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The New Emerging Credit Union World

Author: D. B. A. Wendell V. Fountain

Publisher: AuthorHouse

Published: 2012

Total Pages: 314

ISBN-13: 1468560158

This is the Second Edition of THE CREDIT UNION WORLD: Theory, Process, Practice--Cases & Applicaton. The First Edition was released just prior to the financial melt-down and the skyrocketing debt of the United States. As a result of the political and financial upheaval, both in the U.S. and abroad, it was imperative that a second edition be published at this time. Fanny Mae and Freddie Mac, federal government backed mortgages, have been a disaster in the mortgage and housing market, leaving home owners all over America in foreclosure, underwater, or in serious distress. Since the federal government has become so intrusive into the corporate world by taking over entire industries such as automobile factories and meddling directly into the banking industry and Wallstreet in general, these issues do effect the credit union world.

Emerging Domestic Markets - How Financial Entrepreneurs Reach Underserved Communities in the United States

Author: Gregory Fairchild

Publisher: Columbia Business School Publishing

Published: 2021-01-05

Total Pages: 336

ISBN-13: 9780231173223

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Gregory Fairchild introduces readers to the rising set of entrepreneurs whose efforts to reach marginalized groups are reshaping the emerging markets of the United States. He explores how minority-owned and community-development institutions are achieving innovations in financial services to further economic development and reduce inequality.

The New Emerging Credit Union World

Author: Wendell V. Fountain D. B. a.

Publisher: AuthorHouse

Published: 2012

Total Pages: 317

ISBN-13: 1468560166

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This is the Second Edition of THE CREDIT UNION WORLD: Theory, Process, Practice--Cases & Applicaton. The First Edition was released just prior to the financial melt-down and the skyrocketing debt of the United States. As a result of the political and financial upheaval, both in the U.S. and abroad, it was imperative that a second edition be published at this time. Fanny Mae and Freddie Mac, federal government backed mortgages, have been a disaster in the mortgage and housing market, leaving home owners all over America in foreclosure, underwater, or in serious distress. Since the federal government has become so intrusive into the corporate world by taking over entire industries such as automobile factories and meddling directly into the banking industry and Wallstreet in general, these issues do effect the credit union world.

Willobee’S World

Author: Wendell Vanderbilt Fountain

Publisher: AuthorHouse

Published: 2016-11-22

Total Pages: 260

ISBN-13: 1524651265

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Trenton Trent Willobee, a semi-truck driver and resident of Oatman, Arizona, who originally hailed from Macon, Georgia, is recruited by federal agents to assist them with the interdiction of drug cartels, gun runners, human smugglers, and Syrian Islamic terrorists who are pouring over the U.S. border at Tijuana, Mexico. As a former Special Forces Soldier (SFS) and trucker, he is uniquely qualified to collect on the ground intelligence for federal agencies, because one of his trucking routes often takes him to Tijuana. As time passed, his involvement grew well beyond the original scope of his expected involvement. He found himself faced with numerous treacherous and dangerous situations from Tijuana to Chihuahua City, Mexico. Interwoven into the action, adventure, and suspense is an account of the 2016 Presidential Election. With all the danger going on in his life, Trent still finds time for a romantic relationship with, Haylee Harper, a waitress at the Olive Hotel Restaurant and Bar in Oatman. He says he doesnt look for trouble, but doesnt run from it, whether at home or on the road. Since he is a big man, 6'4" and 230 pounds, it would seem that he would be intimidating, but rather, he was often underestimated partially because of his unique southern-western drawl, which often confounded those with whom he had contact.

The Global Findex Database 2017

Author: Asli Demirguc-Kunt

Publisher: World Bank Publications

Published: 2018-04-19

Total Pages: 228

ISBN-13: 1464812683

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In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Ups and Downs

Author: Wendell V. Fountain

Publisher: AuthorHouse

Published: 2015-03-09

Total Pages: 229

ISBN-13: 1496969375

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Depending on the time, place, and situation, you might be on an express or a freight elevator. One minute you have an unfettered view for miles around, experiencing a natural high like Slim Pickens riding the rocket bomb in Dr. Strangelove (1964) and the next you might find yourself rummaging around in the dark basement. Unlike a rollercoaster, the ups and downs of life are NOT predictable. One minute youre sailing into the stratosphere and the next youre in an underground tunnel without light on either end--thats life on Earth! I have always been under the impression that the people of South Korea like Americans, until I spent some time there. It didnt take me long to discover that, at least some college students, had no use for us at all! Though I have been known to like a cocktail or two, I do not like a rain of Molotov cocktails! For that matter, when it comes to food, I am not fond of raw squid or Kimchi. I prefer the white pizza in Rome where I can dine on a red and white checkered tablecloth at a sidewalk cafe with the woman of my dreams.

The Dark Side of Carmel

Author: Wendell Vanderbilt Fountain

Publisher: AuthorHouse

Published: 2022-01-12

Total Pages: 246

ISBN-13: 1665548932

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Carmel, California is an idyllic setting that is very familiar to visitors and residents of that beautiful state; however, there is an underbelly of this place that is the dark side of the community. This book, from a fictional perspective, addresses matters of unspeakable crimes that have taken root, without the knowledge of the local residents and visitors. The former Chief of Police of Phoenix, Lennie Mason, and his friend, Walter Stolz, the Chief of Police of Carmel have led an initiative to eradicate a drug, sex, and human trafficking ring in their city. Lennie, at the behest of Chief Walt Stolz, agreed to assume the temporary role of Special Investigator and Deputy to the Chief of Police of Carmel. In that role, Lennie Mason experienced many unsuspected incidents of suspense and intrigue. Many of the rich and famous, such as Doris Day and Clint Eastwood, to mention only a couple of stars, lived and/or worked in this beautiful hamlet.

Global Trends 2040

Author: National Intelligence Council

Publisher: Cosimo Reports

Published: 2021-03

Total Pages: 158

ISBN-13: 9781646794973

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"The ongoing COVID-19 pandemic marks the most significant, singular global disruption since World War II, with health, economic, political, and security implications that will ripple for years to come." -Global Trends 2040 (2021) Global Trends 2040-A More Contested World (2021), released by the US National Intelligence Council, is the latest report in its series of reports starting in 1997 about megatrends and the world's future. This report, strongly influenced by the COVID-19 pandemic, paints a bleak picture of the future and describes a contested, fragmented and turbulent world. It specifically discusses the four main trends that will shape tomorrow's world: - Demographics-by 2040, 1.4 billion people will be added mostly in Africa and South Asia. - Economics-increased government debt and concentrated economic power will escalate problems for the poor and middleclass. - Climate-a hotter world will increase water, food, and health insecurity. - Technology-the emergence of new technologies could both solve and cause problems for human life. Students of trends, policymakers, entrepreneurs, academics, journalists and anyone eager for a glimpse into the next decades, will find this report, with colored graphs, essential reading.