How to Pay Off Your Mortgage in 5 Years
How to Pay Off Your Mortgage in 5 Years

Author: Clayton Morris

Publisher: Createspace Independent Publishing Platform

Published: 2017-07-08

Total Pages: 36

ISBN-13: 9781548729684

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What would your life be like if you had no mortgage? How free would you be to live a different life? In this book Clayton and Natali Morris help you beat the system by paying down your home loan and saving hundreds of thousands of dollars in interest payments along the way. This step-by-step system only works with understanding and a disciplined plan. Clayton and Natali give you just that by breaking it all down for you in this book. They arm you with the knowledge and inspiration to free yourself from the dead weight of your mortgage so that you can enjoy your monthly income however the heck you want to! Clayton and Natali Morris met while working as TV news broadcasters. Clayton has been a news anchor for over 15 years and Natali has worked for CBS and NBC for most of her career. In 2010 they started a family and got serious about building legacy wealth for their three children, Miles, Ava, and Eve. They podcast, write, and speak around the world about personal finance and financial empowerment in order to help other families like theirs employ the skills they have learned along the way to attain true financial freedom.

The End
The End

Author: Mark Hitchcock

Publisher: Tyndale House Publishers, Inc.

Published: 2012-07-06

Total Pages: 522

ISBN-13: 1414374216

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The end times have seen a great amount of interest within the last two decades, but there hasn’t been a comprehensive overview of biblical prophecy and eschatology for more than five decades. Mark Hitchcock’s book is that comprehensive resource for the twenty-first century The End will do for eschatology what Randy Alcorn’s Heaven did for people’s understanding of heaven. It will provide a solid biblical foundation for Christians to explore the essential truths around this topic—the end of the world.

The Color of Money
The Color of Money

Author: Mehrsa Baradaran

Publisher: Harvard University Press

Published: 2017-09-14

Total Pages: 382

ISBN-13: 0674970950

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“Read this book. It explains so much about the moment...Beautiful, heartbreaking work.” —Ta-Nehisi Coates “A deep accounting of how America got to a point where a median white family has 13 times more wealth than the median black family.” —The Atlantic “Extraordinary...Baradaran focuses on a part of the American story that’s often ignored: the way African Americans were locked out of the financial engines that create wealth in America.” —Ezra Klein When the Emancipation Proclamation was signed in 1863, the black community owned less than 1 percent of the total wealth in America. More than 150 years later, that number has barely budged. The Color of Money seeks to explain the stubborn persistence of this racial wealth gap by focusing on the generators of wealth in the black community: black banks. With the civil rights movement in full swing, President Nixon promoted “black capitalism,” a plan to support black banks and minority-owned businesses. But the catch-22 of black banking is that the very institutions needed to help communities escape the deep poverty caused by discrimination and segregation inevitably became victims of that same poverty. In this timely and eye-opening account, Baradaran challenges the long-standing belief that black communities could ever really hope to accumulate wealth in a segregated economy. “Black capitalism has not improved the economic lives of black people, and Baradaran deftly explains the reasons why.” —Los Angeles Review of Books “A must read for anyone interested in closing America’s racial wealth gap.” —Black Perspectives

Our Lot
Our Lot

Author: Alyssa Katz

Publisher: Bloomsbury Publishing USA

Published: 2009-07-01

Total Pages: 288

ISBN-13: 1608191400

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Our Lot tells how an entire nation got swept up in real estate mania, and it casts the business story--the collapse of the subprime empire and the global impact it had on the economy--as part of a project of social engineering beginning in the 1930s by the U.S. government to make homeownership available to those who had never been able to attain it before. Based on original reporting, Our Lot does not dwell on the foibles of executives. It looks at the boom as experienced by ordinary Americans, and examines how our own economic anxieties and realities helped fuel the real estate bubble. Conveyed in accessible language and through narrative reporting, the book looks to help homeowners and would-be homeowners understand what really happened, how it has affected our homes and communities, and how we can move on into a future we'll want to live in.

Guaranteed to Fail
Guaranteed to Fail

Author: Viral V. Acharya

Publisher: Princeton University Press

Published: 2011-03-14

Total Pages: 233

ISBN-13: 1400838096

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Why America's public-private mortgage giants threaten the world economy—and what to do about it The financial collapse of Fannie Mae and Freddie Mac in 2008 led to one of the most sweeping government interventions in private financial markets in history. The bailout has already cost American taxpayers close to $150 billion, and substantially more will be needed. The U.S. economy--and by extension, the global financial system--has a lot riding on Fannie and Freddie. They cannot fail, yet that is precisely what these mortgage giants are guaranteed to do. How can we limit the damage to our economy, and avoid making the same mistakes in the future? Guaranteed to Fail explains how poorly designed government guarantees for Fannie Mae and Freddie Mac led to the debacle of mortgage finance in the United States, weighs different reform proposals, and provides sensible, practical recommendations. Despite repeated calls for tougher action, Washington has expanded the scope of its guarantees to Fannie and Freddie, fueling more and more housing and mortgages all across the economy--and putting all of us at risk. This book unravels the dizzyingly immense, highly interconnected businesses of Fannie and Freddie. It proposes a unique model of reform that emphasizes public-private partnership, one that can serve as a blueprint for better organizing and managing government-sponsored enterprises like Fannie Mae and Freddie Mac. In doing so, Guaranteed to Fail strikes a cautionary note about excessive government intervention in markets.

The Beasts Boxed Set
The Beasts Boxed Set

Author: Grace Goodwin

Publisher: KSA Publishing Consultants

Published:

Total Pages: 489

ISBN-13:

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The Beasts Boxed Set – Books 1-3 Bachelor Beast – Book 1 Warlord Wulf thought nothing could be worse than being tortured and contaminated by the Hive. That was before he’s ordered to transport to Earth and represent The Colony in an unfamiliar horror… a human reality show. The Bachelor Beast is the hottest new program on Earth, but being set up with two dozen clingy females is not his idea of a good time. When his Beast refuses to show the slightest interest in any of the show’s potential mates, he knows he must choose one or die due to his raging mating fever. His Beast prefers execution to claiming anyone but his true mate. Wulf is resigned to his fate, a one-way trip to Atlan, a prison cell and execution. It is the only honorable thing left to do. Until one glance, one sweet, feminine scent lingering in the air and his beast rages for a female who is not supposed to be his. But try telling that to his Beast when his entire body transforms on live television and one simple word thunders from his lips...MINE. Maid for the Beast – Book 2 An Atlan Warlord in Mating Fever with two choices: Be the latest bachelor beast on an Earth reality television show to find his perfect mate or face certain death in an Atlan prison. Braun's not sure which is worse... until a female enters his hotel suite with towels and cleaning supplies. She isn't part of the television show. She isn't available. She isn't interested in mating with an alien. She isn't his. Try telling that to his beast, because one look at the maid and Braun knows he will do anything... anything, to claim her. Beauty and the Beast – Book 3 I am a Warlord. A beast. An assassin for the Intelligence Core. Even so, I've been sent to Earth for a simple mission: Find a mate. I hold no hope. Who would want me? I'm scarred... inside and out. But one look at the human beauty and there is no question, she’s mine. When she is taken from me, I will use all my training to save her from my enemies. Nothing on Earth—or any planet in the universe—will keep me from her. She. Is. Mine.

The Fateful History of Fannie Mae
The Fateful History of Fannie Mae

Author: James R. Hagerty

Publisher: Arcadia Publishing

Published: 2012-09-04

Total Pages: 241

ISBN-13: 1614236992

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“A lucid and meticulously reported book by one of the Wall Street Journal’s ace reporters” (George Anders, Forbes contributor and author of The Rare Find). In 1938, the administration of Franklin Delano Roosevelt created a small agency called Fannie Mae. Intended to make home loans more accessible, the agency was born of the Great Depression and a government desperate to revive housing construction. It was a minor detail of the New Deal, barely recorded by the newspapers of the day. Over the next seventy years, Fannie Mae evolved into one of the largest financial companies in the world, owned by private shareholders but with its nearly $1 trillion of debt effectively guaranteed by the government. Almost from the beginning, critics repeatedly warned that Fannie was an accident waiting to happen. Then, in 2008, the housing market collapsed. Amid a wave of foreclosures, the company’s capital began to run out, and the US Treasury seized control. From the New Deal to President Obama’s administration, James R. Hagerty explains this fascinating but little-understood saga. Based on the author’s reporting for the Wall Street Journal, personal research, and interviews with executives, regulators, and congressional leaders, The Fateful History of Fannie Mae, he explains the politics, economics, and human frailties behind seven decades of missed opportunities to prevent a financial disaster.

The Seven Sins of Wall Street
The Seven Sins of Wall Street

Author: Bob Ivry

Publisher: Public Affairs

Published: 2014-03-11

Total Pages: 306

ISBN-13: 1610393651

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We all know that the financial crisis of 2008 came dangerously close to pushing the United States and the world into a depression rivaling that of the 1930s. But what is astonishing—and should make us not just afraid but very afraid—are the shenanigans of the biggest banks since the crisis. Bob Ivry passionately, eloquently, and convincingly details the operatic ineptitude of America's best-compensated executives and the ways the government kowtows to what it mistakenly imagines is their competence and success. Ivry shows that the only thing that has changed since the meltdown is how too-big-to-fail banks and their fellow travelers in Washington have nudged us ever closer to an even bigger economic calamity. Informed by deep reporting from New York, Washington, and the heartland, The Seven Sins of Wall Street, like no other book, shows how we’re all affected by the financial industry’s inhumanity. The transgressions of “Wall Street titans” and “masters of the universe” are paid for by real people. In fierce, plain English, Ivry indicts a financial industry that continues to work for the few at the expense of the rest of us. Problems that financiers deemed too complicated to be understood by ordinary folks are shown by Ivry to be financial legerdemain—a smokescreen of complexity and jargon that hide the bankers’ nefarious activities. The Seven Sins of Wall Street is irreverent and timely, an infuriating black comedy. The Great Depression of the 1930s moved the American political system to real reform that kept the finance industry in check. With millions so deeply affected since the crisis of 2008, you’ll finish this book asking yourself how it is that so many of the nation’s leading financial institutions remain such exasperating problem children.

Agents of the Apocalypse
Agents of the Apocalypse

Author: David Jeremiah

Publisher: Tyndale House Publishers, Inc.

Published: 2014

Total Pages: 305

ISBN-13: 1414380496

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Looks at the major players of the book of Revelation and their place in the end times, as well as how they apply to the forces at play in the world today.