The Effect of Precautionary Saving on Consumption in Sweden
Author: Johan Lyhagen
Publisher:
Published: 1997
Total Pages: 40
ISBN-13:
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Understanding Consumption
Author: Angus Deaton
Publisher: Oxford University Press
Published: 1992
Total Pages: 260
ISBN-13: 9780198288244
DOWNLOAD EBOOKAn overview of the saving and consumption patterns of households
The Economics of the Modernisation of Direct Real Estate and the National Estate - a Singapore Perspective
Author: Kim Hin David HO
Publisher: Partridge Publishing Singapore
Published: 2022-05-11
Total Pages: 265
ISBN-13: 154376973X
DOWNLOAD EBOOKThe Economics of The Modernisation of Direct Real Estate and The National Estate - A Singapore Perspective Chapter 1 takes a close look the vector auto regression (VAR) model, offering a dynamic system of solely direct real estate variables, for international direct real estate investors and policy makers, to enable their decision-making. Chapter 2 examines the association of residential price and aggregate consumption. A cross-spectra analysis is helps to so validate, because of its model-free characteristics Chapter 3 is concerned with the underlying housing market dynamics and housing price time-series variation, via the Singapore (SG) generalized dynamic factor model (GDFM). Chapter 4 is concerned with the in-depth market analysis and empirical analysis of the structural behavior of the important SG private housing sector. Chapter 5 acknowledges that an in-depth sector analysis and an empirical analysis are imperative to better understand the structural behavior of the SG office sector. Chapter 6 is concerned with the Main Upgrading Programme (MUP), a highly targeted subsidized Housing Development Board (HDB) policy, since the 1990s. Chapter 7 recognizes the ‘National Estate’, denoting SG’s built environment, due to physical planning, integrated urban design, and the direct influence of the SG government in providing physical infrastructure via government ministries, statutory boards and public authorities. Chapter 8 offers the book’s conclusion.
Sweden
Author: International Monetary Fund. European Dept.
Publisher: International Monetary Fund
Published: 2017-11-17
Total Pages: 35
ISBN-13: 1484317238
DOWNLOAD EBOOKThis Selected Issues paper analyzes the high household savings in Sweden. Preliminary evidence suggests that the large increase in savings after the financial crisis may reflect the rising cost of elder care. Econometric analysis appears to confirm anecdotal explanations that extended life expectancy and a preference for higher-quality residential care have contributed to higher savings. Further analysis using more granular data is needed to test alternative hypotheses for the rise in household savings. Anecdotal reports also indicate that parental assistance in young people’s home purchases could be behind the increased saving and serves as an additional bequest motive. Investigating this possibility would benefit significantly from household level data.
National Saving and Economic Performance
Author: B. Douglas Bernheim
Publisher: University of Chicago Press
Published: 1991-05
Total Pages: 408
ISBN-13: 9780226044040
DOWNLOAD EBOOK"... Papers presented at a conference held at the Stouffer Wailea Hotel, Maui, Hawaii, January 6-7, 1989. ... part of the Research on Taxation program of the National Bureau of Economic Research." -- p. ix.
Swedish Economic Policy Review
Author:
Publisher:
Published: 1996
Total Pages: 452
ISBN-13:
DOWNLOAD EBOOKThe Economics of Saving and Growth
Author: Klaus Schmidt-Hebbel
Publisher: Cambridge University Press
Published: 1999-05-13
Total Pages: 213
ISBN-13: 0521632951
DOWNLOAD EBOOKA look at major research and policy issues surrounding saving across the world, first published in 1999.
Household Leverage and the Recession
Author: Callum Jones
Publisher: International Monetary Fund
Published: 2018-08-30
Total Pages: 51
ISBN-13: 1484374983
DOWNLOAD EBOOKWe evaluate and partially challenge the ‘household leverage’ view of the Great Recession. In the data, employment and consumption declined more in states where household debt declined more. We study a model where liquidity constraints amplify the response of consumption and employment to changes in debt. We estimate the model with Bayesian methods combining state and aggregate data. Changes in household credit limits explain 40 percent of the differential rise and fall of employment across states, but a small fraction of the aggregate employment decline in 2008-2010. Nevertheless, since household deleveraging was gradual, credit shocks greatly slowed the recovery.
Save More Tomorrow
Author: Shlomo Benartzi
Publisher: Penguin
Published: 2012-04-12
Total Pages: 288
ISBN-13: 110158033X
DOWNLOAD EBOOKOne of the world’s top experts in behavioral finance offers innovative strategies for improving 401(k) plans. Half of Americans do not have access to a retirement saving plan at their workplace. Of those who do about a third fail to join. And those who do join tend to save too little and often make unwise investment decisions. In short, the 401(k) world is in crisis, and workers need help. Save More Tomorrow provides that help by focusing on the behavioral challenges that led to this crisis inertia, limited self-control, loss aversion, and myopia—and transforms them into behavioral solutions. These solutions, or tools, are based on cutting edge behavioral finance research and they can dramatically improve outcomes by, for example, helping employees: -Save, even if they aren’t ready to do so now, by using future enrollment. -Save more by showing them images of their future selves. -Save smarter by reshuffling the order of funds on the investment menu. Save More Tomorrow is the first comprehensive application of behavioral finance to improve retirement outcomes. It also makes it easy for plan sponsors and their advisers to apply these behavioral tools using its innovative Behavioral Audit process.
