106 Mortgage Secrets All Borrowers Must Learn - But Lenders Don't Tell
106 Mortgage Secrets All Borrowers Must Learn - But Lenders Don't Tell

Author: Gary W. Eldred

Publisher: John Wiley & Sons

Published: 2007-12-10

Total Pages: 288

ISBN-13: 9780470191514

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The only guidebook that shows you how to finance any property--with or without bank approval Would you like to discover all of the many ways that you can finance real estate? Want to learn how to cut your financing costs, avoid pitfalls, and negotiate the best terms? Then let Gary Eldred's 106 Mortgage Secrets All Borrowers Must Learn--But Lenders Don't Tell, Second Edition guide you. Fully updated, this practical guide explains how today's changing mortgage market really works. Unlike other mortgage guides, this book goes beyond traditional bank-originated loans and shows you how to benefit with seller financing, assumables, subject-to, wraparounds, lease options, foreclosures, and other money-saving possibilities. 106 Mortgage Secrets also protects you from the sharp practices of loan reps that have recently sparked Congressional hearings and multiple state investigations. In addition, Eldred shows how and why the right financing decisions can add tens (and sometimes hundreds) of thousands of dollars to your long-term net worth. With these 106 secrets, you'll build the confidence and the knowledge to: * Increase your borrowing power * Obtain the lowest interest rate * Understand the true pros and cons of ARMs * Cut (or eliminate) the cost of mortgage insurance * Save big with seller financing, assumptions, foreclosures, and REOs * Strengthen your credit profile and credit score * Avoid getting taken... by the fine print and garbage fees * Steer clear of scams and unprincipled loan reps and lenders * Accumulate wealth through homeownership and investment properties Simple, concise, and comprehensive, this book reveals everything property buyers need to know--especially the 106 financing secrets lenders too often omit.

106 Mortgage Secrets All Homebuyers Must Learn-- But Lenders Don't Tell
106 Mortgage Secrets All Homebuyers Must Learn-- But Lenders Don't Tell

Author: Gary W. Eldred

Publisher: Wiley

Published: 2003-04-07

Total Pages: 290

ISBN-13: 9780471263951

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One of America’s top real estate authorities explains the inside secrets of the mortgage business Each year, more than ten million American homebuyers, homeowners, and realty investors enter the mortgage arena to finance or refinance their homes and rental properties. And each year, millions of borrowers pay more than they have to. But you won’t be one of them with Gary Eldred’s 106 Mortgage Secrets All Homebuyers Must Learn–But Lenders Don’t Tell. Eldred explains all of your mortgage options and gives you the inside information you need to make the most intelligent money-saving choices. He simplifies the complicated math of mortgage financing and tells you how to make sure your loan rep is being honest with you. He covers every aspect of the mortgage process and highlights the key criteria you should always consider when making your decision. With these 106 secrets, you’ll have the confidence and the knowledge to: Increase your borrowing power Get the lowest interest rate Understand ARMs Cut the cost of mortgage insurance Save big with seller financing, foreclosures, and REOs Perfect your credit profile Avoid getting taken by the fine print Get maximum return on your home investment There’s no reason to get a good mortgage, when you can get the perfect one for you. Simple, concise, and comprehensive, this book covers everything mortgage hunters should know–especially the 106 secrets lenders don’t want to reveal.

106 Mortgage Secrets All Borrowers Must Learn -- But Lenders Don't Tell
106 Mortgage Secrets All Borrowers Must Learn -- But Lenders Don't Tell

Author: Gary W. Eldred

Publisher: John Wiley & Sons

Published: 2007-10-26

Total Pages: 288

ISBN-13: 0470152869

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The only guidebook that shows you how to finance any property--with or without bank approval Would you like to discover all of the many ways that you can finance real estate? Want to learn how to cut your financing costs, avoid pitfalls, and negotiate the best terms? Then let Gary Eldred's 106 Mortgage Secrets All Borrowers Must Learn--But Lenders Don't Tell, Second Edition guide you. Fully updated, this practical guide explains how today's changing mortgage market really works. Unlike other mortgage guides, this book goes beyond traditional bank-originated loans and shows you how to benefit with seller financing, assumables, subject-to, wraparounds, lease options, foreclosures, and other money-saving possibilities. 106 Mortgage Secrets also protects you from the sharp practices of loan reps that have recently sparked Congressional hearings and multiple state investigations. In addition, Eldred shows how and why the right financing decisions can add tens (and sometimes hundreds) of thousands of dollars to your long-term net worth. With these 106 secrets, you'll build the confidence and the knowledge to: * Increase your borrowing power * Obtain the lowest interest rate * Understand the true pros and cons of ARMs * Cut (or eliminate) the cost of mortgage insurance * Save big with seller financing, assumptions, foreclosures, and REOs * Strengthen your credit profile and credit score * Avoid getting taken... by the fine print and garbage fees * Steer clear of scams and unprincipled loan reps and lenders * Accumulate wealth through homeownership and investment properties Simple, concise, and comprehensive, this book reveals everything property buyers need to know--especially the 106 financing secrets lenders too often omit.

The 106 Common Mistakes Homebuyers Make (and How to Avoid Them)
The 106 Common Mistakes Homebuyers Make (and How to Avoid Them)

Author: Gary W. Eldred

Publisher: John Wiley & Sons

Published: 2011-01-31

Total Pages: 349

ISBN-13: 111804634X

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Everything first-timers need to know to avoid the most common mistakes homebuyers make Written especially for first-timers, this eye-opening guide turns you into an educated consumer, ensuring that the home or condo you buy is both a comfortable place to live and a great investment for the future. Compiled from the experience of hundreds of homebuyers, real estate agents, home builders, and mortgage lenders, it shows you the most common mistakes buyers make and illustrates them in practice so you don't fall into the same traps. Now revised and updated for today's hot real estate market, this invaluable resource covers everything from negotiating with sellers and making the down payment to shopping for the best mortgage and handling the closing. The new Fourth Edition also includes totally up-to-date guidance on using the Internet to find properties, secure financing, and collect important data. If you're thinking about buying a home in this overheated market, don't make these mistakes: Researching selling prices and still overpaying Believing everything your agent tells you Buying into an upscale neighborhood that's moving downscale Underestimating utilities and other costs Allowing your agent to negotiate for you Letting fear get the better of you and not buying at all Written by one of the nation's leading real estate experts and packed with hundreds of valuable tips and suggestions, The 106 Common Mistakes Homebuyers Make, Fourth Edition will give you the confidence--and the wisdom--to buy the right home at the right price.

The Home Mortgage Book
The Home Mortgage Book

Author: Dale Mayer

Publisher: Atlantic Publishing Company

Published: 2014

Total Pages: 290

ISBN-13: 0910627843

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Finding and arranging the best mortgage for your dream home purchase can be a confusing and daunting experience.

Investing in Real Estate
Investing in Real Estate

Author: Gary W. Eldred

Publisher: John Wiley & Sons

Published: 2012-02-24

Total Pages: 391

ISBN-13: 1118240022

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The bestselling guide to real estate, newly revised for today’s investors More than ever, investing in property today will set you on track to conquer financial uncertainty and build your long-term net worth. Investing in Real Estate, Seventh Edition offers dozens of experience- proven methods to convert these challenging times into the best of times. Whether you want to fix and sell or buy, improve, and hold, market savvy real estate investor Gary W. Eldred shows you how to achieve your goals. He provides time-tested ways to grow a profitable portfolio and shows you how property investing can deliver twenty-two sources of financial return. You’ll learn how to negotiate like a pro, read market trends, and choose from multiple possibilities to finance your properties. This timely new edition also includes: Historical context to emphasize how bargain prices and near record low interest rates now combine to offer unprecedented potential for short- and long-term profits Successfully navigate and meet today’s loan underwriting standards How to obtain discounted property prices from banks, underwater owners, and government agencies How to value properties accurately—and, when necessary, intelligently challenge poorly prepared lender appraisals Effective techniques to acquire REOs and short sales on favorable terms within reasonable time frames How to market and manage your properties to outperform other investors And much more! Join the pros who are profiting from today’s market. All you need is the knowledge edge provided by Investing in Real Estate, Seventh Edition—the most favored and reliable guide to gaining the rewards that real estate offers.

Make Money with Condominiums and Townhouses
Make Money with Condominiums and Townhouses

Author: Gary W. Eldred

Publisher: John Wiley & Sons

Published: 2003-07-14

Total Pages: 316

ISBN-13: 9780471433446

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In the Make Money series, renowned real estate investor and bestselling author Gary W. Eldred shows you how to profit from the safest, most reliable wealth builder in the world-real estate. With coverage of all the fundamentals-from finding the right properties to financing and managing them-Eldred shows you the ropes so you don't have to learn important lessons the hard way. Unlike general guides to investing in real estate, each title in the Make Money series gives you the specialized expertise necessary to fully profit from a select investment strategy. Make Money with Condominiums and Townhouses shows homebuyers and investors how to travel the road to real estate wealth-often with little or nothing down. As an affordable investment vehicle, condominiums and townhouses offer numerous advantages over other types of rental property-they require relatively little day-to-day management, they tend to attract more desirable tenants than other rental properties, and they offer low risk and high returns. Full of time-tested techniques and proven money-making strategies, Make Money with Condominiums and Townhouses will show you how to: * Relax while you put your money to work * Find properties with high rates of appreciation * Evaluate homeowner association finances * Choose profitable locations * Understand the changing demographics that may affect your investment * Finance your properties with little or no money down * Achieve positive cash flow quickly * Build up equity * Understand by-laws, disclosure statements, and management contracts

Investing in Real Estate
Investing in Real Estate

Author: Paul McGreevy

Publisher: John Wiley & Sons

Published: 2006-02-17

Total Pages: 349

ISBN-13: 0471754293

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THE BESTSELLING GUIDE TO REAL ESTATE INVESTING Now in its fifth edition, Investing in Real Estate is the straightforward guide that helps you start growing your fortune by investing in houses and small apartment buildings. Successful real estate investor Gary Eldred shows you how you can outperform the stock market by investing in residential real estate--the surest and safest way to build assets. This updated edition covers all the new trends and tactics in real estate investing, including how to shop for properties outside your home market and how to use option arms to achieve positive cash flow. As always, you'll find all the information you need to start investing now, as well as up-to-date tips on negotiating deals, spotting market trends, and using the Internet as a research tool to find and buy properties. Let the authors show you how to: * Buy with a low or no-money down payment * Build wealth without paying income taxes * Find the neighborhoods and properties that will appreciate fastest * Add value to your properties with smart improvements * Choose the best financing for your investments * Protect your net worth with LLCs and other legal strategies Whether you need money for your child's college tuition, a prosperous retirement, or a higher quality of life, Investing in Real Estate, Fifth Edition is the best guide available to help you start building real wealth right now.

The Complete Guide to Locating, Negotiating, and Buying Real Estate Foreclosures
The Complete Guide to Locating, Negotiating, and Buying Real Estate Foreclosures

Author: Frankie Orlando

Publisher: Atlantic Publishing Company

Published: 2007

Total Pages: 290

ISBN-13: 0910627037

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This is a tremendous guide for buying foreclosed homes in any market. You will learn the simple formula, developed through real-life experience, to build massive wealth through foreclosures. It is a resource for novices and pros alilke and will guide you through every step of the process including finding properties, negotiating and closing deals.

You and Your Money
You and Your Money

Author: Lois A. Vitt

Publisher: Pearson Education

Published: 2003-04-02

Total Pages: 396

ISBN-13: 0132703734

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Based on extensive nationwide research conducted by the author and the Institute for Socio-Financial Studies about what people need to learn and do to become financially savvy, You and Your Money gives you the skills you need to be financially competent and self-sufficient...so you can make the right decisions about money–today, tomorrow, always! You don’t need to know everything about personal finance. You do need to know three things: where you stand today, what you can do now, and how to become more financially secure for the rest of your life. This book helps you answer those three questions. It’s easy, readable, practical, and quick. It gives you simple, common-sense tools for achieving financial success...tools you can use in every part of your life, not just finance! It brings together real stories from real people. People like you. People who know what they want, and just need to know how to get there. CREATE YOUR OWN PERSONAL LIFE VALUES PROFILE: The book helps you develop your unique personal profile so you can better assess your own goals and know how to achieve them GET SAVVY, AND FEEL MUCH MORE IN CONTROL: Easy, quick ways to take charge of your financial well-being GROW YOUR FINANCIAL SUPPORT SYSTEM, STEP-BY-STEP: Learn to communicate about money–and find objective, honest help when you need it PLAN YOUR FINANCES AROUND THE CHANGES IN YOUR LIFE: Plan for life transitions, prepare for disasters, and learn how to recover from financial setbacks