An Investigation of how Changes to Corporate Governance in Nepalese Microfinance Institutions May Increase Outreach While Mainatining Their Financial Performance
Author: Dilip Kumar Jha
Publisher:
Published: 2017
Total Pages:
ISBN-13:
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Improving Corporate Governance in Nepalese Financial Institutions to Promote Growth and Performance
Author: Sanjeev Acharya
Publisher:
Published: 2017
Total Pages:
ISBN-13:
DOWNLOAD EBOOKMicrofinance Handbook
Author: Joanna Ledgerwood
Publisher: World Bank Publications
Published: 1998-12-01
Total Pages: 304
ISBN-13: 0821384317
DOWNLOAD EBOOKThe purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.
Measuring Performance of Microfinance Institutions
Author: Isabelle Barres
Publisher:
Published: 2005
Total Pages: 110
ISBN-13: 9780972258272
DOWNLOAD EBOOKMeasuring performance of microfinance institutions : a framework for reporting, analysis, and monitoring is printed in editions. Each successive edition incorporates the most recent changes or additions to the standard definitions of terms, ratios, and adjustments. To ensure using the most current Framework, visit the SEEP Network Web site.
Doing Business 2020
Author: World Bank
Publisher: World Bank Publications
Published: 2019-11-21
Total Pages: 241
ISBN-13: 1464814414
DOWNLOAD EBOOKSeventeen in a series of annual reports comparing business regulation in 190 economies, Doing Business 2020 measures aspects of regulation affecting 10 areas of everyday business activity.
Microfinance Institutions
Author: R. Mersland
Publisher: Springer
Published: 2015-12-11
Total Pages: 329
ISBN-13: 113739966X
DOWNLOAD EBOOKResearch on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.
Beyond Outreach
Author: Andreas G. F. Hoepner
Publisher:
Published: 2014
Total Pages: 18
ISBN-13:
DOWNLOAD EBOOKWhile the relationship between outreach and financial performance (CFP) of microfinance institutions (MFIs) is increasingly well researched, next to nothing is known about the relationship between broader measure of corporate social responsibility (CSR) of MFIs and their CFP. In light of the social promise of microfinance, the relationship between corporate social performance (CSP) and corporate financial performance (CFP) is also very relevant. Based on in-depth social ratings conducted by MicroFinanza Rating, we investigate this relationship. We hypothesise that the relationship is parabolic instead of linear, as MFIs' funders and clients probably appreciate a degree of CSP but MFIs cannot devote all their cash to CSP. Specifically, we believe that external, competition oriented CSP indicator have an U-shaped relationship to CFP, while the relationship between CFP and internal, employee motivation oriented CSP indicators approximates an inverted U-shape. Our empirical results broadly confirm these hypotheses, whereby we find the convex relationship between competition oriented CSP and CFP to be more pronounced among for-profit MFIs. In contrast, the concave relationship between motivation oriented CSP and CFP appears to be stronger among non-profit MFIs. Our results imply that corporate social responsibility might be a crucial driver of MFI's financial success. Hence, MFIs, their investors and policy makers appear well advised to devote more attention to MFIs' corporate social responsibility.
Transforming Microfinance Institutions
Author: Joanna Ledgerwood
Publisher: World Bank Publications
Published: 2006-08-30
Total Pages: 570
ISBN-13: 0821366165
DOWNLOAD EBOOKIn response to a clear need by low-income people to gain access to the full range of financial services including savings, a growing number of microfinance NGOs are seeking guidelines to transform from credit-focused microfinance organizations to regulated deposit-taking financial intermediaries. In response to this trend, this book presents a practical 'how-to' manual for MFIs to develop the capacity to become licensed and regulated to mobilize deposits from the public. 'Transforming Microfinance Institutions' provides guidelines for regulators to license and regulate microfinance providers, and for transforming MFIs to meet the demands of two major new stakeholders regulators and shareholders. As such, it focuses on developing the capacity of NGO MFIs to mobilize and intermediate voluntary savings. Drawing from worldwide experience, it outlines how to manage the transformation process and address major strategic and operational issues inherent in transformation including competitive positioning, business planning, accessing capital and shareholders, and how to 'transform' the MFI's human resources, financial management, MIS, internal controls, and branch operations. Case studies then provide examples of developing a new regulatory tier for microfinance, and how a Ugandan NGO transformed to become a licensed financial intermediary. This book will be invaluable to regulators and microfinance NGOs contemplating institutional transformation and will be of tremendous use to donors and technical support agencies supporting MFIs in their transformation.
The Governance of Non-Profit Micro Finance Institutions
Author: Roy Mersland
Publisher:
Published: 2015
Total Pages: 43
ISBN-13:
DOWNLOAD EBOOKMicrofinance is high on the public agenda, and better corporate governance has been identified as a key factor for enhancing the viability of the industry. However, recent literature on the subject struggles to identify the corporate governance mechanisms that influence the performance of the Micro Finance Institutions (MFIs). Guided by stakeholder and agency theories, this paper uses a historical parallel found in savings banks to present corporate governance lessons for not-for-profit MFIs today. The findings indicate that monitoring by bank associations, depositors, donors, and local communities was important in securing the survival of savings banks. In addition, a willingness to expand their mission to serve wealthier customers alongside the poor helped the banks become financially viable. These findings could prompt a rethinking of microfinance governance, which stresses regulation, for-profit ownership, and traditional vertical board control. The paper argues that a broader and more stakeholder-based understanding of corporate governance is necessary. Moreover, the paper demonstrates that historical studies can provide governance lessons for today.
Commercialization of Microfinance
Author: Stephanie Charitonenko
Publisher:
Published: 2003
Total Pages: 88
ISBN-13:
DOWNLOAD EBOOKThis study is the fourth of a series of publications resulting from a regional technical assistance project on commercialization of microfinance. The series comprises four country reports (on Bangladesh, Indonesia, Philippines, and Sri Lanka) and a regional report on perspectives on commercialization from South and Southeast Asia. This report: analyzes the progress toward commercialization of Indonesia's highly diversified and predominantly formal microfinance industry; explores the implications of commercialization and the remaining challenges to expanding outreach on a sustainable basis; recommends positive approaches to the expansion of commercial microfinance while preserving the traditional social objective of MFIs of expanding access of the poor to demand-driven, sustainable financial services.
