MicroFinTech
MicroFinTech

Author: Roberto Moro-Visconti

Publisher: Springer Nature

Published: 2021-09-06

Total Pages: 281

ISBN-13: 3030803945

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Microfinance is a renowned albeit controversial solution for giving financial access to the unbanked, even if micro-transactions increase costs, limiting outreach potential. The economic and financial sustainability of Microfinance Institutions (MFIs) is a prerequisite for widening a potentially unlimited client base. Automation decreases costs, expanding the outreach potential, and improving transparency and efficiency. Technological solutions range from branchless mobile banking to geo-localization of customers, digital/social networking for group lending, blockchain validation, big data, and artificial intelligence, up to “MicroFinTech” - FinTech applications adapted to microfinance. Of interest to both scholars, students, and professors of financial technology and microfinance, this book examines these trendy solutions comprehensively, going beyond the existing literature and showing potential applications to the traditional sustainability versus outreach trade-off.

MicroFinTech
MicroFinTech

Author: Roberto Moro-Visconti

Publisher: Springer Nature

Published: 2021-09-06

Total Pages: 281

ISBN-13: 3030803945

DOWNLOAD EBOOK

Microfinance is a renowned albeit controversial solution for giving financial access to the unbanked, even if micro-transactions increase costs, limiting outreach potential. The economic and financial sustainability of Microfinance Institutions (MFIs) is a prerequisite for widening a potentially unlimited client base. Automation decreases costs, expanding the outreach potential, and improving transparency and efficiency. Technological solutions range from branchless mobile banking to geo-localization of customers, digital/social networking for group lending, blockchain validation, big data, and artificial intelligence, up to “MicroFinTech” - FinTech applications adapted to microfinance. Of interest to both scholars, students, and professors of financial technology and microfinance, this book examines these trendy solutions comprehensively, going beyond the existing literature and showing potential applications to the traditional sustainability versus outreach trade-off.

From Microfinance to Business Planning: Escaping Poverty Traps
From Microfinance to Business Planning: Escaping Poverty Traps

Author: Roberto Moro Visconti

Publisher: ibidem-Verlag / ibidem Press

Published: 2014-06-01

Total Pages: 645

ISBN-13: 3838265629

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This ground-breaking book shows how innovative microfinance solutions can help billions to avoid ‚poverty traps‘ and escape atavistic misery. While the success of microfinance has globally exceeded even the wildest expectations, there are still many obstacles – above all the lack of proper business planning on the side of the borrowers. Here Moro Visconti‘s important book comes to aid, offering bottom-up development strategies for micro-credit-driven startups and beyond. His forceful analysis of poverty traps and the practical guidelines given (including business plan templates as Excel sheets) are designed to help practitioners and analysts alike in understanding and reaching the true potential of microfinance.

Innovation for Sustainability
Innovation for Sustainability

Author: Nancy Bocken

Publisher: Springer

Published: 2019-02-22

Total Pages: 468

ISBN-13: 3319973851

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The aim of this edited book is to provide a comprehensive overview of the opportunities and challenges related to innovation for sustainability. Combining work from both emerging and established scholars in different academic fields, this book provides an integrated understanding of the topic from four perspectives. First, the big picture: frameworks, types, and drivers; second, strategy and leadership; third, measurement and assessment and fourth, tools, methods and technologies. Chapter 11 of this book is available open access under a CC BY 4.0 license at link.springer.com. The editors donate their remuneration for this book to conservation organisation the WWF.

Microfinance for Entrepreneurial Development
Microfinance for Entrepreneurial Development

Author: Douglas Cumming

Publisher: Springer

Published: 2017-09-28

Total Pages: 235

ISBN-13: 3319621114

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This edited collection presents recent developments, practical innovations, and policy reforms in the realm of microfinance in emerging markets. Microfinance has been hotly debated by ever-colliding camps of ardent supporters, who believe that microfinance addresses credit market failures and provides a durable answer to the problem of the poverty, and staunch critics, who argue that lending by microfinance institutions is wasteful, and the interest rates are too high. To bring further insight into this important debate, this book presents comprehensive historical, political, and economic perspectives on the latest issues in microfinance. An impressive array of scholars and practitioners build a framework for thinking about regulation to drive sustainable, inclusive development. With case studies of programs in India, Ghana, and Bangladesh, and examinations of the effects of gender and religion on financial decision-making, this comprehensive collection offers something valuable to scholars, policymakers, and practitioners—anyone with a vested interest in promoting innovation in microfinance.

Digital Service Delivery in Africa
Digital Service Delivery in Africa

Author: Ogechi Adeola

Publisher: Springer Nature

Published: 2022-02-07

Total Pages: 355

ISBN-13: 3030839095

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The dynamics of the world’s pervasive digital technologies is transforming organisations and enabling enterprises to create sustainable competitive advantage. This presents huge economic opportunities for Africa. This book responds to the need for African enterprises and organisations—particularly those in the service sector—to fully exploit the inherent potential in digital platforms by putting in place processes to respond effectively to changing consumer demands. Digital service delivery is conceptualised as a key driver of effective management and service delivery across the value chain of businesses. The authors offer insights into the opportunities, drivers, structures, and models of digital service delivery specific to the African context, using case studies and country-based themes that highlight how the adoption of digital platforms and practices can transform service delivery for value-creation. The book examines the scope and applications of digital businesses, emphasising the emergence, value-creation, and strategic implications for Africa’s private and public enterprises. Students, entrepreneurs, IT innovators, academics, and policymakers will gain a greater understanding of how digitalisation is shaping consumer expectations, industry practices, and service delivery in Africa.

Microfinance and Its Impact on Entrepreneurial Development, Sustainability, and Inclusive Growth
Microfinance and Its Impact on Entrepreneurial Development, Sustainability, and Inclusive Growth

Author: Das, Ramesh Chandra

Publisher: IGI Global

Published: 2018-06-15

Total Pages: 412

ISBN-13: 1522552146

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Microfinance is a broad variety of services, such as microcredit, for entrepreneurs and small businesses lacking access to banking and other financial services. As many smaller businesses and entrepreneurs may not be able to secure credit services, many microfinance promoters believe that it encourages entrepreneurial activities and inclusive growth. Microfinance and Its Impact on Entrepreneurial Development, Sustainability, and Inclusive Growth is an essential resource that empirically explores the role of microfinance in entrepreneurship development and the operational sustainability of microfinance institutions. It also highlights the impact of microfinance on entrepreneurship development in different countries and regions. Featuring coverage on a broad range of topics such as risk management, women entrepreneurship, and strategic management, this book provides essential research for entrepreneurs, business managers, policy makers, researchers in the field of finance, and business professionals seeking relevant research on microfinance systems.

Financial and Technological Innovation for Sustainability
Financial and Technological Innovation for Sustainability

Author: Artie Ng

Publisher: Taylor & Francis

Published: 2023-11-03

Total Pages: 214

ISBN-13: 1000992489

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The COVID-19 crisis has proven that sustainability of an institution or organization requires a constant review of one’s strategic positioning and the execution of pertinent plans in response to evolving externalities. Resilient organizations continue to revive themselves through effective R&D and the renewal of their range of products and services. Financial and Technological Innovation for Sustainability: Environmental, Social and Governance Performance examines approaches to sustainability under the ongoing development of energy sustainability and the green finance initiatives. It unveils global heterogeneous efforts in achieving Environmental Social Governance (ESG) performance in light of climate change, global sustainability and concerns over corporate “greenwashing”. The book assembles a wealth of case studies from a variety of contemporary organizations that actively pursue sustainable development while seeking their next economic growth. These global cases demonstrate the salience of governance that institutes continuous advancements to enable the timely revitalization of corporate strategies, technological innovation and deployment of financial resources for sustainability transformation regardless of their stages of lifecycle. They reveal distinct approaches to financial and technological innovation in Africa, Asia, Europe and North America in pursuing the shared UN Sustainable Development Goals. The intertwined public-private partnership and implications of geopolitics under an evolving global financial system for sustainability transformation are articulated. This book will appeal to academics as well as business and finance professionals, who are keen to understand the interrelationship between financial and technological innovation, and to those who want to comprehend the underlying global challenges and opportunities of adopting emerging technologies to reinvent a business model that forges measurable and impactful ESG performances.

Organizational Innovation and IT Governance in Emerging Economies
Organizational Innovation and IT Governance in Emerging Economies

Author: Zhao, Jingyuan

Publisher: IGI Global

Published: 2014-11-30

Total Pages: 360

ISBN-13: 1466673338

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As technology grows as the largest source of modern economic growth, the emergence of new models is currently challenging the standard western model of organizational management. Companies from all over the world have succeeded in creating emerging economies with these new models and are now competing with established multinational corporations. Organizational Innovation and IT Governance in Emerging Economies develops a methodological framework that supports new approaches of technological innovation by companies. This reference book provides contributions from experts in emerging economies, highlighting specific case studies of home grown companies from these emerging markets, offering lessons on how traditional multinationals can compete with these new companies for policymakers, government officers, academics, researchers, students, and practitioners.