The Skinny on Credit Cards is the story of Billy and Beth, a typical American couple, as they struggle with the use (and abuse) of their credit cards. Our story also looks at their 18-year-old son, Jake, a college freshman who loves the idea of having his own credit cards. Through their experiences, we learn about the incredible convenience, heartache, and commentary generated by that little piece of plastic.
A clear, concise, and fun romp through the credit card jungle. Ideal for those looking to get their first credit card and avoid credit card debt; or for those just looking to streamline their finances and increase their credit score. Whether you are looking at credit cards for the first time, or just fed up with the card(s) you have, this little book will help you feel more confident about your finances.Please note: Publications produced by Hov's Blazes Press are sold with the understanding that neither the Author (Alec Hoverman) nor the Publisher (Hov's Blazes Press) is engaged in rendering legal, accounting, financial, or any other professional services. If legal advice or other expert assistance is required, please seek the services of a competent professional. Neither the Author nor the Publisher shall be liable for damages, directly or indirectly, arising herefrom.
Who would not be interested in getting an interest-free loan for 12 months for any type of purchase just for taking a few minutes to complete a credit card balance transfer offer? Or a free round-trip airline ticket twice a year just for making purchases on a rebate card? Or lowering their insurance premiums by hundreds of dollars a year just by raising their credit score? Obviously, just about every consumer is interested in saving money and getting freebies! Hence, the universal appeal of this book cannot be overstated. Today, the average American household has 12.7 credit cards. Banks maximize their profits by "nickel and dimeing" and outsmarting their cardholders: that's why credit cards are their most profitable product. Banks spend billions enticing consumers with rebates, freebies, low-introductory rate offers, and airline miles. Learn how to take full advantage of these offers, without paying for them through brutally high interest rates, fees, and penalties! Arnold offers specific advice targeted to young consumers who are being aggressively targeted by credit card marketers; retirees facing credit discrimination; Americans recovering from bankruptcy or other debt problems; and even consumers with great credit. You'll learn the techniques he has personally used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year.
THE SKINNY ON TIME MANAGEMENT summarizes for you the thinking of those who have spent years contemplating time and time management. This book will tell you exactly what you need to know to find the time to accomplish your goals. This book addresses not only techniques for creating additional time but also strategies for making more impactful and effective use of the time you have. Those people who master the techniques and strategies presented in this book are well on their way to the success they aspire to.
Part of "a new series of publications titled The skinny on, a progression of drawings, dialogue and text intended to convey information in a concise and entertaining fashion." This plain-English explanation will prepare "students for the first year experience, outlining realistic expectations for social, academic, and emotional challenges, and identifying resources for successful outcomes".--Extracted from introductory page and p. [4] of cover.
The Skinny on Creativity - now with animation! No matter what you do, or where you are in life, the ability to think creatively is crucial for your survival and your success. The more you develop your skills at creative thinking, the more likely you will be able to master your environment. Creative thinkers are all around you. People who are juggling responsibilities and obligations, who are finding ways to get a lot done with minimal help, who are using their talents to maximum effect. Creative thinking is the skill you need to overcome whatever stands between you and what you want to accomplish. Creative thinkers will have an edge in the years ahead. Machines can perform analysis better than most humans. But machines can't imagine; machines can’t think creatively. To compete and prosper you need to enhance your abilities at creative thinking. So give us an hour of your time, and we will give you a better understanding creativity and an enhanced ability to think outside of the box.
The Skinny on Success is a compilation of the best thinking on the subject of success. Relying on thought leaders from ancient Rome to the present day, this book pulls back the curtain on success and separates the wheat from the chaff. If you want the real story, pick it up and invest one hour. It will be on of the best hours you have ever spent!!
Explains how our bodies are programmed on a genetic level to resist weight loss, and how to fix internal biology by adjusting eating and exercise habits one step at a time to defeat hunger and cravings and keep the weight off for good.
Hopeless. Freak. Elephant. Pitiful. These are the words of Skinny, the vicious voice that lives inside fifteen-year-old Ever Davies's head. Skinny tells Ever all the dark thoughts her classmates have about her. Ever knows she weighs over three hundred pounds, knows she'll probably never be loved, and Skinny makes sure she never forgets it. But there is another voice: Ever's singing voice, which is beautiful but has been silenced by Skinny. Partly in the hopes of trying out for the school musical - and partly to try and save her own life - Ever decides to undergo a risky surgery that may help her lose weight and start over. With the support of her best friend, Ever begins the uphill battle toward change. But demons, she finds, are not so easy to shake, not even as she sheds pounds. Because Skinny is still around. And Ever will have to confront that voice before she can truly find her own. Donna Cooner brings warmth, wit, and startling insight to this unforgettable debut.
