Too many people make the wrong choices when it comes to buying burial insurance. If it is not done properly, you could be paying more in premium, face long waiting periods or worse being declined. Fortunately, you can learn from other's mistakes and be prepared before speaking to an agent about it. In this no-nonsense guide, author Al Kushner shows how to avoid the mistakes that could damage your chances of taking care of your funeral expenses. You will get the lowdown on level, graded, modified and guaranteed-issue policies and how to find the right agent for you. There is even a checklist to guide you on what issues to discuss with them. This book is filled with answers to questions like this Can I Get Burial Insurance with No Waiting Period? Will My Premiums Increase? Can I Get Coverage with Pre-existing Conditions? What Is the Difference Between Burial and Final Expense Insurance? Can I Get Coverage If I'm Over 70? What Insurance Company is the Most Affordable? Can I Get Approved in 30 Minutes? Can I Be Guaranteed Acceptance? How Can I Buy Burial Insurance for My Parents? The Savvy Guide to Buying Burial Insurance provides the essentials you need to know about final expenses. The only mistake you could make now would be to ignore it.
After Reading This Book, You Will: Know what virtual Medicare pitfalls exist and how to avoid them expertly Be ready to make the significant Medicare decisions Be knowledgeable about the costly penalties and how to steer clear As a Medicare expert and founder at Real Easy Medicare, Al has spent the last 35 years helping thousands of Medicare beneficiaries learn how to navigate their entry into Medicare. His goal has always been to make entry into Medicare and the enrollment process easier for ordinary Americans. This is no small task, as most Americans spend their entire working lives having their healthcare plans chosen by their employers. Now suddenly, they must try to make sense of a substantial national healthcare program with four parts, ten supplements, and thousands of plan options. To make matters worse, Medicare beneficiaries who get it wrong upfront can find themselves paying penalties they don't deserve and being trapped in plans that don't fit their needs, lifestyle, or budget. This book guides new beneficiaries through the critical decisions they'll need to make at the beginning of their journey while helping them expertly avoid the most common and costly mistakes that new beneficiaries often make.
The Shepherds Guide through the Valley of Debt and Financial Change is the most comprehensive manual for financial management, planning, counseling, and coaching available. This encyclopedic book (419 pages) contains the basic information and techniques with facts, references, illustrations, worksheets, and case studies. Besides the most crucial issues of today, unique features are 15 budgets/plans, addictions, divorce counseling, low-income resources, pre-marital education, adjustments to financial crises/downturns, funding for college, office politics, economic theology, pastoral care, and Scripture references. New concepts of financial freedom are presented. It is a practical resource management book for those who need the education themselves and equips them to assist others.
EARN SPEND SAVE A savvy guide to money for Canadian women Say goodbye to debt, boost your income, plan for retirement, and manage your money like a pro. From recession-proof investment strategies to taming that paper pile, Earn, Spend, Save is bursting with smart advice and real-life tips to help you save money and time. Use Chatelaine's six-month, step-by-step plan to take control of your finances and come out on top. Buying a home? Staring at a pre-nup? Looking for better returns? Putting off your taxes? Here is the perfect comprehensive road map to help you calm your money worries and reach your financial goals.
The most trustworthy source of information available today on savings and investments, taxes, money management, home ownership and many other personal finance topics.
Use this guide to get help with consumer purchases, problems and complaints. Find consumer contacts at hundreds of companies and trade associations; local, state, and federal government agencies; national consumer organizations; and more.
There are 65.7 million caregivers in America, making up 29 percent of the U.S. adult population. Where does the caregiver turn when dealing with their own need for encouragement and renewal?
Named the best personal finance book on the market by Consumers Union, Jane Bryant Quinn's bestseller Making the Most of Your Money has been completely revised and updated to provide a guide to financial recovery, independence, and success in the new economy. Getting your financial life on track and keeping it there -- nothing is more important to your family and you. This proven, comprehensive guidebook steers you around the risks and helps you make smart and profitable decisions at every stage of your life. Are you single, married, or divorced? A parent with a paycheck or a parent at home? Getting your first job or well along in your career? Helping your kids in college or your parents in their older age? Planning for retirement? Already retired and worried about how to make your money last? You'll find ideas to help you build your financial security here. Jane Bryant Quinn answers more questions more completely than any other personal-finance author on the market today. You'll reach for this book again and again as your life changes and new financial decisions arise. Here are just a few of the important subjects she examines: • Setting priorities during and after a financial setback, and bouncing back • Getting the most out of a bank while avoiding fees • Credit card and debit card secrets that will save you money • Family matters -- talking money before marriage and mediating claims during divorce • Cutting the cost of student debt, and finding schools that will offer big "merit" scholarships to your child • The simplest ways of pulling yourself out of debt • Why it's so important to jump on the automatic-savings bandwagon • Buying a house, selling one, or trying to rent your home when buyers aren't around • Why credit scores are more important than ever, plus tips on keeping yours in the range most attractive to lenders • Investing made easy -- mutual funds that are tailor-made for your future retirement • What every investor needs to know about building wealth • How an "investment policy" helps you make wise decisions in any market • The essential tax-deferred retirement plans, from 401(k)s to Individual Retirement Accounts -- and how to manage them • How to invest in real estate at a bargain price (and how to spot something that looks like a bargain but isn't) • Eleven ways of keeping a steady income while you're retired, even after a stock market crash • Financial planning -- what it means, how you do it, and where to find good planners Page by page, Quinn leads you through the pros and cons of every decision, to help you make the choice that will suit you best. This is the single personal-finance book that no family should be without.
Fifty years have passed since the first Earth Day, on 22 April 1970. This accessible, incisive and timely collection of essays brings together a diverse set of expert voices to examine how the Earth’s environment has changed over this past half century, and what lies in store for our planet over the coming fifty years. Earth 2020: An Insider’s Guide to a Rapidly Changing Planet responds to a public increasingly concerned about the deterioration of Earth’s natural systems, offering readers a wealth of perspectives on our shared ecological past, and on the future trajectory of planet Earth. Written by world-leading thinkers on the front-lines of global change research and policy, this multi-disciplinary collection maintains a dual focus: some essays investigate specific facets of the physical Earth system, while others explore the social, legal and political dimensions shaping the human environmental footprint. In doing so, the essays collectively highlight the urgent need for collaboration across diverse domains of expertise in addressing one of the most significant challenges facing us today. Earth 2020 is essential reading for everyone seeking a deeper understanding of the past, present and future of our planet, and the role of humanity in shaping this trajectory.
From the #1 bestselling author of "Rich Dad, Poor Dad" comes the ultimate guide to real estate--the advice and techniques every investor needs to navigate through the ups, downs, and in-betweens of the market.
