The Truth about Variable Annuities

The Truth about Variable Annuities

Author: Crc Fic Cwc J. Marc Ruggerio

Publisher: Lulu.com

Published: 2011-01-19

Total Pages: 153

ISBN-13: 0557448247

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The most up to date and authoritative book on the complexities of structuring annuities. The author takes an unbiased point of view and articulates the complexities of all the major aspects of variable annuities and riders to allow them to become more understood by financial advisors and annuity owners alike. He clearly notes the benefits of variable annuities as well as the pitfalls which to look out for! Showing you the strategies that experts utilize within these investments while also detailing significant failures of cases where they were misunderstood and not structured properly. Can be used as a perfect reference guide on specific aspects of variable annuities as well as providing insight into the business of how variable annuities are sold. This is a bold and concise approach that allows the truth to be seen without reservations.


Variable Annuities

Variable Annuities

Author: U.S. Securities and Exchange Commission

Publisher: GPO FCIC

Published: 2007

Total Pages: 28

ISBN-13: 9781612210421

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Explains what they are, how they work, their cost, and questions to ask before you invest.


Variable Annuities

Variable Annuities

Author: U S Securities and Exchange Commission

Publisher: CreateSpace

Published: 2015-04-10

Total Pages: 24

ISBN-13: 9781511669924

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Variable annuities have become a part of the retirement and investment plans of many Americans. Before you buy a variable annuity, you should know some of the basics- and be prepared to ask your insurance agent, broker, financial planner, or other financial professional lots of questions about whether a variable annuity is right for you. This is a in-depth description of variable annuities-what they are, how they work, and the charges you will pay. Before buying any variable annuity, however, you should find out about the particular annuity you are considering. Request a prospectus from the insurance company or from your financial professional, and read it carefully. The prospectus contains important information about the annuity contract, including fees and charges, investment options, death benefits, and annuity payout options. You should compare the benefits and costs of the annuity to other variable annuities and to other types of investments, such as mutual funds.


The Truth About Buying Annuities

The Truth About Buying Annuities

Author: Steve Weisman

Publisher: FT Press

Published: 2008-08-05

Total Pages: 209

ISBN-13: 0132701162

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Annuities have become one of the most popular ways to save for retirement and also one of the most misunderstood, overhyped, and dangerous investment vehicles available today. Some annuities are worth the money... but too many are flawed, overpriced, and packed with hidden fees that make them absolutely horrible investments. In The Truth About Buying Annuities, consumer finance expert Steven Weisman helps you make smart decisions about annuities and avoid the lies, misrepresentations, and ripoffs that await uninformed investors. From start to finish, Weisman delivers quick, bite-size, just-the-facts information and plain-English explanations you can actually use. You'll learn all you need to know about immediate, deferred, and variable annuities; actively-managed vs. indexed annuities; inflation-protected and tax-sheltered annuities; and more. Weisman explains the impact of annuities on taxes, Medicare, Medicaid, long-term care, and your other retirement plans. He presents crucial, hard-to-find information about death benefits, joint and survivor annuities, alternatives to annuities, assessing annuity risk, avoiding scams, and even how to escape from a bad annuity you've already purchased. Unlike some books on annuities, this one's simple to read, simple to use, up-to-date, and complete: it's the only annuity guide you need!


Guaranteed Income for Life

Guaranteed Income for Life

Author: Michael F. Lane

Publisher: McGraw-Hill Companies

Published: 1998-08

Total Pages: 0

ISBN-13: 9780070382978

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Lane shows specific ways to use variable annuities to achieve lifelong financial security and gives tips on how to pick the best product for any given situation. 30 charts & graphs.


Variable Annuities

Variable Annuities

Author: Tigran Kalberer

Publisher:

Published: 2009

Total Pages: 298

ISBN-13: 9781906348212

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Variable Annuities provides an overview of all the relevant aspects of variable annuity (VA) products from an insurers perspective. It is a collection of contributions from several authors, co-ordinated in such a way that it covers all relevant areas with minimal overlap and a consistent level of detail.