The Myth of Home-ownership
Author: Jim Kemeny
Publisher: Routledge
Published: 1981-01-01
Total Pages: 179
ISBN-13: 9780710006349
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Why Can't You Afford a Home?
Author: Josh Ryan-Collins
Publisher: John Wiley & Sons
Published: 2018-11-26
Total Pages: 140
ISBN-13: 1509523294
DOWNLOAD EBOOKThroughout the Western world, a whole generation is being priced out of the housing market. For millions of people, particularly millennials, the basic goal of acquiring decent, affordable accommodation is a distant dream. Leading economist Josh Ryan-Collins argues that to understand this crisis, we must examine a crucial paradox at the heart of modern capitalism. The interaction of private home ownership and a lightly regulated commercial banking system leads to a feedback cycle. Unlimited credit and money flows into an inherently finite supply of property, which causes rising house prices, declining home ownership, rising inequality and debt, stagnant growth and financial instability. Radical reforms are needed to break the cycle. This engaging and topical book will be essential reading for anyone who wants to understand why they can’t find an affordable home, and what we can do about it.
Homeownership and America's Financial Underclass
Author: Mechele Dickerson
Publisher: Cambridge University Press
Published: 2014-06-30
Total Pages: 289
ISBN-13: 1107038685
DOWNLOAD EBOOKWhy does America have a love affair with homeownership? For many, buying a home is no longer in their best interest and may harm their children's educational opportunities. This book argues that US leaders need to re-evaluate housing policies and develop new ones that ensure that all Americans have access to affordable housing, whether rented or owned. After describing common myths, the book shows why the circumstances now faced by America's financial underclass make it impossible for them to benefit from homeownership because they cannot afford to buy homes. It then exposes the risks of 'home buying while brown or black,' discussing US policies that made it easier for whites to buy homes, but harder and more costly for blacks and Latinos to do so. The book argues that remaining racial discrimination and certain demographic features continue to make it harder for blacks and Latinos to receive homeownership's promised benefits.
Homes Fit For Heroes
Author: Mark Swenarton
Publisher: Routledge
Published: 2018-11-09
Total Pages: 318
ISBN-13: 0429762674
DOWNLOAD EBOOKHomes fit for Heroes looks at the pledge made 100 years ago by the Lloyd George government to build half a million ‘homes fit for heroes’ – the pledge which made council housing a major part of the housing system in the UK. Originally published in 1981, the book is the only full-scale study of the provision and design of state housing in the period following the 1918 Armistice and remains the standard work on the subject. It looks at the municipal garden suburbs of the 1920s, which were completely different from traditional working-class housing, inside and out. Instead of being packed onto the ground in long terraces, the houses were set in spacious gardens surrounded by trees and open spaces and often they contained luxuries, like upstairs bathrooms, unheard-of in the working-class houses of the past. The book shows that, in the turbulent period following the First World War, the British government launched the housing campaign as a way of persuading the troops and the people that their aspirations would be met under the existing system, without any need for revolution. The design of the houses, based on the famous Tudor Walters Report of 1918, was a central element in this strategy: the large and comfortable houses provided by the state were intended as visible evidence of the arrival of a ‘new era for the working classes of this country’.
The Myth of Property
Author: John Christman
Publisher: Oxford University Press
Published: 1994-07-14
Total Pages: 232
ISBN-13: 0195358880
DOWNLOAD EBOOKThe Myth of Property is the first book-length study to focus directly on the variable and complex structure of ownership. It critically analyzes what it means to own something, and it takes familiar debates about distributive justice and recasts them into discussions of the structure of ownership. The traditional notion of private property assumed by both defenders and opponents of that system is criticized and exposed as a "myth." The book then puts forward a new theory of what it means to own something, one that will be important for any theory of distributive justice. This new approach more adequately reveals the disparate social and individual values that property ownership serves to promote. The study has importance for understanding the reform of capitalist and welfare state systems, as well as the institution of market economies in former socialist states, for the view developed here makes the traditional dichotomy between private ownership capitalism and public ownership socialism obsolete. This new approach to ownership also places egalitarian principles of distributive justice in a new light and challenges critics to clarify aspects of property ownership worth protecting against calls for greater equality. The book closes by showing how defenders of egalitarianism can make use of some of the ideas and values that traditionally made private property appear to be such a pervasive human institution.
The Ideology of Home Ownership
Author: R. Ronald
Publisher: Springer
Published: 2008-05-28
Total Pages: 293
ISBN-13: 0230582281
DOWNLOAD EBOOKDemand for owner-occupied housing has expanded dramatically across modern-industrialized societies in recent years leading to volatile increases in residential property values. This book explores the rise of modern home-ownership as a cultural, socio-political and ideological phenomenon.
In Defense of Housing
Author: Peter Marcuse
Publisher: Verso Books
Published: 2024-08-27
Total Pages: 257
ISBN-13: 1804294942
DOWNLOAD EBOOKIn every major city in the world there is a housing crisis. How did this happen and what can we do about it? Everyone needs and deserves housing. But today our homes are being transformed into commodities, making the inequalities of the city ever more acute. Profit has become more important than social need. The poor are forced to pay more for worse housing. Communities are faced with the violence of displacement and gentrification. And the benefits of decent housing are only available for those who can afford it. In Defense of Housing is the definitive statement on this crisis from leading urban planner Peter Marcuse and sociologist David Madden. They look at the causes and consequences of the housing problem and detail the need for progressive alternatives. The housing crisis cannot be solved by minor policy shifts, they argue. Rather, the housing crisis has deep political and economic roots—and therefore requires a radical response.
Home Ownership. Getting In, Getting From, Getting Out. Part II
Author: J. Doling
Publisher: IOS Press
Published: 2006-06-29
Total Pages: 279
ISBN-13: 1607501864
DOWNLOAD EBOOKHome ownership sectors in most European countries have grown in size. Whatever assets European households have acquired in recent decades, real estate appears to form a significant element in wealth portfolios. Frequently, national governments have been active in promoting the shift in tenure balance. The general question pursued in this book is about the gains and losses accruing to individual households by virtue of their position as home owners. The focus, here, is on financial gains and losses. It also concerns the losses, in the form of repayment risk, related to difficulties that some households may experience in meeting housing loan repayment schedules. The immediate background to this volume is the Conference Housing in Europe: New Challenges and Innovations in Tomorrow's Cities, held in Reykjavik, Iceland. Hosted by the Urban Studies Institute of the University of Iceland and Centre for Housing and Property Research, Bifröst School of Business, it was held under the auspices of the European Network of Housing Researchers.
The Myth of Ownership
Author: Liam B. Murphy
Publisher:
Published: 2002
Total Pages: 239
ISBN-13: 0195176561
DOWNLOAD EBOOKIn a capitalist economy, taxes are more than a method of payment for government and public services. They are the most significant instrument by which the political system puts into practice a conception of economic justice. Yet there has been little effort to bring together important recent philosophical work on justice with vigorous debates about tax policy going on in national politics and public policy circles, in economics and law. The Myth of Ownership bridges this gap, offering the first book to explore tax policy from the standpoint of contemporary moral and political philosophy. Book jacket.
Rethinking the Economics of Land and Housing
Author: Josh Ryan-Collins
Publisher: Zed Books Ltd.
Published: 2017-02-28
Total Pages: 306
ISBN-13: 1786991217
DOWNLOAD EBOOKWhy are house prices in many advanced economies rising faster than incomes? Why isn’t land and location taught or seen as important in modern economics? What is the relationship between the financial system and land? In this accessible but provocative guide to the economics of land and housing, the authors reveal how many of the key challenges facing modern economies - including housing crises, financial instability and growing inequalities - are intimately tied to the land economy. Looking at the ways in which discussions of land have been routinely excluded from both housing policy and economic theory, the authors show that in order to tackle these increasingly pressing issues a major rethink by both politicians and economists is required.
