You don't need a book to take good photos any more; most (but not all) of the time your camera, or your phone, will handle things for you. But if you don't know what it's doing - you don't know how to expose photos - you can't join in the real fun of photography. With this book, you'll quickly master the key principles, and grasp a few simple concepts that will open up a world of beautiful sunsets, clever silhouettes, light trails and bokeh - as well as sophisticated techniques like HDR, manual exposure blending, and focus stacking. Armed with this knowledge the digital photos you share will stand head-and-shoulders above the rest, and you'll have no problem using that film camera or used Polaroid you picked up at that garage-sale.
In this guide to digital photography, you will learn the basic and elemental subjects that will familiarize you with photographic terms and settings. All the important modes and techniques are treated to get the best pictures possible through getting to know your camera and understanding the elemental functions of your equipment and understanding how light and shadow affect your photos and how to take advantage of environments and what are the best settings and how they work so you can go out and start having fun by putting into practice every photo technique included in this book and so much more. So, you can become a proficient photographer and so being able to reach new levels on the mastering of your passion and development of your artistic gifts.
BRAM STOKER Ultimate Collection is a comprehensive anthology of over 50 horror novels, dark fantasy stories, and true crime tales by the renowned author Bram Stoker. Known for his literary masterpiece 'Dracula,' Stoker's works often explore themes of the supernatural, Gothic elements, and the darker aspects of human nature. His writing style is characterized by rich descriptions, suspenseful narratives, and intricate plots that keep readers on the edge of their seats. This collection showcases Stoker's versatility as a writer, ranging from chilling horror tales to intense psychological thrillers. It is a must-read for fans of classic horror literature and those interested in exploring the depths of the human psyche through fiction. Bram Stoker, a prolific Irish writer, drew inspiration from his own fascination with folklore, mythology, and the mysterious realms of the unknown. His works are influenced by his experiences as a theater manager and his travels throughout Europe, blending elements of Eastern European folklore with Victorian sensibilities. Stoker's enduring legacy continues to captivate readers and inspire generations of writers in the horror genre. I highly recommend BRAM STOKER Ultimate Collection to both avid fans of classic horror literature and readers looking to delve into the enduring legacy of Bram Stoker. This anthology offers a diverse range of stories that showcase Stoker's mastery of the horror genre, making it a captivating and immersive reading experience that will leave a lasting impression on all who dare to explore its pages.
Exposure to Contaminants in Drinking Water: Estimating Uptake through the Skin and by Inhalation examines the current state of science in this field by identifying and reviewing the available information resources; evaluating various models and approaches; and demonstrating the feasibility of developing estimates of the distribution of absorbed doses of contaminants in drinking water through contact with the skin and by inhalation. This book, the product of a fifteen-member expert working group convened by the Risk Science Institute of the International Life Sciences Institute under a cooperative agreement with the U.S. Environmental Protection Agency's Office of Water, includes contributions from experts in exposure modeling and measurement; water chemistry; time-activity patterns; dermal and respiratory uptake; and the use of probability distributions in characterizing exposures.
This text introduces the commonly used, basic approaches for reserving and ratemaking in General Insurance. The methods are described through detailed examples that are linked from one chapter to another to illustrate their practical application. Also, professionalism requirements and standards of practice are presented to set the context for the methods and examples.
For photographers, nothing’s more important than superior image quality. Thanks to advancing technology, and this exciting new resource from long-time professional Derek Doeffinger, that’s a goal any digital photographer can reach. Doeffinger has created the only book on the market that fully explains how to obtain maximum image quality at every step. In detail, he discusses how to achieve the ultimate result by choosing the right equipment, knowing the ideal camera settings for every situation, and intelligently adjusting exposure, focus, focal length, and shutter speed. Find out how to get the most out of digital software; color-correct, sharpen, and resize; or stitch numerous images together for maximum resolution. There are even tips for ensuring that the printed picture matches the quality of the original.
Based on the syllabus of the actuarial industry course on general insurance pricing — with additional material inspired by the author’s own experience as a practitioner and lecturer — Pricing in General Insurance presents pricing as a formalised process that starts with collecting information about a particular policyholder or risk and ends with a commercially informed rate. The main strength of this approach is that it imposes a reasonably linear narrative on the material and allows the reader to see pricing as a story and go back to the big picture at any time, putting things into context. Written with both the student and the practicing actuary in mind, this pragmatic textbook and professional reference: Complements the standard pricing methods with a description of techniques devised for pricing specific products (e.g., non-proportional reinsurance and property insurance) Discusses methods applied in personal lines when there is a large amount of data and policyholders can be charged depending on many rating factors Addresses related topics such as how to measure uncertainty, incorporate external information, model dependency, and optimize the insurance structure Provides case studies, worked-out examples, exercises inspired by past exam questions, and step-by-step methods for dealing concretely with specific situations Pricing in General Insurance delivers a practical introduction to all aspects of general insurance pricing, covering data preparation, frequency analysis, severity analysis, Monte Carlo simulation for the calculation of aggregate losses, burning cost analysis, and more.
Residential Exposure Assessment: A Source Book is the result of a multiyear effort known as the Residential Exposure Assessment Project (REAP) which was initiated by the Society for Risk Analysis and the International Society of Exposure Analysis. This textbook is the primary product of the REAP and it contains contributions from over 30 professionals from a variety of disciplines such as chemistry, biology, physics, engi neering, industrial hygiene, toxicology, pharmacology, and environmental law, reflecting the diverse knowledge and resources necessary to assess and manage potential exposures occurring in and around the home. Expert working groups were organized for each of the 13 chapters to address such issues as U. S. legislation relevant to products used in and around the residence, methods for measuring and modeling exposures across multiple pathways and routes, and distributional data available for key residential exposure factors. This volume is a compendium of information about predictive methods and tools, monitoring methods, data sources, and key variables that characterize exposures in the residential setting. It presents approaches for doing exposure assessments in and around all types of residences. The purpose of the Source Book is to provide a resource for use in educational programs and for "practitioners" of residential exposure assessment. Accordingly, this book is intended for risk assessors, exposure assessors, students, initi ates new to the concept of risk assessment, industrial hygienists assessing health hazards in the home, engineers, and monitoring specialists.
The U.S. Environmental Protection Agency (EPA) defines PM as a mixture of extremely small particles and liquid droplets comprising a number of components, including "acids (such as nitrates and sulfates), organic chemicals, metals, soil or dust particles, and allergens (such as fragments of pollen and mold spores)". The health effects of outdoor exposure to particulate matter (PM) are the subject of both research attention and regulatory action. Although much less studied to date, indoor exposure to PM is gaining attention as a potential source of adverse health effects. Indoor PM can originate from outdoor particles and also from various indoor sources, including heating, cooking, and smoking. Levels of indoor PM have the potential to exceed outdoor PM levels. Understanding the major features and subtleties of indoor exposures to particles of outdoor origin can improve our understanding of the exposureâ€"response relationship on which ambient air pollutant standards are based. The EPA's Indoor Environments Division commissioned the National Academies of Sciences, Engineering, and Medicine to hold a workshop examining the issue of indoor exposure to PM more comprehensively and considering both the health risks and possible intervention strategies. Participants discussed the ailments that are most affected by particulate matter and the attributes of the exposures that are of greatest concern, exposure modifiers, vulnerable populations, exposure assessment, risk management, and gaps in the science. This report summarizes the presentations and discussions from the workshop.