Broke But Not Broken

Broke But Not Broken

Author: Michael Roberts

Publisher:

Published: 2012-09-01

Total Pages: 272

ISBN-13: 9780615695204

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Broke but Not Broken is the true account of a Phoenix Homebuilder who went from a net worth of $46 million to Bankrupt just 18 months later. It is a very small account of the Housing collapse. It is however a big account of a man, a man much like each and every one of us. A man who made it to the big time only to have it all ripped away. The company and Mike Roberts were forced into Bankruptcy. The gritty account of the events surrounding the collapse are well documented here. As Mr. Roberts looked for an out it appeared the only way out was to end it all. In the final moment he rose from the floor and decided to fight on. Broke but not Broken takes you on the ride of a rich Scottsdale home builder to a man near death and staggering bitter defeats. Left penniless and divorced he somehow found the strength to start over and to rebuild and reinvent himself. The writing style of this book is extremely raw and is assured to keep the reader captivated and racing to read on. You will cry and you will cheer, you will believe that there is hope even when death seems like the only option. You will visit places that you have never been before and you will sit in the seat of the Author. You will live the American Dream and you will ask yourself it is a dream that is worth living. Clearly, one of the most critical books ever written for those who wish to know what it is like to be a millionaire only to be thrown to the wolves. It is also the book to read if you want to believe that when death seems so clear there is in fact life and that you can rise again. Broke But Not Broken travels from the arms of defeat to a robust winning attitude. Initially, when survival was the only torch the book soon transforms into a story of victories and the will to be better than ever before. It is filled with many winning philosophies and is designed to help us all rise from defeat to live another day, and not only live another day but to win and to be the very best you can be.


Broke, Not Broken

Broke, Not Broken

Author: Anna Jo Beck

Publisher: Microcosm Publishing

Published: 2021-06-08

Total Pages: 138

ISBN-13: 1648410049

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A compassionate, friendly, and even fun book about personal finance for the overwhelmed. In a world with fewer and fewer economic guarantees, every bit of knowledge is powerful, so we can build the life we dream of, meet our basic needs, and develop a healthy relationship with money. For many of us, salaried work and even hourly wages aren't part of our financial picture; this book is for the self-employed, the entrepreneur, the creative, and the gig worker whose relationship with money isn't well covered by other books. Anna Jo Beck is your calm, friendly, and knowledgable guide through the obstacle course of getting your funds, savings, spending, and debt in order. Hand-illustrated charts and worksheets mean you can start tackling your financial demons, building your safety net, and gaining confidence in your money and value right now.


Cracked, Not Broken

Cracked, Not Broken

Author: Kevin Hines

Publisher: Rowman & Littlefield Publishers

Published: 2013

Total Pages: 0

ISBN-13: 9781442222403

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This work is about the art of living mentally well. Told through the first-hand experience of mental health advocate, activist and speaker Kevin Hines (who has bipolar disorder), the story is an honest account of the struggle to live mentally well, and teach others how to do t...


Broke

Broke

Author: Jodie Adams Kirshner

Publisher: Macmillan + ORM

Published: 2019-11-19

Total Pages: 357

ISBN-13: 1250237122

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"Essential...in showcasing people who are persistent, clever, flawed, loving, struggling and full of contradictions, Broke affirms why it’s worth solving the hardest problems in our most challenging cities in the first place. " —Anna Clark, The New York Times "Through in-depth reporting of structural inequality as it affects real people in Detroit, Jodie Adams Kirshner's Broke examines one side of the economic divide in America" —Salon "What Broke really tells us is how systems of government, law and finance can crush even the hardiest of boot-strap pullers." —Brian Alexander, author of Glass House A galvanizing, narrative account of a city’s bankruptcy and its aftermath told through the lives of seven valiantly struggling Detroiters Bankruptcy and the austerity it represents have become a common "solution" for struggling American cities. What do the spending cuts and limited resources do to the lives of city residents? In Broke, Jodie Adams Kirshner follows seven Detroiters as they navigate life during and after their city's bankruptcy. Reggie loses his savings trying to make a habitable home for his family. Cindy fights drug use, prostitution, and dumping on her block. Lola commutes two hours a day to her suburban job. For them, financial issues are mired within the larger ramifications of poor urban policies, restorative negligence on the state and federal level and—even before the decision to declare Detroit bankrupt in 2013—the root causes of a city’s fiscal demise. Like Matthew Desmond’s Evicted, Broke looks at what municipal distress means, not just on paper but in practical—and personal—terms. More than 40 percent of Detroit’s 700,000 residents fall below the poverty line. Post-bankruptcy, they struggle with a broken real estate market, school system, and job market—and their lives have not improved. Detroit is emblematic. Kirshner makes a powerful argument that cities—the economic engine of America—are never quite given the aid that they need by either the state or federal government for their residents to survive, not to mention flourish. Success for all America’s citizens depends on equity of opportunity.


If it Ain't Broke-- Break It!

If it Ain't Broke-- Break It!

Author: Robert J. Kriegel

Publisher: Grand Central Pub

Published: 1991

Total Pages: 284

ISBN-13: 9780446515399

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An iconoclastic business guide offers unconventional approaches to dealing with the ever-changing corporate environment


Broke in America

Broke in America

Author: Joanne Samuel Goldblum

Publisher: BenBella Books

Published: 2021-02-02

Total Pages: 321

ISBN-13: 1950665631

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FOREWORD INDIES FINALIST — POLITICAL & SOCIAL SCIENCES NAUTILUS BOOK AWARDS SILVER MEDALIST — SOCIAL CHANGE & SOCIAL JUSTICE ERIC HOFFER BOOK AWARD 1ST RUNNER UP — CULTURE & MONTAIGNE MEDAL NOMINEE "A valuable resource in the fight against poverty." —Publishers Weekly "An exploration of why so many Americans are struggling financially . . . A down-to-earth overview of the causes and effects of poverty and possible remedies." —Kirkus Reviews Water. Food. Housing. The most basic and crucial needs for survival, yet 40 percent of people in the United States don't have the resources to get them. With key policy changes, we could eradicate poverty in this country within our lifetime—but we need to get started now. Nearly 40 million people in the United States live below the poverty line—about $26,200 for a family of four. Low-income families and individuals are everywhere, from cities to rural communities. While poverty is commonly seen as a personal failure, or a deficiency of character or knowledge, it's actually the result of bad policy. Public policy has purposefully erected barriers that deny access to basic needs, creating a society where people can easily become trapped—not because we lack the resources to lift them out, but because we are actively choosing not to. Poverty is close to inevitable for low-wage workers and their children, and a large percentage of these people, despite qualifying for it, do not receive government aid. From Joanne Samuel Goldblum and Colleen Shaddox, Broke in America offers an eye-opening and galvanizing look at life in poverty in this country: how circumstances and public policy conspire to keep people poor, and the concrete steps we can take to end poverty for good. In clear, accessible prose, Goldblum and Shaddox detail the ways the current system is broken and how it's failing so many of us. They also highlight outdated and ineffective policies that are causing or contributing to this unnecessary problem. Every chapter features action items readers can use to combat poverty—both nationwide and in our local communities, including the most effective public policies you can support and how to work hand-in-hand with representatives to affect change. So far, our attempted solutions have fallen short because they try to "fix" poor people rather than address the underlying problems. Fortunately, it's much easier to fix policy than people. Essential and timely, Broke in America offers a crucial road map for securing a brighter future.


This Book is Broken

This Book is Broken

Author: Stuart Berman

Publisher: House of Anansi

Published: 2009-05-16

Total Pages: 196

ISBN-13: 1770890580

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The year was 2000. The alternative music scene had all but died, and pre-packaged pop stars had filled the vacuum. But in a basement apartment in the heart of downtown Toronto, two musicians were forming a creative partnership that would revive the mass appeal of indie music and forever change how we think of a band. In this biography of the ever-evolving indie-rock collective, Broken Social Scene, music columnist Stuart Berman tracks the group's inception by Kevin Drew and Brendan Canning; groundbreaking performances at Ted's Wrecking Yard that raised the band's local status to mythical proportions; Broken Social Scene's meteoric rise upon the release of breakout album You Forgot It In People; the creation of Arts & Crafts records with music-biz maverick Jeffrey Remedios; and life on the road with revolving bandmates, including members of Stars, Metric, The Dears, and international pop sensation Feist. Stuart Berman has drawn from hours of interviews with members and affiliates of Broken Social Scene, and exclusive, never-before-seen photographs, gig posters, and artwork to create a spectacular oral and visual history of this ever-evolving indie-rock collective.


Going Broke

Going Broke

Author: Stuart Vyse

Publisher: Oxford University Press

Published: 2008-01-29

Total Pages: 369

ISBN-13: 0198041942

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Over the last three decades, debt, bankruptcy, and home foreclosures have risen to epidemic levels. To make matters worse, the personal savings rate is at its lowest point since the Great Depression. Why, in the richest nation on earth, can't Americans hold on to our money? Winner of the prestigious William James Book Award for Believing in Magic and an authority on irrational behavior, Stuart Vyse offers a unique psychological perspective on the financial behavior of the many Americans today who find they cannot make ends meet, illuminating the causes of our wildly self-destructive spending habits. But unlike other authors, he doesn't entirely blame the victim. Bringing together fascinating studies of consumer behavior, he argues that the mountain of debt burying so many of us is the inevitable byproduct of America's turbo-charged economy and, in particular, of social and technological trends that undermine our self-control. Going Broke illuminates everything from the rise of the credit card, to the increase in state lotteries and casino gambling, to the expansion of new shopping opportunities provided by toll-free numbers, home shopping networks, big-box stores, and the Internet, revealing how vast changes in American society over the last 30 years have greatly complicated our relationship with money. Vyse concludes both with personal advice for the individual who wants to achieve greater financial stability and with pointed recommendations for economic and social change that will help promote the financial health of all Americans. Engagingly written, with startling insights into modern consumerism and with poignant human-interest stories of people facing financial failure, Going Broke offers a provocative new perspective on American economic behavior that is likely to stir controversy and serious debate.


Broke Millennial

Broke Millennial

Author: Erin Lowry

Publisher: Penguin

Published: 2017-05-02

Total Pages: 289

ISBN-13: 0143130404

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WASHINGTON POST “COLOR OF MONEY” BOOK CLUB PICK Stop Living Paycheck to Paycheck and Get Your Financial Life Together (#GYFLT)! If you’re a cash-strapped 20- or 30-something, it’s easy to get freaked out by finances. But you’re not doomed to spend your life drowning in debt or mystified by money. It’s time to stop scraping by and take control of your money and your life with this savvy and smart guide. Broke Millennial shows step-by-step how to go from flat-broke to financial badass. Unlike most personal finance books out there, it doesn’t just cover boring stuff like credit card debt, investing, and dealing with the dreaded “B” word (budgeting). Financial expert Erin Lowry goes beyond the basics to tackle tricky money matters and situations most of us face #IRL, including: - Understanding your relationship with moolah: do you treat it like a Tinder date or marriage material? - Managing student loans without having a full-on panic attack - What to do when you’re out with your crew and can’t afford to split the bill evenly - How to get “financially naked” with your partner and find out his or her “number” (debt number, of course) . . . and much more. Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential roadmap every financially clueless millennial needs to become a money master. So what are you waiting for? Let’s #GYFLT!


You're Not Broke You're Pre-Rich

You're Not Broke You're Pre-Rich

Author: Emilie Bellet

Publisher: Hachette UK

Published: 2021-09-02

Total Pages: 144

ISBN-13: 191424043X

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*** REVISED AND UPDATED EDITION *** "This book is a wise investment" Financial Times "A marvellous money manifesto" Helena Morrissey DBE, financier & founder of 30% club One out of three millennials today will never be able to buy their own house. Does it have to be like this? You're Not Broke You're Pre-Rich will tell you that it really doesn't; you can have your avocado on toast and stop renting and start saving too. In this book you will learn how to : Rent smart Buy a home Get a better salary Manage a credit card Understand your net worth / credit score Save more money Live within your budget Build a pension Invest Pay off your debt forever This essential handbook will help debunk the financial jargon and break the money taboo. Packed with actionable tips and no-nonsense practical advice, You're Not Broke You're Pre-Rich will teach you how to make your savings work for you, how you could invest your money, why you need to understand your pension and why your financial health is just as important as your mental and physical health. This updated and market-leading manual will be your comprehensive guide to financial freedom, giving you the confidence and conviction to regain control of your bank balance and live a happier, richer life.