One of the perks of being a teenager is being able to get your first part-time job. Whether you want to work once in a while babysitting or mowing lawns, or you want to work for a company that hires young people, making money probably sounds like fun. But how do you go about getting that first job? Will you need a work permit? Once you have a job, will you have to pay taxes? How much money should you save? These are some of the most common questions that teens have about earning income. This book answers those questions for themÑand many more.
Wouldn't it be great if money grew on trees? But since it doesn't, everyone has to learn how to earn and manage money in order to live and it's never too early to start. This book offers today's teens the best and most up-to-date tips on how to make money, how to spend it, how to invest and save it, and how to protect it. Learn how to land that first job, figure out your paycheck, and negotiate a raise. Discover how to stretch your money to cover all of your needs and (at least some of!) your wants. Learn to be a savvy saver to vastly improve your life. Really! Once you've started to accumulate property and money, you're not done managing your financial life. Far from it! Find out what it takes and how much it will cost.
Girls everywhere recognize the most challenging social situations: being the one loser sitting alone at lunch. Attending family picnics only to be the one person younger than "ancient." Having hairy legs. Or no bra. Or too big a bra. Or too small a bra. OMG, "nooooo"! The teen years are invariably fraught with happiness-hampering problems large and little. Thank goodness "The Teen Girl' s Gotta-Have-It Guide to Social Survival "is here at last, packed with witty illustrations and author Jessica Blatt' s sane, sage advice on surviving and thriving the social obstacle course that is teendom. More than fifty sample situations are covered, at school, with friends, with guys, at parties, in summer jobs, on family vacations, at camp. Interactive elements including word searches, quizzes, fill-ins make this the indispensable go-to guide for girls everywhere. OMG, "yesssss"!
A practical reference for young girls helps them identify personal spending styles while outlining strategies for earning money, saving funds, and making smart shopping choices as recommended through the advice of other girls.
"Where was this book when we were teenagers?" - Real Simple "Helps new grads make smart, informed money decisions." - MSNBC Learn how to money in this in-depth, illustrated guide from New York Times bestselling author and financial expert Jean Chatzky, Kathryn Tuggle, and the team at HerMoney There’s no getting around it. You need to know how to manage money to know how to manage life — but most of us don’t! This illustrated guidebook from New York Times bestselling author and financial expert Jean Chatzky, Kathryn Tuggle, and their team at HerMoney breaks down the basics of money—how to earn it, manage it, and use it—giving you all the tools you need to take charge and be fearless with personal finance. How to Money will teach you the ins and outs of: -creating a budget (and sticking to it) -scoring that first job (and what that paycheck means) -navigating student loans (and avoiding student debt) -getting that first credit card (and what “credit” is) -investing like a pro (and why it’s important!) All so you can earn more, save smart, invest wisely, borrow only when you have to, and enjoy everything you've got!
For the first time, financial guru and TODAY Show regular Jean Chatzky brings her expertise to a young audience. Chatzky provides her unique, savvy perspective on money with advice and insight on managing finances, even on a small scale. This book will reach kids before bad spending habits can get out of control. With answers and ideas from real kids, this grounded approach to spending and saving will be a welcome change for kids who are inundated by a consumer driven culture. This book talks about money through the ages, how money is actually made and spent, and the best ways for tweens to earn and save money.
This survival guide introduces the basics of financial literacy and money management for kids—from earning and saving money to spending and donating it—and gives readers essential skills for financial know-how. The book also explores how choices about money and finances connect to character development and social-emotional well-being. Readers will find ideas for setting money goals, delaying gratification, being thrifty, building self-esteem, giving to charity, and making socially responsible spending and donating decisions. The book includes special features such as: Fictional vignettes in a choose-your-own-adventure style, putting readers in hypothetical situations where they need to make decisions about how to manage money True success stories about real kids who made smart financial decisions Vocabulary boxes that highlight important terms “Financial tactics” boxes with helpful tools, tips, and strategies Survival Guides for Kids Helping Kids Help Themselves® Straightforward, friendly, and loaded with practical advice, the Free Spirit Survival Guides for Kids give kids the tools they need to not only survive, but thrive. With plenty of realistic examples and bright illustrations, they are accessible, encouraging, kid-friendly, and even life-changing.
Earning money from an allowance or part-time job is a great way to start becoming more independent. But what you do with the money you earn can make a huge difference in your future independence. Saving and investing are the best ways to make sure you can do all of the things that you are dreaming about for your future. Whether you want to go to a top-rated university, buy a car, or retire while you are still young, putting money away is the way to make your wish a reality. This book explains the most common forms of savings and investmentsÑand the risks associated with each of them.
