The Gender of Debt
The Gender of Debt

Author: Mariano Pavanello

Publisher: Cambridge Scholars Publishing

Published: 2019-03-27

Total Pages: 172

ISBN-13: 1527532135

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This book demonstrates, from a historical and an economic point of view, how the female contribution has been so determinant in the success of our species, and how it is linked to male dominance. Male hunting and female gathering were the two forces of production during 99% of the life of mankind on Earth. Ethnographic evidence shows that female gathering is more productive and less time-consuming than male hunting. Therefore, the prehistoric communities of Homo sapiens could manage their social labor-time in the most productive way, only if women lent their time to men through the supply of basic energy: a debt that men incurred since the dawn of history, but never acknowledged. It is time now to give the gender economic relations the crucial place they deserve in a theory of human cooperation and sociality, without forgetting that it is necessarily a theory of social inequality.

The Indebted Woman
The Indebted Woman

Author: Isabelle Guérin

Publisher: Culture and Economic Life

Published: 2023-09-19

Total Pages: 0

ISBN-13: 9781503636903

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Women, and particularly those who are subaltern, have become essential cogs in the wheel of financialized capitalism. Women bear the largest share of household debt worldwide, and that debt has exploded over the last decade, reaching an all-time high after the COVID-19 pandemic. Things like subprime loans and microcredit policies both have an overrepresentation of women as clients and managers, enfolding them into the system. The Indebted Woman discusses the crucial yet invisible roles subaltern women play in making and consolidating debt and credit markets. Isabelle Guérin, Santosh Kumar and G. Venkatasubramanian spent over two decades observing a credit market that specifically targets women in the Indian countryside of east-central Tamil Nadu. They found that paying off debts frequently involved sex work or sexual transactions, making one's body available for surrogacy, and selling one's daughter or her virginity. Bringing together ethnography, statistical surveys, and financial diaries, they offer for the first time a comprehensive theory for this sexual division of debt, exposing the ways in which capitalism transforms womanhood, and how this transformation in turn fuels capitalism.

Microfinance and Its Discontents
Microfinance and Its Discontents

Author: Lamia Karim

Publisher: U of Minnesota Press

Published: 2011

Total Pages: 292

ISBN-13: 0816670943

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The first feminist critique of the much-lauded microcredit process in Bangladesh.

Mainstreaming Gender in Debt and Development Resource Management
Mainstreaming Gender in Debt and Development Resource Management

Author: Dinesh Dodhia

Publisher: Commonwealth Secretariat

Published: 2005

Total Pages: 184

ISBN-13: 9780850927764

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This handbook highlights the linkages between debt and gender and discusses policies and action taken by international agencies and bilateral donors to promote and integrate gender issues in the provision of development assistance.

In Defense of Public Debt
In Defense of Public Debt

Author: Barry Eichengreen

Publisher: Oxford University Press

Published: 2021-08-11

Total Pages: 321

ISBN-13: 0197577911

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A dive into the origins, management, and uses and misuses of sovereign debt through the ages. Public debts have exploded to levels unprecedented in modern history as governments responded to the Covid-19 pandemic and ensuing economic crisis. Their dramatic rise has prompted apocalyptic warnings about the dangers of heavy debtsabout the drag they will place on economic growth and the burden they represent for future generations. In Defense of Public Debt offers a sharp rejoinder to this view, marshaling the entire history of state-issued public debt to demonstrate its usefulness. Authors Barry Eichengreen, Asmaa El-Ganainy, Rui Esteves, and Kris James Mitchener argue that the ability of governments to issue debt has played a critical role in addressing emergenciesfrom wars and pandemics to economic and financial crises, as well as in funding essential public goods and services such as transportation, education, and healthcare. In these ways, the capacity to issue debt has been integral to state building and state survival. Transactions in public debt securities have also contributed to the development of private financial markets and, through this channel, to modern economic growth. None of this is to deny that debt problems, debt crises, and debt defaults occur. But these dramatic events, which attract much attention, are not the entire story. In Defense of Public Debt redresses the balance. The authors develop their arguments historically, recounting two millennia of public debt experience. They deploy a comprehensive database to identify the factors behind rising public debts and the circumstances under which high debts are successfully stabilized and brought down. Finally, they bring the story up to date, describing the role of public debt in managing the Covid-19 pandemic and recession, suggesting a way forward once governmentsnow more heavily indebted than beforefinally emerge from the crisis.

The Indebted Woman
The Indebted Woman

Author: Isabelle Guérin

Publisher: Stanford University Press

Published: 2023-09-19

Total Pages: 328

ISBN-13: 1503636917

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Women, and particularly poor women, have become essential cogs in the wheel of financialized capitalism. Globally, women are responsible for managing household debt, and that debt has exploded over the last decade, reaching an all-time high after the COVID-19 pandemic. Across various categories of loans, including subprime lending, microcredit policies, and consumer loans, as well as rent and utilities, women are overrepresented as clients and managers, and are being enfolded into the system. The Indebted Woman discusses the crucial yet invisible roles poor women play in making and consolidating debt and credit markets. Isabelle Guérin, Santosh Kumar, and G. Venkatasubramanian spent over two decades observing a credit market that specifically targets women in the Indian countryside of east-central Tamil Nadu. They found that paying off debts required labor, frequently involved sexual transactions, and shaped women's bodies and subjectivities. Bringing together ethnography, statistical surveys, and financial diaries, they offer for the first time a comprehensive theory for this sexual division of debt that goes far beyond the Indian case, exposing the ways capitalism transforms womanhood and how this transformation in turn fuels capitalism.

The Takeover of Social Policy by Financialization
The Takeover of Social Policy by Financialization

Author: Lena Lavinas

Publisher: Springer

Published: 2017-03-25

Total Pages: 233

ISBN-13: 1137491078

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This book critically addresses the model of social inclusion that prevailed in Brazil under the rule of the Workers Party from the early 2000s until 2015. It examines how the emergence of a mass consumer society proved insufficient, not only to overcome underdevelopment, but also to consolidate the comprehensive social protection system inherited from Brazil’s 1988 Constitution. By juxtaposing different theoretical frameworks, this book scrutinizes how the current finance-dominated capitalism has reshaped the role of social policy, away from rights-based decommodified benefits and towards further commodification. This constitutes the Brazilian paradox: how a center-left government has promoted and boosted financialization through a market incorporation strategy using credit as a lever for expanding financial inclusion. In so doing, it has pushed the subjection of social policy further into the logic of financial markets.

Life in Debt
Life in Debt

Author: Clara Han

Publisher: Univ of California Press

Published: 2012-06-05

Total Pages: 298

ISBN-13: 0520951751

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Chile is widely known as the first experiment in neoliberalism in Latin America, carried out and made possible through state violence. Since the beginning of the transition in 1990, the state has pursued a national project of reconciliation construed as debts owed to the population. The state owed a "social debt" to the poor accrued through inequalities generated by economic liberalization, while society owed a "moral debt" to the victims of human rights violations. Life in Debt invites us into lives and world of a poor urban neighborhood in Santiago. Tracing relations and lives between 1999 and 2010, Clara Han explores how the moral and political subjects imagined and asserted by poverty and mental health policies and reparations for human rights violations are refracted through relational modes and their boundaries. Attending to intimate scenes and neighborhood life, Han reveals the force of relations in the making of selves in a world in which unstable work patterns, illness, and pervasive economic indebtedness are aspects of everyday life. Lucidly written, Life in Debt provides a unique meditation on both the past inhabiting actual life conditions but also on the difficulties of obligation and achievements of responsiveness.

Microfinance, Debt and Over-Indebtedness
Microfinance, Debt and Over-Indebtedness

Author: Isabelle Guérin

Publisher: Routledge

Published: 2013-10-15

Total Pages: 337

ISBN-13: 1135047596

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Although microcredit programmes have long been considered efficient development tools, many forms of debt-induced distress have emerged in their wake. This has brought to light the problem of over-indebtedness, a topic which has been previously underexplored in the literature. This new book, from a group of leading scholars, explores the manifestations, scale, and economic and social implications of household over-indebtedness in areas conventionally considered as financially excluded. The book approaches debt not only as a financial transaction, but also as a form of social bond, and offers a socioeconomic analysis of over-indebtedness. The volume puts forward a broad definition of over-indebtedness, highlighting its situational and semantic complexity and diversity. It provides a close analysis of local conceptions of debt and over-indebtedness, highlighting frameworks of calculation and the constant renegotiation of their boundaries. On top of this, it looks far beyond microcredit to examine all the financial practices that individuals juggle. The volume argues that over-indebtedness has more to do with social inequalities than financial illiteracy, and should therefore be understood in the light of global trends of financialization. It also reveals the ambiguity of "financial inclusion" policies, and in many respects questions the actions of new credit providers. This book will be valuable reading for students, researchers and policy makers interested in microfinance and development issues.