Automobile Insurance Rate Making
Author: Casualty Actuarial Society
Publisher:
Published: 1961
Total Pages: 392
ISBN-13:
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Author: Casualty Actuarial Society
Publisher:
Published: 1961
Total Pages: 392
ISBN-13:
DOWNLOAD EBOOKAuthor: Hou-Jan Sun
Publisher:
Published: 1938
Total Pages: 186
ISBN-13:
DOWNLOAD EBOOKAuthor: J.K. Mintel
Publisher: Springer Science & Business Media
Published: 2012-12-06
Total Pages: 348
ISBN-13: 9400966784
DOWNLOAD EBOOKThe idea for this book came from my decision to update an article by Roy C. McCullough entitled "Insurance Rates in the Courts" published in the June and July 1961 issues of the Insurance Law Journal. When this project began, the intention was to produce a similar journal article surveying insurance rate litiga tion between 1960 and the present using basically the same organization followed in the seminal article. However, the volume of reported cases during the last twenty years was much larger than anticipated and the issues being litigated had expanded dramatically. The project grew as my study progressed, and the resulting book surveys more than three hundred disputes involving insurance ratemaking and insurance rate regulation. The fruition of this project would not have been possible without the consistent encouragement and criticism of Roy McCullough, and it is with gratitude that I acknowledge his continuous and valuable assistance to me in this effort. Once an initial draft was prepared, a number of my associates cooperated by reading and commenting on the manuscript. I would like to give special thanks to Michael J. Miller and James F. Perry who unselfishly shared their time and knowledge to improve this work. Needless to say, none of those who read the manuscript is responsible for any errors in concept or detail that may remain.
Author: M. A. M. A. M. Osman
Publisher:
Published: 1986
Total Pages: 0
ISBN-13:
DOWNLOAD EBOOKAuthor: James B. M. Murray
Publisher:
Published: 1969
Total Pages: 220
ISBN-13:
DOWNLOAD EBOOKAuthor:
Publisher:
Published: 1990
Total Pages: 431
ISBN-13:
DOWNLOAD EBOOKAuthor: Casualty Actuarial Society
Publisher:
Published: 1923
Total Pages: 284
ISBN-13:
DOWNLOAD EBOOKList of members for the years 1914-20 are included in v. 1-7, after which they are continued in the Year book of the society, begun in 1922.
Author: Jean Lemaire
Publisher: Springer Science & Business Media
Published: 2012-12-06
Total Pages: 300
ISBN-13: 9401106312
DOWNLOAD EBOOKMost insurers around the world have introduced some form of merit-rating in automobile third party liability insurance. Such systems, penalizing at-fault accidents by premium surcharges and rewarding claim-free years by discounts, are called bonus-malus systems (BMS) in Europe and Asia. With the current deregulation trends that concern most insurance markets around the world, many companies will need to develop their own BMS. The main objective of the book is to provide them models to design BMS that meet their objectives. Part I of the book contains an overall presentation of the pros and cons of merit-rating, a case study and a review of the different probability distributions that can be used to model the number of claims in an automobile portfolio. In Part II, 30 systems from 22 different countries, are evaluated and ranked according to their `toughness' towards policyholders. Four tools are created to evaluate that toughness and provide a tentative classification of all systems. Then, factor analysis is used to aggregate and summarize the data, and provide a final ranking of all systems. Part III is an up-to-date review of all the probability models that have been proposed for the design of an optimal BMS. The application of these models would enable the reader to devise the system that is ideally suited to the behavior of the policyholders of his own insurance company. Finally, Part IV analyses an alternative to BMS; the introduction of a policy with a deductible.
Author: Dionne, Georges
Publisher: Montréal : Dép. de science économique, Université de Montréal
Published: 1988
Total Pages: 32
ISBN-13:
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Publisher:
Published: 2020
Total Pages:
ISBN-13: 9781522193029
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