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Author: R. Mersland
Publisher: Springer
Published: 2015-12-11
Total Pages: 329
ISBN-13: 113739966X
DOWNLOAD EBOOKResearch on MFI performance is still in its infancy. MFIs are hybrid organizations with dual objectives. Performance studies in microfinance are therefore less straightforward compared to performance studies in traditional banking research. This book contains new MFI performance research by top scholars from across the globe.
Author: Hege Gulli
Publisher: IDB
Published: 1998
Total Pages: 134
ISBN-13: 9781886938458
DOWNLOAD EBOOKAuthor: Joanna Ledgerwood
Publisher: World Bank Publications
Published: 1998-12-01
Total Pages: 304
ISBN-13: 0821384317
DOWNLOAD EBOOKThe purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.
Author: Das, Ramesh Chandra
Publisher: IGI Global
Published: 2018-06-15
Total Pages: 412
ISBN-13: 1522552146
DOWNLOAD EBOOKMicrofinance is a broad variety of services, such as microcredit, for entrepreneurs and small businesses lacking access to banking and other financial services. As many smaller businesses and entrepreneurs may not be able to secure credit services, many microfinance promoters believe that it encourages entrepreneurial activities and inclusive growth. Microfinance and Its Impact on Entrepreneurial Development, Sustainability, and Inclusive Growth is an essential resource that empirically explores the role of microfinance in entrepreneurship development and the operational sustainability of microfinance institutions. It also highlights the impact of microfinance on entrepreneurship development in different countries and regions. Featuring coverage on a broad range of topics such as risk management, women entrepreneurship, and strategic management, this book provides essential research for entrepreneurs, business managers, policy makers, researchers in the field of finance, and business professionals seeking relevant research on microfinance systems.
Author: S. Nazim Ali
Publisher: Edward Elgar Publishing
Published: 2016-07-27
Total Pages: 374
ISBN-13: 1785363360
DOWNLOAD EBOOKIslamic finance distinguishes itself from conventional finance with its strong emphasis on the moral consequences of financial transactions; prohibiting interest, excessive uncertainty, and finance of harmful business. When it comes to risk mitigation, it is unique in its risk sharing approach.
Author: Manfred Zeller
Publisher: Intl Food Policy Res Inst
Published: 2002-01-01
Total Pages: 426
ISBN-13: 080187226X
DOWNLOAD EBOOKSince the 1980s when the microfinance revolution began, much has been accomplished, but the field became more refined in the 1990s as a result of shifts in paradigms, strategies, and development practices. This volume addresses the three policy objectives that now occupy those who wish to use credit as a development tool: financial sustainability of microfinance institutions, outreach to the poor, and welfare impact. Inevitable tradeoffs exist among these objectives, and the book advances an analytical framework that assists students of and experts in microfinance to identify the tradeoffs and synergies at the institutional level and in the policy environment. The book features a wealth of empirical data and innovative analytical studies, and critically discusses the role of public support for microfinance institutions (MFIs) in light of the social costs and benefits generated by such financial systems. The book is organized into five parts. The first discusses the demand for and access to financial services by the poor, emphasizing that demand-oriented, pro-poor financial services are crucial in reaching the poor. The second is concerned with two of the criteria used to evaluate MFIs—outreach and financial sustainability. The third features innovative econometric studies seeking to evaluate the impact of MFIs at the household level. The fourth looks at the role of both public- and private-sector institutions in developing sustainable financial systems. And the fifth summarizes implications for policy and research. Given the lack of sound, empirical literature on microfinance, this volume is sure to advance knowledge and research methodology in the field.
Author: Md Aslam Mia
Publisher: Springer Nature
Published: 2022-03-07
Total Pages: 180
ISBN-13: 9811902178
DOWNLOAD EBOOKThis book analyses three key aspects of microfinancing, namely social purpose, commercialization and innovations and examines, through a global perspective, how these aspects helped and diverted microfinance institutions towards the attainment of their dual goals over the last twenty years. Since microfinance remains informal in nature for most economies, not all financial innovations are suitable for its needs. Hence, the arguments in the book put forth an important challenge to the advocates of innovations and subsequently highlight why MFIs should be cautious when integrating innovations to ensure its original promise. The book is based on empirical analysis by utilising the latest and global microfinance market data, rather than focusing on a specific region. Thus, the book bridges a gap in knowledge by unravelling detail of the social purpose, commercialization and innovations within the field of microfinance and will be a valuable resource for those exploring the dynamics of innovations in microfinance.
Author: Bak, Ozlem
Publisher: IGI Global
Published: 2011-03-31
Total Pages: 363
ISBN-13: 1609605020
DOWNLOAD EBOOK"This book assesses the impact of e-business technologies on different organizations, which include higher education institutions, multinational automotive corporations, and health providers"--Provided by publisher.
Author: Milford Bateman
Publisher: Kumarian Press
Published: 2011
Total Pages: 289
ISBN-13: 1565494377
DOWNLOAD EBOOKIncorporates global perspective but focuses on southeastern Europe, a key arena for microfinance and microcredit programs --
Author: Robert J. Cull
Publisher: World Bank Publications
Published: 2006
Total Pages: 51
ISBN-13: 0601241630
DOWNLOAD EBOOKMicrofinance contracts have proven able to secure high rates of loan repayment in the face of limited liability and information asymmetries, but high repayment rates have not translated easily into profits for most microbanks. Profitability, though, is at the heart of the promise that microfinance can deliver poverty reduction while not relying on ongoing subsidy. The authors examine why this promise remains unmet for most institutions. Using a data set with unusually high quality financial information on 124 institutions in 49 countries, they explore the patterns of profitability, loan repayment, and cost reduction. The authors find that institutional design and orientation matter substantially. Lenders that do not use group-based methods to overcome incentive problems experience weaker portfolio quality and lower profit rates when interest rates are raised substantially. For these individual-based lenders, one key to achieving profitability is investing more heavily in staff costs-a finding consistent with the economics of information but contrary to the conventional wisdom that profitability is largely a function of minimizing cost.
