on a percentage of Medicare, and the development of a national health plan.


Health Care at Risk

Health Care at Risk

Author: Timothy Jost

Publisher: Duke University Press

Published: 2007-08-22

Total Pages: 292

ISBN-13: 9780822341246

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DIVAnalyzes what is wrong with the U.S. health care system, assessing and critiquing the ability of consumer-driven approaches to fix these problems and comparing the U.S. experience with that of other nations./div


Consumer-Directed Health Plans

Consumer-Directed Health Plans

Author: United States Government Accountability Office

Publisher: Createspace Independent Publishing Platform

Published: 2017-10-04

Total Pages: 38

ISBN-13: 9781976431760

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Insurance carriers, employers, and individuals are showing increasing interest in consumer-directed health plans (CDHP). CDHPs typically combine a high-deductible health plan with a health reimbursement arrangement (HRA) or health savings account (HSA). HRAs and HSAs are tax-advantaged accounts used to pay enrollees' health care expenses, and unused balances may accrue for future use, potentially giving enrollees an incentive to purchase health care more prudently. The plans also provide decision-support tools to help enrollees become more actively involved in making health care purchasing decisions. Because CDHPs are relatively new, there is interest in the extent of enrollment and in other aspects of the plans. GAO was asked to review the prevalence of CDHPs, how the associated accounts are funded and used, and the factors that may contribute to the growth or limit the appeal of these plans. GAO examined survey data on CDHP enrollment and interviewed or obtained data from employers, insurance carriers, individuals, financial institutions, and other