As you think about retirement, you’ve got facts to face, planning to do, decisions to make and numbers to crunch. With the experts at The Wall Street Journal to guide you, you’ll learn how to tailor a financial plan for the lifestyle you want. • Answers your biggest question—How big does my nest egg need to be?—by linking it to your particular hopes for how you want to spend your days in retirement • Shows how to translate your dreams and interests into daily activities, whether traveling, opening a business, volunteering or going back to school • Provides a timeline for decisions to make and steps to take ten years, five years and one year before you retire • Offers tips on investing wisely and working with the right financial adviser • Tells you how to maximize your benefits from Social Security and Medicare • Guides you through the intricacies of 401(k)s, IRAs, annuities and other financial tools and resources Today, the average person can expect to spend two decades in retirement—why leave it to chance? For all of its changes and challenges, a well-planned retirement could very well be the best part of your life.
"You don't have to accept risk in order to grow your money." What readers discover in this book is the woeful ineffectiveness of retirement planning as practiced by Wall Street and the brokerage industry. In place of this failed approach Jalbert offers the logic of financial tools provided by the insurance industry. These tools, though not well known in the marketplace, are many, varied and most often free of the risk associated with volatile markets. His mission is to design retirement plans that are as foolproof as possible, and making sure that a stable and predictable lifelong income is provided under any economic circumstances.
The Wall Street Journal Guide To Planning Your Financial Futureprovides clear explanations of the things you need to know and guidelines for the decisions you have to make to enjoy a comfortable retirement. It covers the advantages of salary reduction plans, clarifies the difference between Roth and traditional IRAs, and describes the benefits of effective tax planning. And it provides practical, helpful ideas to get you started.
Do you ever read the headlines about financial happenings and wonder if Wall Street is run by a bunch of animals? In Wall Street and Your Retirement, you'll learn about stock pickin' chickens, cat- and chimp-based stock indexes, and more financial animals, as well as how to keep this monkey business from affecting your lifestyle in retirement. With amusing anecdotes and sensible strategies, industry insider Ron Anno writes about the topics most relevant to retirees (and those who aspire to be), including: - Ways to make the most of Social Security - Strategies for reducing taxes in retirement - Resources for reliable income - and more! About the Author Ron Anno has more than three decades of experience in financial services, and has worked from nearly every angle. His work helping people retire every day informs the stories and strategies he outlines in this, his first book. Ron lives in Sarasota, Florida, with his wife, Debra. They have three adult children and two beautiful granddaughters. What industry professionals are saying about Wall Street and Your Retirement: "I have been a practicing CPA since 1993 and have seen just about every kind of financial strategy or plan ever thought up. Ron Anno's book weeds through all the nonsense, hype and/or worse. His book is easy to read and extremely informative for any level of reader. I would highly recommend this to anyone who is looking to plan for their future. I would also recommend this to anyone in the business to sharpen up their game. Nice job, Ron." - Mark Knauf, CPA "In 'Wall Street and Your Retirement, ' Ron Anno has brought together decades of real-world experience and complicated financial concepts to deliver a quantitative and understandable approach toward financial security. He cuts to the chase so individuals can make sense of the complicated and perilous world of investing. This book is fun, easy to digest, and the information is critical to a successful retirement." - Paul Tarantino SVP Wealth Advisor, Canandaigua National Trust Co. of Florida "Ron Anno's 'Wall Street and Your Retirement' takes the complex and multi-faceted process of retirement planning and breaks it down into its components in a way that is comprehensible to those without specialized financial knowledge. His descriptions of the various elements that compose a retirement plan are concise and free of unnecessary industry jargon or niche phrases. His examples of how these individual parts work together to form a greater whole is direct and unambiguous in underscoring the importance of having a financial professional with diversified knowledge planning for your retirement goals." - Paul J. Bupivi, Esq., Lawrence & Associates-Counselors at Law "Retirement planning is crucial for almost everyone. Yet, most of us do not understand how to set up a diversified plan that will meet our retirement goals or, in some cases, what our goals even are. Ron's book provides valuable insight into forming an effective retirement plan. It discusses all aspects of a truly diverse retirement plan, from identifying retirement goals to explaining the various tools and products available and showing how each can be used in a solid retirement plan. Ron explains the roles that health care, the stock market, annuities, life insurance, Social Security, and estate planning each play in retirement. My favorite aspect of this book is that it provides an understanding of how different types of complex annuities and life insurance policies actually work. This book is worth reading for that alone but it provides much more to help the reader gain a better understanding of retirement planning." - Robert C. Benedict, Esq., Wideikis, Benedict & Berntsson, LLC, The Big W Law Firm
START WINNING IT'S AS SIMPLE AS NOT LOSING Are you tired of the same old Wall Street industry jargon? "Buy and hold." "You're in it for the long haul." "It's only a paper loss." Once you're retired or close to retirement, this advice can be dangerous. It's time to learn the truth. What's really going on with your hard-earned life savings--the savings you expect to last twenty-plus years? Chances are your account won't recover from the tumultuous market dips that come with the high-risk, "hold-on-and-don't-let-go" investment strategies presented by incentivized big banks and Wall Street firms. In Protecting Your Retirement Nest Egg, Marvin Mitchell guides you through the potential hazards facing your retirement portfolio and offers direct, sound advice in simple terms. Marvin reveals strategies that fill the basic needs of protecting what you've worked for, making it last, and earning a reasonable return.
Rick Bueter leads you through the politics, greed and control that Wall Street firms have over American workers retirement savings. Once you understand the critical questions he brings up in his book, everything about how Wall Street is scamming American retirement savers becomes clear.
The Wall Street Retirement Conspiracy: A No Nonsense Approach to Retirement Planning will help future and current retirees identify problems with the Wall Street Retirement system that is currently tricking retirees all over the country to making decisions that will fail them in their most critical years. This book will help you determine which retirement professionals are on your side and which have conflicts of interest with the products they sell or are going to strike you with hidden fees that will hobble your investments. The book is full of innovating fresh ideas that will help baby boomers retire and not gamble with the hard earned money they have accumulated for years. The Wall Street marketing machine has fooled millions of Americans into thinking the size of your nest egg is what is important, when it actually has nothing to do with your retirement income! The Wall Street Retirement Conspiracy will be a valuable resource for any future or current retirees, or the people who care about them.
"The past twenty years of the stock market have been a roller coaster ride and many investors nearing retirement are looking for a better way to preserve their retirement savings and generate an income that will last them for the rest of their lives. Mike and Dan share ... strategies that allow you to take back control of your retirement"--Back cover.
Tired of hearing the same worn-out advice that has put you on a financial roller coaster? Contrary to what the Wall Street media machine promotes, you don't have to risk losing your hard-earned money to grow wealthy. There is a simple, clear plan to get wealthy without worry. This book is the blueprint to help you get on the Safe Money path to retirement. Here's What You'll Discover:How to participate in the ups of the market without losing a dime during crashes.The truth about 401(k) taxes and fees that could end up costing you tens of thousands.Details on an alternative to 401(k)s and IRAs and other government programs.How you could increase your wealth by $700,000 to over $1,000,000 with a safe, simple, predictable blueprint.Why the world's first billionaire, John D. Rockefeller, said, “If I had to give any advice, it would be to keep out of Wall Street.”Financial Gurus Exposed: Does Suze Orman practice what she preaches? Does “Mad Money” Cramer's advice work?How to “Finance Yourself to Wealth” and reduce or eliminate interest paid to banks and credit card companies.How to set up a Tax Advantaged retirement using a 7702 PlanTM.
Several times a year, The Wall Street Journal publishes Special Reports about active living for those fifty-five and older. And with the number of older Americans at an estimated 45 million and growing, it's no wonder these reports are one of the most popular features of both the print and the interactive versions of the Journal. Here, in Focus on Retirement, is the best of these Special Reports. As you might expect from the nation's preeminent business publication, here are tips on how you can stretch your retirement income, when you should pay your estate taxes, and how many players you really need on your financial team. Here are the best stories from the popular If You're Thinking of Retiring In... feature, medical news on combating heart disease and other illnesses, and ideas on what to do with all that free time. In Focus on Retirement you will Meet Barbara Barrie, a 68-year-old actress who has turned her battle against colorectal cancer into a crusade for public awareness; Ride the rails with Ira Lomench, who organized an 18-day transcontinental charter train trip for a few friends; Investigate Sun City Huntley, an active-adult community 45 miles from Chicago that boasts a golf course and a 94,000-square-foot lodge with health club and lounges; and Join the annual national reunion of the Knickerbocker clan in Schaghticoke, New York, advertised on the family website. Collected and presented here for the first time in e-book format, Focus on Retirement is a searchable, portable, and hugely valuable resource from the award-winning staff of The Wall Street Journal.
