This quick read is a go-to guide for decoding the essentials of life and money. The book makes sense of a variety of topics, including credit, saving priorities, investing, home ownership, insurance, children, estate planning and more. It provides readers with relatable and simple financial advice to help navigate various life stages and major life events in a fun, informative manner without the dryness often associated with the topic.
Local Dollars, Local Sense is a guide to creating Community Resilience. Americans' long-term savings in stocks, bonds, mutual funds, pension funds, and life insurance funds total about $30 trillion. But not even 1 percent of these savings touch local small business-even though roughly half the jobs and the output in the private economy come from them. So, how can people increasingly concerned with the poor returns from Wall Street and the devastating impact of global companies on their communities invest in Main Street? In Local Dollars, Local Sense, local economy pioneer Michael Shuman shows investors, including the nearly 99% who are unaccredited, how to put their money into building local businesses and resilient regional economies-and profit in the process. A revolutionary toolbox for social change, written with compelling personal stories, the book delivers the most thorough overview available of local investment options, explains the obstacles, and profiles investors who have paved the way. Shuman demystifies the growing realm of local investment choices-from institutional lending to investment clubs and networks, local investment funds, community ownership, direct public offerings, local stock exchanges, crowdfunding, and more. He also guides readers through the lucrative opportunities to invest locally in their homes, energy efficiency, and themselves. A rich resource for both investors and the entrepreneurs they want to support, Local Dollars, Local Sense eloquently shows how to truly protect your financial future--and your community's.
In Dollars & Uncommon Sense, Army veteran and Certified Financial Planner (TM) Steve Repak shows you why - and how - to use uncommon sense to get your finances on track. When you have finished this groundbreaking new book, you will think and do different things with your money by growing your wealth in ways that most people simply never do.
Bartik provides a clear and concise overview of how state and local governments employ economic development incentives in order to lure companies to set up shop—and provide new jobs—in needy local labor markets. He shows that many such incentive offers are wasteful and he provides guidance, based on decades of research, on how to improve these programs.
Derrick Jensen takes no prisoners in The Culture of Make Believe, his brilliant and eagerly awaited follow-up to his powerful and lyrical A Language Older Than Words. What begins as an exploration of the lines of thought and experience that run between the massive lynchings in early twentieth-century America to today's death squads in South America soon explodes into an examination of the very heart of our civilization. The Culture of Make Believe is a book that is as impeccably researched as it is moving, with conclusions as far-reaching as they are shocking.
The latest offering from the nation's most prolific writer on economic empowerment for Black people, Clingman's fifth book on the subject, aptly describes the dominant-submissive relationship between economics and politics, respectively. It contains stark and sometimes biting commentary, statistical data, and documentary information, with thought-provoking quotations sprinkled throughout. Beginning with the run-up to the U.S. presidential election in 2007, and ending with practical tactics and strategies for economic and political success heading into the 2016 election, Black Dollars Matter is a searchlight to find solutions; it is also a spotlight that illuminates the way forward-and it definitely admonishes us to "teach our dollars how to make more sense."
With Learning Points: 100 Activities and Actions for Customer Service Excellence, you can be sure your employees know exactly what they need to do in any situation to provide the quality of service your company expects, and your customers deserve.
Writtten in an engaging lecture-style format, this 8th edition of Core Questions in Philosophy shows students how philosophy is best used to evaluate many different kinds of arguments and to construct sound theories. Well-known historical texts are discussed, not as a means to honor the dead or merely to describe what various philosophers have thought but to engage with, criticize, and even improve ideas from the past. In addition—because philosophy cannot function apart from its engagement with the wider society—traditional and contemporary philosophical problems are brought into dialogue with the physical, biological, and social sciences. Text boxes highlight key concepts, and review questions, discussion questions, and a glossary of terms are also included. Core Questions in Philosophy has served as a premier introductory textbook for three decades, with updates to each new edition. Key updates to this 8th edition include: A new chapter, "Probability and Bayes' Theorem" A new explanation of the concept of "soundness," as a useful tool in assessing arguments A clearer explanation, in the chapter on evolution, of the crucial biological idea that the similarities of different species provide evidence of their common ancestry A new discussion of evolutionary altruism in the chapter on psychological egoism A presentation of two interesting arguments from historically important Islamic and Confusian philosophers Improved clarity and updated material from philosophy and empirical research, throughout Revisions to the online list of recommended resources include: Additional recommendations of supplementary readings, with the inclusion of more work from female philosophers New recommended videos and podcasts, all organized by their relevance to each chapter in the book
Blending humour and behavioural economics, the New York Times bestselling author of Predictably Irrational delves into the truly illogical world of personal finance to help people better understand why they make bad financial decisions, and gives them the knowledge they need to make better ones. Why does paying for things often feel like it causes physical pain? Why does it cost you money to act as your own real estate agent? Why are we comfortable overpaying for something now just because we’ve overpaid for it before? In Small Change, world renowned economist Dan Ariely answers these intriguing questions and many more as he explains how our irrational behaviour often interferes with our best intentions when it comes to managing our finances. Partnering with financial comedian and writer Jeff Kreisler, Ariely takes us deep inside our minds to expose the hidden motivations that are secretly driving our choices about money. Exploring a wide range of everyday topics – from credit card debt and household budgeting to holiday sales – Ariely and Kreisler demonstrate how our ideas about dollars and cents are often wrong and cost us more than we know. Mixing case studies and anecdotes with tangible advice and lessons, they cut through the unconscious fears and desires driving our worst financial instincts and teach us how to improve our money habits. Fascinating, engaging, funny and essential, Small Change is a sound investment, providing us with the practical tools we need to understand and improve our financial choices, save and spend smarter and ultimately live better. Published in the US as Dollars and Sense
