Whether you are just starting out and in your first job, or you are approaching retirement, or somewhere in between, you need to take your personal finances seriously. In A-Z of Personal Finance the author, with a professional background of over two decades in banking and private wealth management, provides you with important practical information and useful tips on matters concerning you and your money.
“The newbie investor will not find a better guide to personal finance.” —Burton Malkiel, author of A RANDOM WALK DOWN WALL STREET TV analysts and money managers would have you believe your finances are enormously complicated, and if you don’t follow their guidance, you’ll end up in the poorhouse. They’re wrong. When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the bestselling Pound Foolish, he made an offhand suggestion: everything you need to know about managing your money could fit on an index card. To prove his point, he grabbed a 4" x 6" card, scribbled down a list of rules, and posted a picture of the card online. The post went viral. Now, Pollack teams up with Olen to explain why the ten simple rules of the index card outperform more complicated financial strategies. Inside is an easy-to-follow action plan that works in good times and bad, giving you the tools, knowledge, and confidence to seize control of your financial life.
Let's Talk Money readers get the same top financial advice sought by the national press. The book's authors comment regularly in The Wall Street Journal, Money, Fortune, Forbes, Smart Money and Kiplingr's Personal Finance >.
Deal with data, build up financial formulas in code from scratch, and evaluate and think about money in your day-to-day life. This book is about Python and personal finance and how you can effectively mix the two together. In Personal Finance with Python you will learn Python and finance at the same time by creating a profit calculator, a currency converter, an amortization schedule, a budget, a portfolio rebalancer, and a purchase forecaster. Many of the examples use pandas, the main data manipulation tool in Python. Each chapter is hands-on, self-contained, and motivated by fun and interesting examples. Although this book assumes a minimal familiarity with programming and the Python language, if you don't have any, don't worry. Everything is built up piece-by-piece and the first chapters are conducted at a relaxed pace. You'll need Python 3.6 (or above) and all of the setup details are included. What You'll Learn Work with data in pandas Calculate Net Present Value and Internal Rate Return Query a third-party API with Requests Manage secrets Build efficient loops Parse English sentences with Recurrent Work with the YAML file format Fetch stock quotes and use Prophet to forecast the future Who This Book Is For Anyone interested in Python, personal finance, and/or both! This book is geared towards those who want to manage their money more effectively and to those who just want to learn or improve their Python.
This second edition of the authoritative resource summarizes the state of consumer finance research across disciplines for expert findings on—and strategies for enhancing—consumers’ economic health. New and revised chapters offer current research insights into familiar concepts (retirement saving, bankruptcy, marriage and finance) as well as the latest findings in emerging areas, including healthcare costs, online shopping, financial therapy, and the neuroscience behind buyer behavior. The expanded coverage also reviews economic challenges of diverse populations such as ethnic groups, youth, older adults, and entrepreneurs, reflecting the ubiquity of monetary issues and concerns. Underlying all chapters is the increasing importance of financial literacy training and other large-scale interventions in an era of economic transition. Among the topics covered: Consumer financial capability and well-being. Advancing financial literacy education using a framework for evaluation. Financial coaching: defining an emerging field. Consumer finance of low-income families. Financial parenting: promoting financial self-reliance of young consumers. Financial sustainability and personal finance education. Accessibly written for researchers and practitioners, this Second Edition of the Handbook of Consumer Finance Research will interest professionals involved in improving consumers’ fiscal competence. It also makes a worthwhile text for graduate and advanced undergraduate courses in economics, family and consumer studies, and related fields.
The world today comes with a list of challenges. Figuring out how to get your feet planted and get your finances on track should be easier, but we’re not always prepared with the best information despite the best education. Enter The Millennial Money Fix, a candid guide to understand how to handle your money with the obstacles of today. This book will get you through each step including: Identifying honest and realistic goals. Selecting and paying for a college or graduate program. Mastering cash flow to jumpstart your life. Navigating the job landscape to do what you love. Planning for marriage, babies, and all that gushy stuff. Redefining retirement as your ability to do what you want.
The most trustworthy source of information available today on savings and investments, taxes, money management, home ownership and many other personal finance topics.
In this extensively revised and expanded second edition, Uncle Eric introduces the concept of model. Models (or paradigms) are how people think; they are how we understand our world. Models help us recognize and use the information that is important and bypass that which is not. To achieve success in our careers, investments, and every other part of our lives, we need sound models. In this book, Mr. Maybury introduces the models he has found most useful (Economics and Higher Law). This is the first book in the Uncle Eric series and, while designed to stand alone, provides an excellent foundation for Maybury's other books.Quality paper, 5-1/2" x 8-1/2", 192 pages. Ages 14 through Adult.Table of Contents for Uncle Eric Talks About Personal, Career, and Financial SecurityUncle Eric's Model of How the World WorksStudy Guide AvailbleAuthor's DisclosurePart One: How the Mind Works1. How We Understand Our World2. Building Mental Pictures3. Sorting Data4. Where is the Evidence?5. How to Learn or Teach Models6. Two Highly Important Models7. History Without Models8. A Model for Selecting Models9. Does it Predict?10. A Way to Test a Model You Are Not Qualified to Test11. Beware of Tautology12. How to Control People13. Cognitive Dissonance14. How to Stop Learning15. Automatic Evil16. Models Tend to Merge17. How to Get Started Learning ModelsPart Two: The Best Model for Success18. What is Success?19. A Short History of Models for Success20. Another Mouth to Feed21. A Model Born of Desperation22. Making Your Model Work23. How to Acquire a Business24. What Kind of Millionaire Do You Want to Be?25. Savings and Investments26. Social Security27. Real Estate and Debt28. Investment Advisors29. Negative Real Interest Rates30. How to Keep What You Have Earned31. SummaryAppendixBibliography and Suggested ReadingGlossaryAbout Richard J. MayburyIndex
The most trustworthy source of information available today on savings and investments, taxes, money management, home ownership and many other personal finance topics.
