A charming picture book with beautiful illustrations allowing children to discover which farm animals make the footprints they find in the fields and countryside. Written with a sing-song rhythm and rhyme, children will delight in joining in with the grown-ups reading to them. This book uses the Hide and Seek method to teach the children: for each animal, there is a picture of the animal's footprints, accompanied by a rhyming little verse with clues to the animal hiding on the next page. When the child turns the page they can see which animal it is. At the end of the book there are some fun little activities for the child to do related to the animals they have just found.
If you are ready for simple explanations, practical solutions, and time-testedstrategies that will reap huge savings in insurance costs, thenHide!Here Comes The Insurance Guyis here to help! Author Rick Vassar, certified as an expert in the commercial insurancearena, writes from a risk manager's perspective as he tackles the oftenconfusing field of commercial insurance with his real-numbers'real-solutionsstrategy.Developed not just as an initial learning tool, but also as anongoing resource for experienced managers as well as the uninitiated, thissimple guide will help busy executives and business owners reduceexpenses in their current programs. Vassar will teach you four distinctsteps to controlling your insurance costs: ? Understand the language, understand the process ? Know the players, know how to better manage the process ? Develop a strategy, develop a plan to maximize coverage forminimal cost ? Invest the time, invest in real financial benefits With a fresh perspective,Hide! Here Comes The Insurance Guyprovidesinsight into an industry that is constantly evolving and changing, andshows how you can potentially save your company millions of dollars ininsurance costs! www.vassargroup.com
If you are ready for simple explanations, practical solutions, and time-tested strategies that will reap huge savings in insurance costs, then Hide! Here Comes the Insurance Guy is here to help! Rick Vassar, a certified expert in the commercial insurance arena, writes from a risk manager's perspective as he tackles the often confusing field of commercial insurance with his real numbers, real solutions strategy. Developed not just as an initial learning tool but also as an ongoing resource for experienced managers as well as the uninitiated, this simple guide will help busy executives and business owners reduce expenses in their current programs. Vassar will teach you four distinct steps for controlling your insurance costs: Understand the language and the process Know the players and how to better manage the process Develop a strategy and a plan to maximize coverage for minimal cost Invest the time and gain real financial benefits With a fresh perspective, this guidebook provides insight into an industry that is constantly evolving, and it shows how you can potentially save your company millions of dollars in insurance costs!
Hailed as "the best business book of 2010" (Huffington Post), this New York Times bestseller about the 2008 financial crisis brings the devastation of the Great Recession to life. As soon as the financial crisis erupted, the finger-pointing began. Should the blame fall on Wall Street, Main Street, or Pennsylvania Avenue? On greedy traders, misguided regulators, sleazy subprime companies, cowardly legislators, or clueless home buyers? According to Bethany McLean and Joe Nocera, two of America's most acclaimed business journalists, many devils helped bring hell to the economy. All the Devils Are Here goes back several decades to weave the hidden history of the financial crisis in a way no previous book has done. It explores the motivations of everyone from famous CEOs, cabinet secretaries, and politicians to anonymous lenders, borrowers, analysts, and Wall Street traders. It delves into the powerful American mythology of homeownership. And it proves that the crisis ultimately wasn't about finance at all; it was about human nature. Just as McLean's The Smartest Guys in the Room was hailed as the best Enron book on a crowded shelf, so will All the Devils Are Here be remembered for finally making sense of the financial meltdown and its consequences.
A stirring action-adventure story about two very different boys whose lives unexpectedly cross. When they stumble upon a badger-baiting plot by dangerous criminals, they need to overcome their differences and fears to help each other and save the badgers. A story about being the person you can be, not the person you are expected to be.