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Author: Suze Orman
Publisher: Penguin
Published: 2005
Total Pages: 412
ISBN-13: 9781573222976
DOWNLOAD EBOOKFrom one of the worlds most trusted experts on personal finance comes a "route planner," identifying easy moves to get young people on the road to financial recovery and within reach of their dreams.
Author: Dan Sheeks
Publisher: Biggerpockets Publishing, LLC
Published: 2021-11-23
Total Pages:
ISBN-13: 9781947200463
DOWNLOAD EBOOKChange the way you look at money before you turn twenty... and become a FI Freak! Most teenagers are only told about one financial path: Work until you're old and then retire. But what if you want to spend your adult life traveling, creating, or bettering the world instead of working all day, every day? Financial independence (FI) is the only way to win the resource you can't rewind: TIME. Time for yourself, time for your family and friends, and time for your dreams. Build the freedom to define your own future by building a strong financial base--which means saving more, spending less, and starting to invest as soon as possible. First to a Million explores the many advantages of FI while explaining the secrets of investing, living frugally, and maintaining an entrepreneurship mindset. Treating your finances differently than the average teenager will put you miles ahead of your peers, and with time (and compound interest) on your side, you can win the game before it even starts! Be different with money. Be bold about your future. Be a FI Freak! Inside the Book, You'll Learn: Why the typical "American Dream" pathway is not for everyone How a FI Freak can take control of their financial future The four mechanisms of early FI (Spoiler: they're ridiculously simple!) How to make more money as a teen with creative jobs and side hustles How to be frugal and live richly with a life full of happiness and flexibility The difference between income and wealth, real and false assets, and good and bad debt Personal finance basics--like tracking income and expenses, building a credit score from the ground up, and calculating your net worth Investing basics--like earning passive income, understanding the power of compound interest, and how index funds and real estate can build your wealth
Author: John J. Vento
Publisher: John Wiley & Sons
Published: 2013-03-07
Total Pages: 273
ISBN-13: 1118526384
DOWNLOAD EBOOKDiscover the ten key issues to achieving your financial goals and how to use them to realize your dream of financial independence From saving to purchase a first car, to putting kids through college to planning for retirement, to preserving your estate for your loved ones, our financial goals change from one stage of life to the next. While those goals and the challenges we face in achieving them may differ, all of them have certain things in common. Saving, budgeting, managing debt, minimizing taxes and living within your means. These are a few of the 10 Key Wealth Management Issues which come into play (to varying degrees) when working toward specific financial goals. But there's one goal for which success relies on all ten keys coming together in perfect harmony: financial independence, also known as "Point X." No matter how you define it—whether it's a retirement income of $25,000 a year, or an estate worth $250 million—your future financial independence requires that you deal effectively with all ten key issues. And now this book shows you how to get it done, along with the guidance of a trusted advisor. Supplies you with a complete roadmap for arriving at "Point X," financial independence with key milestones and important twists and turns clearly defined Identifies the 10 key wealth management issues and offers priceless advice and guidance on negotiating each on your road to financial independence Provides you with both success and failure stories so you can learn from others' real life experiences Provides you with tax planning facts and strategies within the wealth management issues that will show you how to minimize your most significant expense and at the same time maximize your savings on the road to your "Point X"
Author: Grant Sabatier
Publisher: Penguin
Published: 2020-04-07
Total Pages: 370
ISBN-13: 052553458X
DOWNLOAD EBOOKThe International Bestseller New York Public Library's "Top 10 Think Thrifty Reads of 2023" "This book blew my mind. More importantly, it made financial independence seem achievable. I read Financial Freedom three times, cover-to-cover." —Lifehacker Money is unlimited. Time is not. Become financially independent as fast as possible. In 2010, 24-year old Grant Sabatier woke up to find he had $2.26 in his bank account. Five years later, he had a net worth of over $1.25 million, and CNBC began calling him "the Millennial Millionaire." By age 30, he had reached financial independence. Along the way he uncovered that most of the accepted wisdom about money, work, and retirement is either incorrect, incomplete, or so old-school it's obsolete. Financial Freedom is a step-by-step path to make more money in less time, so you have more time for the things you love. It challenges the accepted narrative of spending decades working a traditional 9 to 5 job, pinching pennies, and finally earning the right to retirement at age 65, and instead offers readers an alternative: forget everything you've ever learned about money so that you can actually live the life you want. Sabatier offers surprising, counter-intuitive advice on topics such as how to: * Create profitable side hustles that you can turn into passive income streams or full-time businesses * Save money without giving up what makes you happy * Negotiate more out of your employer than you thought possible * Travel the world for less * Live for free--or better yet, make money on your living situation * Create a simple, money-making portfolio that only needs minor adjustments * Think creatively--there are so many ways to make money, but we don't see them. But most importantly, Sabatier highlights that, while one's ability to make money is limitless, one's time is not. There's also a limit to how much you can save, but not to how much money you can make. No one should spend precious years working at a job they dislike or worrying about how to make ends meet. Perhaps the biggest surprise: You need less money to "retire" at age 30 than you do at age 65. Financial Freedom is not merely a laundry list of advice to follow to get rich quick--it's a practical roadmap to living life on one's own terms, as soon as possible.
Author: C. Cushman
Publisher: C. Cushman
Published: 2024-08-03
Total Pages: 96
ISBN-13:
DOWNLOAD EBOOKUnlock the path to financial freedom with "The Minimalist Guide to Financial Freedom: Simplify, Save, Succeed." This comprehensive guide is designed for beginners and intermediates alike, offering practical advice, real-life examples, and actionable steps to help you achieve financial independence. Whether you are just starting your financial journey or looking to refine your strategy, this book provides the tools and insights you need to simplify your finances, save effectively, and succeed in your financial goals. Key Features: Mindful Consumption: Learn how to be intentional about what you buy and consume, focusing on what truly matters and reducing unnecessary expenses. Sustainable Living: Discover the benefits of sustainable and eco-friendly choices that not only help the planet but also your wallet. Frugal Living Tips: Get practical tips for living a frugal yet fulfilling life, making the most of your resources without compromising on quality. Health and Wellness: Understand the importance of maintaining a healthy lifestyle for financial freedom, and how good health can reduce long-term expenses. Creating a Budget: Master different budgeting methods, learn how to track expenses, and adjust your budget to stay on track with your financial goals. Debt Reduction Strategies: Explore various debt reduction strategies, including the snowball and avalanche methods, to eliminate debt efficiently and avoid future debt traps. Saving and Investing: Discover the importance of having an emergency fund, different types of investments, and effective investment strategies for long-term wealth building. Increasing Your Income: Learn about side hustles, career advancement tips, passive income ideas, and ways to monetize your hobbies. Financial Planning for the Future: Plan for a secure retirement, understand necessary insurance types and coverage, and grasp the basics of estate planning. Maintaining Financial Freedom: Stay motivated, continuously improve your financial education, regularly review and adjust your financial plans, and share your knowledge with others. Why This Book? "The Minimalist Guide to Financial Freedom" is not just a financial guide; it's a comprehensive roadmap to achieving and maintaining financial independence. The book is filled with: Real-Life Examples: Learn from inspiring success stories of individuals who achieved financial freedom through minimalism. Actionable Steps: Get practical advice and steps that you can implement immediately to start your journey towards financial freedom. Comprehensive Coverage: From budgeting and debt reduction to investing and planning for the future, this book covers all aspects of personal finance. For All Levels: Whether you are a beginner looking to understand the basics or an intermediate seeking to refine your strategies, this book provides valuable insights for everyone. Expert Tips: Benefit from expert advice and proven strategies to simplify your financial life and achieve your goals. Additional Resources: At the end of the book, you'll find a curated list of additional resources and recommendations for further reading, including top websites and best-selling books on financial planning and maintaining financial freedom. These resources will help you continue your financial education and stay motivated on your journey.
Author: Rose C. Wang
Publisher: Apaira Group LLC
Published: 2024-05-05
Total Pages: 59
ISBN-13:
DOWNLOAD EBOOKReady to take control of your finances? "The Young Adult's Guide to Financial Independence" is your friendly companion on this exciting journey. You'll learn how to manage your money like a boss, make your money work for you, build a rock-solid credit score, and protect your wealth. Forget complicated jargon! Rose speaks your language and makes personal finance clear and achievable. Written by an experienced accounting professional, "The Young Adult's Guide to Financial Independence" uses clear language to make financial literacy fun and relatable. Each tip is simplified into digestible bites that can be implemented on your schedule. In this book you will learn the beginning steps of financial adulting: budgeting build wealth establish credit protect it with insurance and many more... Money management is a learned skill set, especially for someone who is not used to dealing with it. This book is the perfect financial starting point for any new graduate or young adult. With this book as your roadmap, you'll gain the power to take charge of your finances and start building a brighter future today.
Author: Parveen Narang (Expert Uncle)
Publisher: Book Bazooka Publication
Published: 2024-08-14
Total Pages: 375
ISBN-13: 8119934911
DOWNLOAD EBOOKStep right up, future millionaires, because this is your ultimate ticket to financial freedom! Forget the dull drivel of traditional money advice books—this guide is your sassy, no-nonsense roadmap to getting rich, one wisecrack at a time. Written by Parveen Narang, aka "Expert Uncle," this book smashes the tired myths you’ve heard about money. From "money can’t buy happiness" to "money is the root of all evil," Narang tackles these clichés head-on with humor, hard facts, and practical advice. This isn’t just about debunking myths—it's about showing you how to use money to your advantage, starting today. What You’ll Learn: 1- The Mysterious World of Financial Myths: Step into the financial jungle where Narang debunks myths like a seasoned explorer. You'll laugh, you'll learn, and you’ll never look at your bank account the same way again. 2- Budget Like a Boss: Welcome to the dojo of dollars, where you’ll become a black belt in budgeting. Forget penny-pinching—this is about wielding your money with precision. 3- Credit Card Commando: Arm yourself with the knowledge to master credit cards. Learn to conquer debt and make credit work for you. 4- Debt Dynamics: Understand the beast that is debt. Narang breaks down the types, the traps, and the tactics to emerge victorious. 5- The Miser’s Manual: Being a miser isn’t about being cheap—it’s about smart spending. Learn to negotiate, leverage discounts, and make thoughtful purchases without sacrificing joy. 6- Mind Over Money: Your brain’s emotional hot-seat loves messing with your money. Discover how to outsmart your amygdala and make financial decisions that lead to wealth. 7- Student Loan Survival Guide: Navigate the treacherous terrain of student loans with a guide that’s part map, part compass, and all genius. 8- First Date with the Stock Market: Dip your toes into the world of stocks without drowning. This chapter is your flirtation with financial growth—hot tips included. 9- The Casino Trap: From Riches to Rags: Learn why casinos are designed to make you lose and how to play smart if you must play at all. 10- Scams - Stone Age to the Smartphone Age: From ancient cons to modern-day digital scams, Narang reveals how to spot, avoid, and laugh at scammers. 11- Game Over: Insert More Coins to Continue: Discover the secrets to long-term financial success. Spoiler: It's about more than just making money—it's about keeping it and making it work for you. Why You Need This Book? Parveen Narang’s "The Future Millionaire’s Handbook" isn’t just a book—it’s a survival kit for the financial wilderness. With candid stories, punchy humor, and practical steps, this guide will arm you with the knowledge and confidence to take control of your financial destiny. Whether you're just starting out or already on your financial journey, this book will help you flip the script on money. It’s not just about splurging on the latest tech or a weekend getaway—it's about buying choices, freedom, and a peace of mind that only financial security can bring.
Author: Scott Trench
Publisher: Financial Freedom
Published: 2017-04-20
Total Pages: 0
ISBN-13: 9780997584714
DOWNLOAD EBOOKSet yourself up for life as early as possible, and enjoy life on your terms By layering philosophy with practical knowledge, Set for Life gives young professionals the fiscal confidence they need to conquer financial goals early in life. Are you tied to a nine-to-five workweek? Would you like to "retire" from wage-paying work within ten years? Are you in your 20s or 30s and would like to be financially free―the sort of free that ensures you spend the best part of your day and week, and the best years of your life, doing what you want? Building wealth is always possible, even while working full-time, earning a median income, and making up for a negative net worth. Accumulating a lifetime of wealth in a short period of time involves working harder and smarter than the average person, and Scott Trench--investor, entrepreneur, and CEO of BiggerPockets.com--demonstrates how to do just that. Even starting with zero savings, he demonstrates how to work your way to five figures, then to six figures, and finally to the ultimate goal of financial freedom. Wealth isn't just about a nest egg, setting aside money for a "rainy day" or accumulating an emergency fund. True wealth is about building out a Financial Runway―creating enough readily accessible wealth that you can survive without work for a year. Then five years. Then for life. Readers will learn how to: Save more income--50+ percent of it, while still having fun Double or triple your income in three to five years Track your financial progress in order to achieve the greatest results Build frugal and efficient habits to make the most of your lifestyle Secure "real" assets and avoid "false" ones that destroy wealth
Author: Nicole Lapin
Publisher: HarperCollins Leadership
Published: 2022-02-01
Total Pages: 284
ISBN-13: 1400226333
DOWNLOAD EBOOKWall Street Journal BESTSELLER New York Times bestselling author of Rich Bitch and renowned money expert Nicole Lapin makes investing accessible and fun so women can make bank and become Miss Independent. You’ve worked hard for your money and now it’s time for your money to work for you. You will never earn or budget your way into real wealth. Growing your money significantly doesn’t require starting with a lot of money. It requires a little bit of knowledge about taking smart risks and as much time as possible to take advantage of the glorious power of compound interest, which Einstein refers to as the eighth wonder of the world. From automating your savings to easy, no-stress investing strategies, Nicole will teach you how to take your financial knowledge and portfolio to the next level and start you on your journey to your ultimate destination: true financial independence. In Miss Independent, you will learn: The freedom that wealth affords you, whether it’s the ability to leave a crappy job or significant other, go on the vacation of your dreams or otherwise live life on your own terms. The best method for establishing your “number”—the amount of wealth you want to accumulate before you retire—and getting it. The meaning of the most common investing terms, like stocks and bonds, (and some more exotic ones like REITs or cryptocurrency) and how to make them work to your advantage. The ins and outs of big financial decisions and concepts, like taking out a mortgage, owning investment properties, and buying life insurance. Miss Independent takes the fear out of money management and investing once and for all. Using her own vulnerable stories and her signature conversational style, let Nicole show you all the different ways and paths that you can take to become financially free at last.
Author: Andrew O. Smith CFO
Publisher: Bloomsbury Publishing USA
Published: 2016-08-22
Total Pages: 217
ISBN-13: 1440834032
DOWNLOAD EBOOKA modern primer on consumer finance and personal money management intended for readers aged 15 to 30, this guide can also serve as a primary text for high school, college, or adult education courses on personal finance. There is growing awareness that teaching consumers more about finance is an urgent national priority—and that their education should begin early. Combining practical advice with targeted information on virtually every aspect of personal finance and money management, this book is the ideal resource for young people who want to start off their financial lives properly. The guide updates traditional personal finance topics, such as budgeting, credit, debt, savings, and investment, and goes beyond those fundamentals to furnish important life lessons on such concerns as career planning, starting a business, Internet fraud, and avoiding financial scams. It even provides useful background on the tax system, how to avoid bankruptcy, legal issues young adults often face, and the plethora of government benefits they can access. In fact, young readers will come away from this book with basic knowledge of every important area of personal finance. Ideal for teens and young adults, the volume will prove useful to parents who want to educate their children about the wise use of money, preparing them to make independent financial decisions. In addition, this book can be used to meet the standards enacted in every state for developing a curriculum guide for teaching financial literacy to high school students. It can also serve as a primary or supplementary resource in personal finance or consumer economics courses for college students and adults.
